CARGO · TRANSIT · FINE ART · JEWELLERS · CARRIER LIABILITY · FFL

Instant quotes for cargo.
Expert brokerage for what you ship — and what you're liable for.

N2N Insurance Brokerage's specialist platform across cargo · transit · fine art / jeweller's · carrier / freight liability — 4 categories, 7 lines. Marine cargo gets an instant quote on KIDI reference rates; the other 6 lines are advised after comparing the terms of 6 insurers.

Compare 6 insurers' terms · 30-second auto-quote · avg. 4-hour response

📦 Instant marine cargo premium estimate

For marine & air cargo only — enter export/import, route, HS code and CIF value to see an estimated premium range in about 30 seconds. Final premiums are confirmed after the insurer's underwriting review.

Transit zone auto-maps from origin/destination
e.g. 8471 (computers), 7208 (hot-rolled steel), 0901 (coffee)
Sum insured: USD 550,000 (₩797,500,000)
Prior-day closing T/T selling rate applied automatically

Estimated premium (KIDI · Meritz basis)

ICC(A)
Estimated premium -
Type: -
Route: -
HS Code: -
KIDI item / cargo group: -
Sum insured (CIF×110%): -
Applied rate: - (KIDI reference rate + Meritz basis)
Applied FX: -
Minimum premium: ₩13,000 (KIDI reference)
※ The figure above is an estimate based on the KIDI reference rate + Meritz single rate; actual premiums vary with cargo detail, packing, vessel, the policyholder's record, and discounts/loadings. A firm quote is confirmed after simultaneous comparison across 6 insurers and provided at application.
7lines
specialist cargo lines
(4 categories · 1 instant-quote line)
6
partner insurers
(AM Best A or higher)
30sec
cargo auto-quote
(KIDI reference rate basis)
4hrs
average response time
(6 advisory lines)
FOR REGULAR SHIPPERS

Open Policy — close coverage gaps + cut admin time 90%

Stop quoting, binding and issuing a certificate for every shipment.
Cover attaches from the moment of shipment · manage it all with one monthly statement.

⏱️

No coverage gap

Cover attaches at shipment. Zero risk of being uninsured due to certificate delays.

📉

90% less admin

Per-shipment quote / bind / issue → one monthly statement.

💳

Reference rate + monthly billing

KIDI reference rate + virtual-account monthly billing. Credit terms arranged with 6 insurers.

🔒

ACIU broker handles claims

On a claim, N2N manages loss adjustment and the insurer filing. The shipper only submits documents.

STANDARD

Open Policy

annual premium ₩2M+
  • KIDI reference rate applied
  • Monthly settlement + virtual account
  • Underwriting arranged per insurer
PLUS

Open Policy Plus

annual premium ₩20M+
  • Negotiated (market) rate
  • Further cost savings possible
  • Underwriting arranged per insurer

※ An Open Policy takes effect after the insurer's and shipper's prior underwriting review and a master settlement agreement.

COMING Q4 2026 · BETA

The cargoinsu console dashboard

Per-client cover status · expiry alerts · certificate downloads · OCR auto-intake — all on one screen.

Preview the forwarder and shipper console demos:

📊 Forwarder console demo → 📦 Shipper console demo →

Preview screens — clients, certificates and figures shown are sample data.

📊

Cover status at a glance

Visualize certificates by client and shipment; auto-flag upcoming renewals.

🔔

Auto renewal / expiry alerts

Automatic email / Kakao at D-30 / D-14 / D-7 before expiry.

📄

Auto monthly statement

Monthly Open Policy PDF + Excel export. Ledger integration.

🤖

OCR trade-document intake

Upload CI / PL / B-L → auto-extract HS code, value and Incoterms.

PRODUCTS · 4 CATEGORIES · 7 LINES

What cargoinsu specializes in — 4 categories, 7 lines

Only marine cargo can be quoted instantly; the other categories need asset valuation and underwriting, so we guide them via consultation.

🚛
TRANSIT · ADVISORY

Transit Insurance

Protects the shipper's own goods in domestic road, rail and coastal transit. All Risks from the shipper's standpoint + Warehouse-to-Warehouse + Declaration basis.

🌊
Marine / multimodal
Marine Transit
🛣️
Inland road
Inland Transit
🎨
FINE ART / JEWELLERS · ADVISORY

Fine Art / Jeweller's

Works held by museums, galleries and collectors + high-value stock of jewellers, duty-free and auction houses. Agreed Value basis + Worldwide / Memo endorsements.

🖼️
Fine Art
Fine Art
💎
Jeweller's Block
Jeweller's Block
CARRIER LIABILITY · ADVISORY

Carrier / Freight Liability

Compulsory liability cover for trucking carriers + comprehensive liability for international forwarders. Article 35 Trucking Transport Business Act compulsory cover + KIFFA · FIATA · IATA B/L.

🚚
Carrier's Liability
Carrier's Liability
🌐
Freight Forwarder (FFL)
FFL
WHY CARGOINSU

Why cargoinsu

01

Specialist in 4 categories / 7 lines

Cargo · transit · fine art / jeweller's · carrier / freight liability — depth in transit, storage and high-value goods, with faster response than generalist insurers.

02

HS Code auto-matching

Enter an HS Code and the KIDI marine tariff item (201–306) and cargo group map automatically — reaching the right cargo group in one step.

03

6 AM Best A-rated insurers compared

AIG · Chubb · DB · Hyundai Marine & Fire · KB · Meritz — all rated AM Best A (Excellent) or higher. We compare premiums and policy terms side by side, seeking the best-fit terms balancing coverage and financial strength — not merely the lowest price.

04

Independent insurance broker

An FSS-registered broker (Reg. No. 2026-012201) advising on the client's side under Article 89 of the Insurance Business Act — not an agent of any single insurer.

See all 110+ lines at N2N Insurance Brokerage →
FAQ

cargoinsu answers

The four questions shippers ask most about using an insurance broker.

Q. What is an insurance broker?

Under Article 89 of the Insurance Business Act, a broker is a licensed professional who compares and intermediates insurers on the client's behalf. The key difference: an agent is on the insurer's side; a broker is on yours. N2N Insurance Brokerage, which operates cargoinsu.com, is FSS-registered (Reg. No. 2026-012201).

Q. Who pays the fee?

The insurer pays our brokerage fee. Nothing is added to the premium you pay. This follows Article 98 of the Insurance Business Act (prohibition of special benefits) and is what lets us compare 6 insurers for you at no extra cost.

Q. Why compare 6 insurers?

Underwriting appetite and rates differ by insurer depending on cargo type, route and loss history. A single quote can miss your best terms. cargoinsu reviews AIG · Chubb · DB · Hyundai Marine & Fire · KB · Meritz together (alphabetical order).

Q. What happens after I request a quote?

① Review of your details (1 business day) → ② underwriting check across 6 insurers → ③ results returned (1–2 business days) → ④ you compare and choose → ⑤ application & certificate issue. Marine cargo can also be quoted in 30 seconds via the calculator above.

※ Our brokerage fee is paid by the insurer and is not added to your premium (Article 98, Insurance Business Act).