N2N Insurance Brokerage (N2NIB) is an independent broker specialising in high-value assets — fine art, jewellery and specie. We compare 6 AM Best A-rated insurers in one place to find the cover and terms that fit you best. We also broker the full range of cargo insurance — marine cargo, transit and carrier / freight liability.
Independent broker · 6 AM Best A-rated insurers compared · broker fee paid by the insurer (Insurance Business Act Art. 98)
High-value assets are structured through specialist, agreed-value underwriting — start by exploring the cover and real-world scenarios.
AIG · Chubb · DB · Hyundai Marine & Fire · KB · Meritz — all six insurers are rated AM Best A (Excellent) or higher. We compare premiums, policy wordings and financial strength in one table.
→ AM Best ratings & financial strengthOur brokerage fee is paid by the insurer. No separate broker fee is added to your premium, so you receive the 6-insurer comparison at no extra cost (Insurance Business Act Art. 98).
→ Get a free comparison quoteEnter the HS code and cargo details and a marine cargo premium is estimated in about 30 seconds on the KIDI reference rate, leading into a 6-insurer comparison and same-day issue.
→ Run the instant marine cargo quoteFine art, jewellery and specie are structured through specialist agreed-value underwriting; marine cargo can be quoted instantly on the KIDI reference rate.
Works held by museums, galleries and collectors, and the high-value stock of jewellers, duty-free and auction houses, covered on an Agreed Value basis. From Wall-to-Wall and short-term exhibition to Memo consignment, Mysterious Disappearance and Worldwide cover — we structure the risks specific to high-value assets.
Loss or damage to goods in sea, air or multimodal transit. Designed by ICC (A)/(B)/(C).
Learn more →The shipper's own goods in domestic marine, multimodal and inland transit. All Risks · W2W.
Learn more →Carrier and forwarder liability. Trucking Act Art. 35 compulsory cover · FFL.
Learn more →An FSS-registered insurance broker (Reg. No. 2026-012201) advising on the client's side under Article 89 of the Insurance Business Act. We are not an agent of any single insurer, so we compare neutrally for shippers, collectors and dealers.
Agreed Value, Wall-to-Wall, Memo consignment and Mysterious Disappearance — we structure the cover specific to high-value assets. An ACIU-qualified underwriter reviews museum, gallery, auction, dealer and duty-free risks directly.
AIG · Chubb · DB · Hyundai Marine & Fire · KB · Meritz — all rated AM Best A (Excellent) or higher. We compare premiums and policy terms side by side, weighing coverage and financial strength — not merely the lowest price.
Our brokerage fee is paid by the insurer. No separate broker fee is added to your premium, so you receive the 6-insurer comparison at no extra cost (Insurance Business Act Art. 98).
Broker fee paid by the insurer — no extra cost to you. Reply within 1–2 business days. (Premiums are confirmed after the insurer's underwriting review.)
Request a comparison →The four questions shippers ask most about using an insurance broker.
Under Article 89 of the Insurance Business Act, a broker is a licensed professional who compares and intermediates insurers on the client's behalf. The key difference: an agent is on the insurer's side; a broker is on yours. N2N Insurance Brokerage, which operates cargoinsu.com, is FSS-registered (Reg. No. 2026-012201).
The insurer pays our brokerage fee. Nothing is added to the premium you pay. This follows Article 98 of the Insurance Business Act (prohibition of special benefits) and is what lets us compare 6 insurers for you at no extra cost.
Underwriting appetite and rates differ by insurer depending on cargo type, route and loss history. A single quote can miss your best terms. cargoinsu reviews AIG · Chubb · DB · Hyundai Marine & Fire · KB · Meritz together (alphabetical order).
① Review of your details (1 business day) → ② underwriting check across 6 insurers → ③ results returned (1–2 business days) → ④ you compare and choose → ⑤ application & certificate issue. Marine cargo can also be quoted in 30 seconds via the calculator above.
※ Our brokerage fee is paid by the insurer and is not added to your premium (Article 98, Insurance Business Act).
