About N2N Insurance Brokerage
cargoinsu.com is operated by N2N Insurance Brokerage. When requesting a marine cargo quote, a shipper usually hears back from a single insurer. We work differently — one application reviews acceptance across six insurers (AIG, Chubb, DB Insurance, KB Insurance, Meritz Fire, Hyundai Marine) at the same time.
No insurer-specific sales pressure — we review the insurer that fits the shipment. Large agencies carry insurer quotas and incentives; a licensed broker acts on behalf of the cargo owner under Article 89 of the Insurance Business Act.
We reply within 1–2 business days as a rule. With no layered sign-off of a large organisation, a quote request is handled right away.
| Site | Scope | Lines |
|---|---|---|
| cargoinsu.com | Cargo, 4 categories | 7 lines — marine cargo, transit, inland transit, fine art, jeweller's, freight forwarder's liability (FFL), carrier's liability |
| n2nib.com | Commercial lines | 110+ lines — liability, D&O, property, workers' comp, engineering, specialty |
Our brokerage fee is paid by the insurer. It is never added to the premium the cargo owner pays.
This structure complies with Article 98 of the Insurance Business Act (prohibition of special benefits), and is what lets us compare six insurers for the shipper at no extra cost.
Our content principles are set out in our editorial standards.
Acceptance criteria differ by insurer depending on cargo type, route and loss history. We review the wordings and materials of all six insurers (listed alphabetically; no ranking is implied).
AM Best Financial Strength Ratings (2025–2026 affirmations). Premiums and acceptance are confirmed after each insurer's underwriting review.
Share the cargo, value, Incoterms and destination — we review acceptance across six insurers and reply within one business day.
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