/* ===========================================================
   N2N Insurance Brokerage — Editorial design system
   Inspired by vape24 — IBM Plex Sans · Noto Sans KR (한글 가독성 우선, 명조체·이탤릭 미사용)
   =========================================================== */
@import url('https://fonts.googleapis.com/css2?family=IBM+Plex+Sans:wght@300;400;500;600;700&family=IBM+Plex+Mono:wght@400;500;600&family=Noto+Sans+KR:wght@300;400;500;600;700&display=swap');

:root {
  /* Editorial color palette */
  --forest:    #0B2818;      /* deep forest green */
  --forest-2:  #143826;
  --ivory:     #F4F0E8;      /* warm ivory background */
  --ivory-2:   #EAE4D6;
  --bg:        #FFFFFF;
  --bg-alt:    #F4F0E8;      /* ivory neutral */
  --border:    rgba(31, 31, 27, 0.12);
  --rule:      #1F1F1B;
  --ink:       #0A0A0A;
  --ink-2:     #3A3A38;
  --ink-40:    #6B6B67;
  --muted:     #6B6B67;

  /* Brand — forest as primary */
  --brand:        #0B2818;
  --brand-2:      #143826;
  --brand-soft:   #EAE4D6;

  /* Accent palette */
  --accent:    #D97757;     /* warm terracotta */
  --oxblood:   #8B1A1A;
  --gold:      #B58900;
  --hover:     #EAE4D6;

  /* Layout */
  --maxw: 1280px;
  --radius:    3px;
  --radius-sm: 2px;
  --shadow-sm: 0 1px 2px rgba(11, 40, 24, 0.06);
  --shadow:    0 2px 14px rgba(11, 40, 24, 0.10);

  /* Typography stacks
     - 본문/제목 모두 동일한 sans-serif 스택을 사용 (한글 본문은 Noto Sans KR)
     - 명조체(serif)와 이탤릭은 한글 가독성·식별성 이슈로 사용하지 않음
  */
  --f-display: 'IBM Plex Sans', 'Noto Sans KR', -apple-system,
               BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;
  --f-body:    'IBM Plex Sans', 'Noto Sans KR', -apple-system,
               BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;
  --f-mono:    'IBM Plex Mono', ui-monospace, SFMono-Regular, monospace;
}

* { box-sizing: border-box; }
html, body { margin: 0; padding: 0; }
html { scroll-behavior: smooth; }

/* iOS Safari 가로 잘림 방지 — viewport 초과 컨텐츠는 자체 영역에서만 가로 스크롤 */
html, body {
  max-width: 100vw;
  overflow-x: hidden;
}
*, *::before, *::after {
  box-sizing: border-box;
  /* flex/grid item 기본 min-width:auto 무력화 — iOS Safari 잘림의 흔한 원인 */
  min-width: 0;
}
img, iframe, video, svg {
  max-width: 100%;
  height: auto;
}

body {
  font-family: var(--f-body);
  color: var(--ink);
  background: var(--ivory);
  line-height: 1.6;
  font-size: 16px;
  font-feature-settings: "ss01", "cv11";
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
  position: relative;
  /* 한국어 워드 분절 방지 — 단어 중간에서 끊기지 않도록 (전역) */
  word-break: keep-all;
  overflow-wrap: break-word;
  line-break: strict;
}

/* Subtle film grain overlay (vape24-style) */
body::before {
  content: '';
  position: fixed;
  inset: 0;
  pointer-events: none;
  z-index: 1;
  opacity: 0.025;
  background-image: url("data:image/svg+xml,%3Csvg viewBox='0 0 200 200' xmlns='http://www.w3.org/2000/svg'%3E%3Cfilter id='noiseFilter'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='0.85' numOctaves='3' stitchTiles='stitch'/%3E%3C/filter%3E%3Crect width='100%25' height='100%25' filter='url(%23noiseFilter)'/%3E%3C/svg%3E");
}

img { max-width: 100%; display: block; border: 0; }
a { color: var(--forest); text-decoration: none; transition: color .2s; }
a:hover { color: var(--accent); text-decoration: none; }

h1, h2, h3, h4 {
  font-family: var(--f-display);
  color: var(--forest);
  font-weight: 500;
  letter-spacing: -0.02em;
  margin: 0 0 .6em;
  line-height: 1.15;
}
[lang="ko"] h1, [lang="ko"] h2, [lang="ko"] h3, [lang="ko"] h4 {
  font-family: var(--f-display);
  letter-spacing: -0.035em;
}
h1 { font-size: clamp(2rem, 4.5vw, 3.5rem); font-weight: 400; }
h2 { font-size: clamp(1.5rem, 2.8vw, 2.1rem); }
h3 { font-size: 1.15rem; font-weight: 500; }
h4 { font-size: 1rem; font-weight: 600; }
em { font-style: normal; font-weight: 500; color: var(--accent); }

p  { margin: 0 0 1em; color: var(--ink-2); }
hr { border: 0; border-top: 1px solid var(--border); margin: 48px 0; }

/* Mono for codes·labels·metrics */
.mono, code, kbd { font-family: var(--f-mono); font-feature-settings: "zero"; }

/* ---- Container ---- */
.container { max-width: var(--maxw); margin: 0 auto; padding: 0 20px; }

/* =========================================================
   TOP bar (logo + utilities)
   ========================================================= */
.top_wrap {
  border-bottom: 1px solid var(--border);
  background: #fff;
}
.top_wrap_cont {
  max-width: var(--maxw); margin: 0 auto; padding: 16px 20px;
  display: flex; align-items: center; justify-content: space-between; gap: 20px;
}
.logo { display: flex; align-items: center; gap: 12px; }
.logo-mark {
  width: 44px; height: 44px; border-radius: 8px;
  background: linear-gradient(135deg, var(--brand), var(--brand-2));
  color: #fff; display: grid; place-items: center;
  font-weight: 800; font-size: .86rem; letter-spacing: .02em;
}
.logo-txt { line-height: 1.2; }
.logo-txt strong { color: var(--ink); font-size: 1.1rem; font-weight: 800; letter-spacing: -.01em; }
.logo-txt span { display: block; color: var(--muted); font-size: .72rem; margin-top: 2px; letter-spacing: .02em; }
.top-utils { display: flex; gap: 6px; align-items: center; font-size: .82rem; color: var(--muted); }
.top-utils a { color: var(--muted); padding: 4px 10px; border-radius: 3px; }
.top-utils a:hover { background: var(--hover); color: var(--ink); text-decoration: none; }
.top-utils .sep { color: var(--border); }
.top-utils .hot { color: var(--brand); font-weight: 600; }

/* =========================================================
   GNB (horizontal nav with dropdown)
   ========================================================= */
.navi_wrap {
  background: var(--brand);
  border-bottom: 3px solid var(--brand-2);
  position: relative; z-index: 100;
}
.gnb {
  max-width: var(--maxw); margin: 0 auto; padding: 0 20px;
  display: flex; align-items: center;
}
.gnb > ul {
  display: flex; list-style: none; margin: 0; padding: 0; flex: 1;
}
.gnb > ul > li {
  position: relative; flex: 1;
}
.gnb > ul > li > a {
  display: block; text-align: center; padding: 16px 10px;
  color: #fff; font-weight: 600; font-size: .98rem;
  text-decoration: none; letter-spacing: -.01em;
  transition: background .15s;
}
.gnb > ul > li:hover > a,
.gnb > ul > li.active > a {
  background: var(--brand-2); color: #fff;
}
.gnb .depth2 {
  display: none;
  position: absolute; left: 0; top: 100%;
  min-width: 200px; width: max-content;
  background: #fff;
  border: 1px solid var(--border); border-top: 0;
  box-shadow: var(--shadow);
  padding: 8px 0;
  list-style: none; margin: 0;
}
.gnb > ul > li:hover .depth2 { display: block; }
.gnb .depth2 li a {
  display: block; padding: 9px 20px;
  color: var(--ink-2); font-size: .92rem; text-decoration: none;
  white-space: nowrap;
}
.gnb .depth2 li a:hover {
  background: var(--brand-soft); color: var(--brand); text-decoration: none;
}
.gnb .consult-btn {
  background: var(--accent); color: #fff !important;
  font-weight: 700 !important; margin-left: 8px;
}
.gnb .consult-btn:hover { background: #0b8b9b !important; }

.menu-toggle {
  display: none; background: transparent; border: 0; padding: 10px;
  cursor: pointer; margin-left: auto;
}
.menu-toggle span { display: block; width: 22px; height: 2px; background: #fff; margin: 5px 0; border-radius: 2px; }

/* =========================================================
   Hero slider
   ========================================================= */
.hero {
  position: relative;
  background: linear-gradient(135deg, var(--forest) 0%, var(--forest-2) 50%, var(--ink) 100%);
  color: var(--ivory);
  padding: 70px 0;
  overflow: hidden;
}
.hero::before {
  content: ""; position: absolute; inset: 0;
  background:
    radial-gradient(circle at 20% 20%, rgba(244,240,232,0.06), transparent 40%),
    radial-gradient(circle at 80% 80%, rgba(217,119,87,0.18), transparent 40%);
  pointer-events: none;
}
.hero .container { position: relative; z-index: 2; }
.hero-eyebrow {
  display: inline-block; padding: 5px 12px; border-radius: 999px;
  background: rgba(255,255,255,0.15); color: #fff;
  font-size: .78rem; font-weight: 600; letter-spacing: .05em;
  margin-bottom: 18px;
}
.hero h1 {
  color: #fff; font-size: clamp(1.9rem, 3.4vw, 2.8rem);
  max-width: 760px; margin-bottom: 16px;
}
.hero .lede { color: rgba(255,255,255,0.88); max-width: 640px; font-size: 1.05rem; }
.hero-actions { display: flex; gap: 10px; margin-top: 28px; flex-wrap: wrap; }

/* Buttons */
.btn {
  display: inline-flex; align-items: center; gap: 8px;
  padding: 12px 24px; border-radius: 4px;
  font-weight: 700; font-size: .95rem; cursor: pointer;
  border: 1px solid transparent; transition: .15s;
  text-decoration: none !important; white-space: nowrap;
}
.btn-primary { background: var(--accent); color: #fff; }
.btn-primary:hover { background: #0b8b9b; }
.btn-light { background: #fff; color: var(--brand); }
.btn-light:hover { background: #f1f5f9; }
.btn-outline { background: transparent; color: #fff; border-color: rgba(255,255,255,0.5); }
.btn-outline:hover { background: rgba(255,255,255,0.1); border-color: #fff; }
.btn-dark { background: var(--brand); color: #fff; }
.btn-dark:hover { background: var(--brand-2); }
.btn-ghost { background: #fff; color: var(--ink); border-color: var(--border); }
.btn-ghost:hover { background: var(--hover); border-color: var(--ink); }

/* =========================================================
   Quick product strip (5 product row like JTOK)
   ========================================================= */
.quick_strip {
  display: grid; grid-template-columns: repeat(5, 1fr);
  border: 1px solid var(--border); border-radius: var(--radius);
  overflow: hidden; background: #fff; margin-top: -36px;
  box-shadow: var(--shadow); position: relative; z-index: 3;
}
.quick_strip a {
  display: flex; align-items: center; gap: 10px;
  padding: 20px 18px; color: var(--ink); text-decoration: none;
  border-left: 1px solid var(--border);
  background: #fff; transition: .15s;
  font-weight: 600;
}
.quick_strip a:first-child { border-left: 0; }
.quick_strip a:hover { background: var(--brand-soft); color: var(--brand); text-decoration: none; }
.quick_strip .q-icon {
  width: 38px; height: 38px; border-radius: 50%;
  background: var(--brand); color: #fff;
  display: grid; place-items: center; font-weight: 800;
  flex-shrink: 0; font-size: .9rem;
}
.quick_strip .q-label { font-size: .94rem; line-height: 1.25; }

/* =========================================================
   Main 3-column content area
   ========================================================= */
.main-content {
  display: grid; grid-template-columns: 1.4fr 1fr 1fr;
  gap: 20px; padding: 48px 0;
}
.mc-card {
  background: #fff; border: 1px solid var(--border);
  border-radius: var(--radius); overflow: hidden;
  display: flex; flex-direction: column;
}
.mc-card .mc-head {
  padding: 16px 20px; border-bottom: 1px solid var(--border);
  display: flex; align-items: center; justify-content: space-between;
}
.mc-card .mc-head h3 { margin: 0; font-size: 1.05rem; color: var(--brand); }
.mc-card .mc-head a { font-size: .82rem; color: var(--muted); }
.mc-card .mc-body { padding: 16px 20px; flex: 1; }
.mc-banner {
  min-height: 260px;
  background: linear-gradient(135deg, var(--brand), var(--brand-2));
  color: #fff; padding: 28px;
  display: flex; flex-direction: column; justify-content: space-between;
  border-radius: var(--radius); position: relative; overflow: hidden;
}
.mc-banner::before {
  content: ""; position: absolute; right: -40px; bottom: -40px;
  width: 200px; height: 200px; border-radius: 50%;
  background: rgba(255,255,255,0.08);
}
.mc-banner h3 { color: #fff; font-size: 1.4rem; position: relative; }
.mc-banner p { color: rgba(255,255,255,0.9); position: relative; }
.mc-banner a.btn { margin-top: auto; align-self: flex-start; position: relative; }

.notice-list { list-style: none; margin: 0; padding: 0; font-size: .9rem; }
.notice-list li { padding: 9px 0; border-bottom: 1px dashed var(--border); }
.notice-list li:last-child { border-bottom: 0; }
.notice-list li a { color: var(--ink-2); display: flex; gap: 8px; justify-content: space-between; }
.notice-list li a:hover { color: var(--brand); }
.notice-list .date { color: var(--muted); font-size: .8rem; flex-shrink: 0; }
.notice-list .new { color: var(--accent); font-weight: 700; font-size: .76rem; margin-right: 4px; }

.inquiry-mini label { display: block; font-size: .85rem; color: var(--ink-2); margin: 10px 0 4px; font-weight: 600; }
.inquiry-mini input, .inquiry-mini select {
  width: 100%; padding: 9px 10px; border: 1px solid var(--border);
  border-radius: var(--radius-sm); font: inherit; background: #fff;
}
.inquiry-mini .btn { width: 100%; margin-top: 14px; justify-content: center; }

/* =========================================================
   Partner rolling strip
   ========================================================= */
.partners-strip {
  background: var(--bg-alt); padding: 24px 0; border-top: 1px solid var(--border);
}
.partners-strip .title {
  text-align: center; font-size: .85rem; color: var(--muted);
  letter-spacing: .1em; margin-bottom: 16px; font-weight: 600;
}
.partners-row {
  display: flex; flex-wrap: wrap; gap: 10px; justify-content: center;
}
.partner-pill {
  padding: 10px 22px; background: #fff; border: 1px solid var(--border);
  border-radius: 999px; color: var(--ink-2); font-weight: 700; font-size: .92rem;
  min-width: 120px; text-align: center;
}

/* =========================================================
   Right floating quick nav (fixed)
   ========================================================= */
.right-quick {
  position: fixed; right: 14px; top: 240px; z-index: 90;
  width: 92px; display: flex; flex-direction: column; gap: 6px;
}
.rq-item {
  display: block; background: #fff; border: 1px solid var(--border);
  border-radius: var(--radius-sm); padding: 12px 6px; text-align: center;
  color: var(--ink); font-size: .78rem; font-weight: 600; line-height: 1.3;
  box-shadow: var(--shadow-sm); transition: .12s;
}
.rq-item:hover { background: var(--brand); color: #fff; text-decoration: none; border-color: var(--brand); }
.rq-item .rq-icon { font-size: 1.4rem; display: block; margin-bottom: 3px; }
.rq-item.tel { background: var(--brand); color: #fff; border-color: var(--brand); padding: 12px 6px; }
.rq-item.tel .rq-num { font-size: .78rem; font-weight: 800; margin-top: 3px; display: block; letter-spacing: -.02em; }
.rq-totop {
  margin-top: 8px; background: #fff; border: 1px solid var(--border);
  border-radius: 50%; width: 42px; height: 42px; display: grid; place-items: center;
  align-self: center; cursor: pointer; color: var(--brand); font-size: 1.3rem;
  box-shadow: var(--shadow-sm);
}
.rq-totop:hover { background: var(--brand); color: #fff; }

/* =========================================================
   Generic sections
   ========================================================= */
.section { padding: 64px 0; }
.section--alt { background: var(--bg-alt); }
.section-head { text-align: center; margin-bottom: 40px; }
.section-head .eyebrow {
  display: inline-block; color: var(--brand); font-size: .78rem; font-weight: 700;
  letter-spacing: .12em; text-transform: uppercase; margin-bottom: 10px;
}
.section-head h2 { font-size: clamp(1.5rem, 2.4vw, 2rem); margin-bottom: 8px; }
.section-head p { color: var(--muted); max-width: 640px; margin: 0 auto; }

/* =========================================================
   Page head (sub pages)
   ========================================================= */
.page-head {
  background: var(--ivory);
  color: var(--forest);
  padding: clamp(3rem, 6vw, 4.5rem) 0 clamp(2rem, 4vw, 3rem);
  border-bottom: 1px solid var(--rule);
  position: relative;
}
.page-head::before {
  content: '';
  position: absolute; left: 0; top: 0; bottom: 0;
  width: 1px;
  background: var(--accent);
}
.page-head h1 {
  color: var(--forest);
  font-family: var(--f-display);
  font-weight: 400;
  font-size: clamp(2rem, 4vw, 3rem);
  letter-spacing: -0.025em;
  margin-bottom: 10px;
}
.page-head p { color: var(--ink-2); max-width: 70ch; margin: 0 auto; }
.breadcrumb {
  background: var(--bg-alt); border-bottom: 1px solid var(--border);
  padding: 14px 0; font-size: .85rem; color: var(--muted);
}
.breadcrumb a { color: var(--muted); }
.breadcrumb a:hover { color: var(--brand); }
.breadcrumb .sep { margin: 0 6px; color: var(--border); }
.breadcrumb .current { color: var(--ink); font-weight: 600; }

/* =========================================================
   Product category page
   ========================================================= */
.cat-toc {
  background: #fff; border: 1px solid var(--border); border-radius: var(--radius);
  padding: 18px; margin-bottom: 40px;
  display: grid; grid-template-columns: repeat(6, 1fr); gap: 6px;
}
.cat-toc a {
  padding: 10px 6px; text-align: center; border-radius: var(--radius-sm);
  background: var(--bg-alt); color: var(--ink-2); font-weight: 600; font-size: .9rem;
}
.cat-toc a:hover { background: var(--brand); color: #fff; text-decoration: none; }

.cat-block { margin-bottom: 56px; scroll-margin-top: 80px; }
.cat-block > h2 {
  font-size: 1.5rem; padding-bottom: 12px; border-bottom: 2px solid var(--brand);
  margin-bottom: 24px; display: flex; align-items: baseline; gap: 10px;
}
.cat-block > h2 .cat-en { font-size: .92rem; color: var(--muted); font-weight: 500; }

.prod-grid {
  display: grid; grid-template-columns: repeat(auto-fill, minmax(280px, 1fr));
  gap: 16px;
}
.prod-card {
  background: #fff; border: 1px solid var(--border); border-radius: var(--radius);
  padding: 20px; transition: .15s;
  display: flex; flex-direction: column;
}
.prod-card:hover {
  border-color: var(--brand); box-shadow: var(--shadow); transform: translateY(-2px);
}
.prod-card h3 { font-size: 1rem; color: var(--brand); margin-bottom: 6px; }
.prod-card h3 a { color: inherit; text-decoration: none; border-bottom: 1px dashed transparent; transition: border-color .15s; }
.prod-card h3 a:hover { border-bottom-color: var(--brand); }
.prod-card .prod-sub { font-size: .78rem; color: var(--muted); margin-bottom: 10px; }
.prod-card p { font-size: .88rem; margin: 0 0 14px; flex: 1; }
.prod-card .prod-link { font-size: .82rem; color: var(--brand); font-weight: 600; }

/* ★ 상품카드 우측 쉐브론 (Policygenius 패턴) */
.prod-card { position: relative; padding-right: 40px; }
.prod-card::after {
  content: '›';
  position: absolute;
  right: 14px;
  top: 50%;
  transform: translateY(-50%);
  font-size: 2rem;
  color: var(--accent, #C56A2C);
  font-weight: 300;
  line-height: 1;
  pointer-events: none;
  transition: transform 0.18s ease, color 0.18s ease;
}
.prod-card:hover::after {
  transform: translateY(-50%) translateX(3px);
  color: var(--forest, #0B2818);
}
.prod-card .prod-link {
  align-self: flex-start;
  margin-top: auto;
  font-size: .82rem;
  color: var(--accent, #C56A2C);
  text-decoration: none;
}
.prod-card .prod-link:hover { text-decoration: underline; }

/* =========================================================
   Forms
   ========================================================= */
.form-wrap {
  background: #fff; border: 1px solid var(--border);
  border-radius: var(--radius); padding: 32px;
}
.form-row { margin-bottom: 16px; }
.form-row label {
  display: block; font-weight: 600; font-size: .88rem;
  margin-bottom: 5px; color: var(--ink);
}
.form-row label .req { color: #dc2626; margin-left: 3px; }
.form-row input[type="text"], .form-row input[type="email"],
.form-row input[type="tel"], .form-row select, .form-row textarea {
  width: 100%; padding: 10px 12px;
  border: 1px solid var(--border); border-radius: var(--radius-sm);
  font: inherit; background: #fff; color: var(--ink);
}
.form-row input:focus, .form-row select:focus, .form-row textarea:focus {
  outline: none; border-color: var(--brand);
  box-shadow: 0 0 0 3px rgba(11,61,145,0.12);
}
.form-row textarea { min-height: 110px; resize: vertical; }
.form-row .hint { font-size: .78rem; color: var(--muted); margin-top: 4px; }
.form-col-2 { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }
.check-row { display: flex; align-items: flex-start; gap: 8px; font-size: .85rem; color: var(--ink-2); }
.check-row input { margin-top: 3px; flex-shrink: 0; }
.form-actions { margin-top: 24px; display: flex; gap: 10px; flex-wrap: wrap; }

.form-note {
  background: #fffbeb; border: 1px solid #fde68a;
  border-radius: var(--radius-sm); padding: 12px 14px;
  font-size: .84rem; color: #78350f; margin-bottom: 18px;
}
.contact-side {
  background: #fff; border: 1px solid var(--border);
  border-radius: var(--radius); padding: 22px; position: sticky; top: 20px;
}
.contact-side h3 { margin-top: 0; color: var(--brand); }
.contact-side dl { margin: 0; }
.contact-side dt { font-size: .78rem; color: var(--muted); margin-top: 10px; font-weight: 600; }
.contact-side dt:first-child { margin-top: 0; }
.contact-side dd { margin: 2px 0 0; font-weight: 500; color: var(--ink); font-size: .92rem; }

/* =========================================================
   About page
   ========================================================= */
.profile-box {
  background: #fff; border: 1px solid var(--border); border-radius: var(--radius);
  padding: 24px;
}
.profile-head { display: flex; gap: 18px; align-items: center; margin-bottom: 18px; }
.profile-avatar {
  width: 70px; height: 70px; border-radius: 50%;
  background: linear-gradient(135deg, var(--brand), var(--brand-2));
  color: #fff; display: grid; place-items: center;
  font-size: 1.8rem; font-weight: 800;
}
.kv-list dl { display: grid; grid-template-columns: 120px 1fr; gap: 8px 16px; margin: 0; }
.kv-list dt { color: var(--muted); font-weight: 500; font-size: .88rem; }
.kv-list dd { margin: 0; color: var(--ink); font-size: .92rem; }

.step-list { list-style: none; padding: 0; margin: 0; counter-reset: step; }
.step-list li {
  counter-increment: step; position: relative; padding: 10px 0 10px 42px;
  font-size: .95rem;
}
.step-list li::before {
  content: counter(step); position: absolute; left: 0; top: 10px;
  width: 28px; height: 28px; border-radius: 50%;
  background: var(--brand); color: #fff; display: grid; place-items: center;
  font-weight: 700; font-size: .82rem;
}

/* =========================================================
   Callout
   ========================================================= */
.callout {
  padding: 16px 20px; border-radius: var(--radius);
  background: var(--brand-soft); border-left: 3px solid var(--brand);
  color: var(--ink-2); font-size: .92rem;
}
.callout strong { color: var(--brand); }

/* =========================================================
   Footer
   ========================================================= */
.site-footer {
  background: #1b2330; color: #9aa3b2; padding: 40px 0 24px;
  font-size: .85rem;
}
.footer-top {
  display: grid; grid-template-columns: 1.4fr 1fr 1fr;
  gap: 28px; margin-bottom: 28px;
}
.footer-top h4 { color: #fff; font-size: .95rem; margin-bottom: 12px; }
.footer-top a { color: #9aa3b2; display: block; padding: 3px 0; }
.footer-top a:hover { color: #fff; text-decoration: none; }
.footer-info { font-size: .82rem; line-height: 1.7; }
.footer-info strong { color: #fff; }
.footer-bottom {
  padding-top: 18px; border-top: 1px solid #2a3444;
  display: flex; justify-content: space-between; flex-wrap: wrap; gap: 10px;
  font-size: .8rem;
}

/* =========================================================
   Utilities
   ========================================================= */
.text-center { text-align: center; }
.mt-8 { margin-top: 8px; } .mt-16 { margin-top: 16px; } .mt-24 { margin-top: 24px; } .mt-32 { margin-top: 32px; }
.mb-0 { margin-bottom: 0; } .mb-8 { margin-bottom: 8px; } .mb-16 { margin-bottom: 16px; } .mb-32 { margin-bottom: 32px; }
.hide { display: none !important; }

/* =========================================================
   Responsive
   ========================================================= */
@media (max-width: 1024px) {
  .quick_strip { grid-template-columns: repeat(3, 1fr); }
  .quick_strip a:nth-child(4) { border-left: 0; }
  .main-content { grid-template-columns: 1fr 1fr; }
  .main-content .mc-card:first-child { grid-column: 1 / -1; }
  .cat-toc { grid-template-columns: repeat(3, 1fr); }
}
@media (max-width: 780px) {
  .top-utils { display: none; }
  .top_wrap_cont { padding: 14px 18px; }
  .gnb { padding: 0; }
  .gnb > ul {
    display: none; position: absolute; left: 0; right: 0; top: 100%;
    flex-direction: column; background: var(--brand); padding: 8px 0; z-index: 100;
  }
  .gnb > ul.open { display: flex; }
  .gnb > ul > li { flex: none; width: 100%; }
  .gnb > ul > li > a { text-align: left; padding: 12px 20px; }
  .gnb .depth2 { position: static; border: 0; box-shadow: none; background: var(--brand-2); padding: 0; }
  .gnb .depth2 li a { color: rgba(255,255,255,0.88); padding: 10px 36px; }
  .gnb .depth2 li a:hover { background: #041e4a; color: #fff; }
  .menu-toggle { display: block; position: absolute; right: 12px; top: 4px; }
  .gnb { position: relative; min-height: 48px; }

  .quick_strip { grid-template-columns: repeat(2, 1fr); margin-top: 20px; }
  .quick_strip a { border-left: 0 !important; border-top: 1px solid var(--border); padding: 14px; }
  .quick_strip a:nth-child(-n+2) { border-top: 0; }

  .main-content { grid-template-columns: 1fr; }
  .cat-toc { grid-template-columns: repeat(2, 1fr); }
  .right-quick { display: none; }
  .footer-top { grid-template-columns: 1fr; }
  .form-col-2 { grid-template-columns: 1fr; }
  .form-wrap { padding: 20px; }
  .kv-list dl { grid-template-columns: 1fr; gap: 2px 0; }
  .kv-list dt { margin-top: 8px; }
  .profile-head { flex-direction: column; text-align: center; }
  .hero { padding: 48px 0; }
  .section { padding: 48px 0; }
  /* consult page columns collapse */
  .container[style*="grid-template-columns"] { grid-template-columns: 1fr !important; }
  .contact-side { position: static; margin-top: 24px; }
  /* product detail collapse */
  .pd-layout { grid-template-columns: 1fr !important; }
  .pd-snb { position: static !important; margin-bottom: 20px; }
  .pd-tabs { grid-template-columns: 1fr 1fr 1fr; }
  .pd-hero { padding: 36px 0 !important; }
  .pd-hero h1 { font-size: 1.6rem !important; }
}

/* =========================================================
   PRODUCT DETAIL PAGES  (상품안내 / 보상내용 / 가입안내)
   - mirrors j2k-b2b.com /ins0X/ins0X_Y layout
   ========================================================= */
.breadcrumb {
  background: var(--bg-alt);
  border-bottom: 1px solid var(--border);
  padding: 12px 0;
  font-size: 13px;
  color: var(--muted);
}
.breadcrumb ol { list-style: none; padding: 0; margin: 0; display: flex; flex-wrap: wrap; gap: 6px; }
.breadcrumb li::after { content: '›'; margin-left: 8px; color: #c3cad3; }
.breadcrumb li:last-child::after { content: ''; }
.breadcrumb a { color: var(--muted); }
.breadcrumb li:last-child { color: var(--brand); font-weight: 600; }

.pd-hero {
  background: linear-gradient(135deg, var(--brand) 0%, var(--brand-2) 100%);
  color: #fff;
  padding: 60px 0;
  position: relative;
}
.pd-hero .container { position: relative; z-index: 2; }
.pd-hero .pd-cat {
  display: inline-block;
  background: rgba(255,255,255,0.14);
  border: 1px solid rgba(255,255,255,0.28);
  color: #fff;
  padding: 5px 14px;
  border-radius: 999px;
  font-size: 13px;
  font-weight: 600;
  margin-bottom: 14px;
  letter-spacing: .02em;
}
.pd-hero h1 { color: #fff; margin: 0 0 12px; font-size: 2rem; line-height: 1.25; }
.pd-hero .pd-lead { color: rgba(255,255,255,0.92); font-size: 1.05rem; max-width: 760px; margin: 0; }

.pd-layout {
  display: grid;
  grid-template-columns: 240px minmax(0, 1fr);
  gap: 36px;
  padding: 44px 0 60px;
}
/* Left sidebar — category navigation */
.pd-snb {
  position: sticky;
  top: 24px;
  align-self: start;
}
.pd-snb h3 {
  background: var(--brand);
  color: #fff;
  margin: 0;
  padding: 18px 18px;
  font-size: 1.05rem;
  border-radius: 6px 6px 0 0;
}
.pd-snb ul {
  list-style: none;
  padding: 0;
  margin: 0;
  border: 1px solid var(--border);
  border-top: 0;
  border-radius: 0 0 6px 6px;
  background: #fff;
}
.pd-snb li a {
  display: block;
  padding: 11px 16px;
  font-size: 13.5px;
  color: var(--ink-2);
  border-bottom: 1px solid var(--border);
  transition: background .15s;
}
.pd-snb li:last-child a { border-bottom: 0; }
.pd-snb li a:hover { background: var(--brand-soft); text-decoration: none; color: var(--brand); }
.pd-snb li.active a {
  background: var(--brand-soft);
  color: var(--brand);
  font-weight: 700;
  border-left: 3px solid var(--brand);
  padding-left: 13px;
}

/* Right content — tabs */
.pd-content h2.pd-title {
  font-size: 1.5rem;
  margin: 0 0 20px;
  padding-bottom: 14px;
  border-bottom: 2px solid var(--brand);
}
.pd-tabs {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  margin: 0 0 28px;
  border: 1px solid var(--border);
  border-radius: 6px;
  overflow: hidden;
  background: #fff;
}
.pd-tab-btn {
  background: #f4f7fb;
  color: var(--ink-2);
  border: 0;
  border-right: 1px solid var(--border);
  padding: 14px 12px;
  font-size: 15px;
  font-weight: 600;
  cursor: pointer;
  font-family: inherit;
  transition: background .15s, color .15s;
}
.pd-tab-btn:last-child { border-right: 0; }
.pd-tab-btn:hover { background: var(--brand-soft); color: var(--brand); }
.pd-tab-btn.active {
  background: var(--brand);
  color: #fff;
}
.pd-tab-pane { display: none; }
.pd-tab-pane.active { display: block; animation: pd-fade .25s ease; }
@keyframes pd-fade { from { opacity: 0; transform: translateY(4px); } to { opacity: 1; transform: translateY(0); } }

/* Section titles inside tabs */
.pd-section { margin: 0 0 34px; }
.pd-section:last-child { margin-bottom: 0; }
.pd-section h3 {
  font-size: 1.15rem;
  color: var(--brand);
  margin: 0 0 12px;
  padding-left: 14px;
  border-left: 4px solid var(--brand);
  line-height: 1.3;
}
.pd-section h4 {
  font-size: 1rem;
  color: var(--ink);
  margin: 20px 0 10px;
  font-weight: 700;
}
.pd-section p { margin: 0 0 12px; color: var(--ink-2); }

/* Numbered feature blocks (mirrors j2k .ins_area dl) */
.pd-feature-list {
  display: grid;
  gap: 14px;
  margin: 16px 0 0;
  padding: 0;
  list-style: none;
}
.pd-feature-list > li {
  display: grid;
  grid-template-columns: 44px 1fr;
  align-items: start;
  gap: 16px;
  background: var(--bg-alt);
  border: 1px solid var(--border);
  border-left: 3px solid var(--brand);
  border-radius: 4px;
  padding: 16px 18px;
}
.pd-feature-list .pd-num {
  display: inline-flex;
  justify-content: center; align-items: center;
  width: 36px; height: 36px;
  background: var(--brand);
  color: #fff;
  border-radius: 50%;
  font-weight: 700;
  font-size: 14px;
}
.pd-feature-list .pd-ftext strong { color: var(--ink); display: block; margin-bottom: 4px; }
.pd-feature-list .pd-ftext p { margin: 0; font-size: 14px; }

/* Gray bullet list (보상내용) */
.pd-bul {
  list-style: none;
  padding: 0;
  margin: 10px 0 14px;
}
.pd-bul > li {
  position: relative;
  padding: 4px 0 4px 16px;
  color: var(--ink-2);
  font-size: 14.5px;
  line-height: 1.65;
}
.pd-bul > li::before {
  content: '';
  position: absolute;
  left: 0; top: 13px;
  width: 5px; height: 5px;
  background: #8a97a8;
  border-radius: 50%;
}
.pd-bul .pd-sub {
  list-style: none;
  margin: 4px 0 0;
  padding: 0 0 0 4px;
}
.pd-bul .pd-sub > li {
  position: relative;
  padding: 2px 0 2px 14px;
  color: var(--muted);
  font-size: 13.5px;
}
.pd-bul .pd-sub > li::before {
  content: '-';
  position: absolute; left: 2px; top: 2px;
  color: #b6bfcb;
}

/* Exclusion callout (면책) */
.pd-exclude {
  background: #fdf2f2;
  border-left: 4px solid #d32f2f;
  border-radius: 0 4px 4px 0;
  padding: 16px 18px;
  margin: 18px 0;
}
.pd-exclude h4 { color: #b42318; margin: 0 0 8px; }
.pd-exclude ul {
  list-style: none; padding: 0; margin: 0;
}
.pd-exclude li {
  position: relative;
  padding: 3px 0 3px 16px;
  font-size: 14px;
  color: #6a2a2a;
}
.pd-exclude li::before {
  content: '×';
  position: absolute; left: 0; color: #d32f2f; font-weight: 700;
}

/* 가입안내 info table */
.pd-info-table {
  width: 100%;
  border-collapse: collapse;
  margin: 10px 0 14px;
  font-size: 14.5px;
}
.pd-info-table th, .pd-info-table td {
  border: 1px solid var(--border);
  padding: 11px 14px;
  vertical-align: top;
  text-align: left;
  line-height: 1.55;
}
.pd-info-table th {
  width: 160px;
  background: var(--bg-alt);
  color: var(--ink);
  font-weight: 700;
}

/* Guide box (disclaimer at bottom) */
.pd-guide-box {
  background: var(--bg-alt);
  border: 1px solid var(--border);
  border-radius: 6px;
  padding: 18px 22px;
  margin: 28px 0 0;
  font-size: 13px;
  color: var(--muted);
  line-height: 1.7;
}
.pd-guide-box strong { color: var(--ink); display: block; margin-bottom: 4px; }

/* Bottom CTA (after tabs) */
.pd-cta-bar {
  display: grid;
  grid-template-columns: 1fr auto auto;
  gap: 12px;
  align-items: center;
  margin: 36px 0 0;
  padding: 20px 22px;
  background: linear-gradient(135deg, var(--brand-soft) 0%, #fff 100%);
  border: 1px solid var(--border);
  border-radius: 6px;
}
.pd-cta-bar .pd-cta-text { margin: 0; color: var(--ink); font-weight: 600; font-size: 15px; }
.pd-cta-bar .pd-cta-text span { color: var(--brand); }

@media (max-width: 780px) {
  .pd-hero { padding: 40px 0; }
  .pd-hero h1 { font-size: 1.55rem; }
  .pd-layout { grid-template-columns: 1fr; gap: 22px; padding: 26px 0 44px; }
  .pd-snb { position: static; }
  .pd-tabs { grid-template-columns: 1fr; }
  .pd-tab-btn { border-right: 0; border-bottom: 1px solid var(--border); }
  .pd-tab-btn:last-child { border-bottom: 0; }
  .pd-cta-bar { grid-template-columns: 1fr; text-align: center; }
  .pd-info-table th { width: 110px; font-size: 13.5px; }
  .pd-feature-list > li { grid-template-columns: 36px 1fr; gap: 12px; padding: 14px; }
}

/* =========================================================
   Catalog 44 — extended components (hero summary, scenario,
   loss example, checklist, insurer badge, legal-duty badge)
   ========================================================= */

/* Hero summary "한눈에 보는 상품" */
.pd-highlight {
  background: #f0f6ff;
  border: 1px solid var(--brand-soft);
  border-left: 4px solid var(--brand);
  border-radius: 6px;
  padding: 18px 22px;
  margin: 0 0 26px;
  font-size: 15px;
  line-height: 1.7;
  color: var(--ink-2);
}
.pd-highlight strong { color: var(--brand); font-weight: 700; }

/* Badges (insurer, legal duty, claim type) */
.pd-badges {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  margin: 0 0 18px;
}
.pd-badge {
  display: inline-flex;
  align-items: center;
  gap: 5px;
  padding: 4px 12px;
  border-radius: 999px;
  font-size: 12.5px;
  font-weight: 600;
  border: 1px solid var(--border);
  background: #fff;
  color: var(--ink-2);
  letter-spacing: -.01em;
}
.pd-badge.is-insurer { background: var(--brand-soft); color: var(--brand); border-color: var(--brand-soft); }
.pd-badge.is-duty   { background: #fff3cd; color: #8b5a00; border-color: #ffe17a; }
.pd-badge.is-claim  { background: #f0fdf4; color: #15803d; border-color: #bbf7d0; }
.pd-badge.is-global { background: #eff6ff; color: #1d4ed8; border-color: #bfdbfe; }

/* Scenario card (가입예시) */
.pd-scenarios {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 14px;
  margin: 14px 0;
}
.pd-scenario {
  background: #fff;
  border: 1px solid var(--border);
  border-top: 3px solid var(--brand);
  border-radius: 6px;
  padding: 16px 18px;
  box-shadow: var(--shadow-sm);
}
.pd-scenario h4 {
  margin: 0 0 10px;
  color: var(--brand);
  font-size: 14.5px;
  font-weight: 700;
}
.pd-scenario .pd-scen-meta {
  font-size: 13px;
  color: var(--muted);
  margin: 0 0 10px;
}
.pd-scenario .pd-scen-table {
  width: 100%;
  border-collapse: collapse;
  font-size: 13.5px;
}
.pd-scenario .pd-scen-table th,
.pd-scenario .pd-scen-table td {
  padding: 5px 0;
  text-align: left;
  border-bottom: 1px dashed #eaeef3;
  color: var(--ink-2);
}
.pd-scenario .pd-scen-table th { color: var(--muted); font-weight: 500; width: 45%; }
.pd-scenario .pd-scen-table tr:last-child th,
.pd-scenario .pd-scen-table tr:last-child td { border-bottom: 0; }
.pd-scenario .pd-premium {
  margin: 12px 0 0;
  padding: 9px 12px;
  background: var(--brand-soft);
  color: var(--brand);
  border-radius: 4px;
  font-weight: 700;
  font-size: 13.5px;
  text-align: center;
}

/* Loss example (🏆 사고보상 예시) */
.pd-loss {
  background: linear-gradient(135deg, #fff7ed 0%, #fef3c7 100%);
  border: 1px solid #fcd34d;
  border-left: 4px solid #f59e0b;
  border-radius: 6px;
  padding: 16px 20px;
  margin: 20px 0;
}
.pd-loss h4 { color: #92400e; margin: 0 0 10px; font-size: 14.5px; }
.pd-loss p  { margin: 0; color: #78350f; font-size: 14px; line-height: 1.7; }
.pd-loss strong { color: #b45309; }

/* Customer checklist */
.pd-checklist {
  background: #f8fafc;
  border: 1px solid var(--border);
  border-radius: 6px;
  padding: 18px 22px;
  margin: 24px 0;
}
.pd-checklist h4 {
  margin: 0 0 12px;
  font-size: 14.5px;
  color: var(--ink);
}
.pd-checklist ul {
  list-style: none;
  padding: 0;
  margin: 0;
}
.pd-checklist li {
  position: relative;
  padding: 5px 0 5px 26px;
  font-size: 13.5px;
  color: var(--ink-2);
  line-height: 1.55;
}
.pd-checklist li::before {
  content: '✓';
  position: absolute;
  left: 4px; top: 5px;
  color: var(--accent);
  font-weight: 800;
  font-size: 14px;
}

/* Related products section */
.pd-related {
  margin: 28px 0 0;
  padding: 18px 22px;
  background: var(--bg-alt);
  border-radius: 6px;
  border: 1px solid var(--border);
}
.pd-related h4 {
  margin: 0 0 10px;
  font-size: 14px;
  color: var(--ink);
}
.pd-related ul {
  list-style: none;
  padding: 0;
  margin: 0;
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
}
.pd-related li a {
  display: inline-block;
  padding: 6px 12px;
  border: 1px solid var(--border);
  border-radius: 999px;
  font-size: 13px;
  color: var(--brand);
  background: #fff;
  text-decoration: none;
  transition: all .15s;
}
.pd-related li a:hover {
  background: var(--brand);
  color: #fff;
  border-color: var(--brand);
}

/* Two-column coverage grid (담보 + 특약) */
.pd-cov-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 18px;
  margin: 16px 0;
}
@media (max-width: 780px) {
  .pd-cov-grid { grid-template-columns: 1fr; }
}

/* Compare table (for Chubb Master vs Package) */
.pd-compare {
  width: 100%;
  border-collapse: collapse;
  font-size: 14px;
  margin: 14px 0;
}
.pd-compare th, .pd-compare td {
  border: 1px solid var(--border);
  padding: 10px 14px;
  vertical-align: top;
  text-align: left;
}
.pd-compare thead th {
  background: var(--brand);
  color: #fff;
  font-weight: 700;
}
.pd-compare tbody th {
  background: var(--bg-alt);
  color: var(--ink);
  font-weight: 700;
  width: 160px;
}
.pd-compare tr:nth-child(even) td { background: #fafbfc; }

/* Catalog index (00_INDEX style) — for products.html grid enhancement */
.cat-filter-bar {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  margin: 20px 0 24px;
  padding: 12px;
  background: var(--bg-alt);
  border-radius: 6px;
  border: 1px solid var(--border);
  align-items: center;
}
.cat-filter-bar strong { color: var(--muted); font-size: 13px; margin-right: 4px; }
.cat-filter-bar button {
  border: 1px solid var(--border);
  background: #fff;
  color: var(--ink-2);
  font-size: 13px;
  font-family: inherit;
  font-weight: 600;
  padding: 6px 14px;
  border-radius: 999px;
  cursor: pointer;
  transition: all .15s;
}
.cat-filter-bar button:hover { border-color: var(--brand); color: var(--brand); }
.cat-filter-bar button.active {
  background: var(--brand);
  border-color: var(--brand);
  color: #fff;
}

/* Insurer tag on product card */
.prod-card .prod-insurer {
  display: inline-block;
  background: var(--brand-soft);
  color: var(--brand);
  padding: 2px 8px;
  border-radius: 4px;
  font-size: 11.5px;
  font-weight: 700;
  margin-bottom: 6px;
}
.prod-card .prod-duty {
  display: inline-block;
  background: #fff3cd;
  color: #8b5a00;
  padding: 2px 8px;
  border-radius: 4px;
  font-size: 11.5px;
  font-weight: 700;
  margin-left: 4px;
}

/* Mobile refinements for catalog specifics */
@media (max-width: 780px) {
  .pd-scenarios { grid-template-columns: 1fr; }
  .pd-compare { font-size: 13px; }
  .pd-compare tbody th { width: 100px; }
  .pd-highlight { padding: 14px 16px; font-size: 14px; }
}

/* =========================================================
   Brochure box — 원수사 상품설명서(PDF) 다운로드 블록
   사용예: <section class="pd-brochure pd-brochure--db"> ...
   ========================================================= */
.pd-brochure {
  display: grid;
  grid-template-columns: auto 1fr auto;
  gap: 20px;
  align-items: center;
  margin: 0 0 26px;
  padding: 18px 22px;
  background: linear-gradient(135deg, #f6f9ff 0%, #eaf1fb 100%);
  border: 1px solid var(--brand-soft);
  border-left: 4px solid var(--brand);
  border-radius: 6px;
}
.pd-brochure--db      { border-left-color: #ff6a13; background: linear-gradient(135deg, #fff6ef 0%, #fef0e4 100%); border-color: #ffd9bd; }
.pd-brochure--chubb   { border-left-color: #d81920; background: linear-gradient(135deg, #fff5f6 0%, #fde8ea 100%); border-color: #f5c5c9; }
.pd-brochure--kb      { border-left-color: #f0c808; background: linear-gradient(135deg, #fffbea 0%, #fff3c4 100%); border-color: #f5e39a; }
.pd-brochure--hyundai { border-left-color: #00a651; background: linear-gradient(135deg, #eefaf3 0%, #dcf3e5 100%); border-color: #bde4cb; }

.pd-brochure .pd-brochure-ic {
  width: 56px; height: 56px;
  display: grid; place-items: center;
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 8px;
  font-size: 24px;
  font-weight: 800;
  color: var(--brand);
  box-shadow: var(--shadow-sm);
}
.pd-brochure--db   .pd-brochure-ic { color: #ff6a13; }
.pd-brochure--chubb .pd-brochure-ic { color: #d81920; }

.pd-brochure .pd-brochure-body { min-width: 0; }
.pd-brochure .pd-brochure-insurer {
  display: inline-block;
  font-size: 12px; font-weight: 700;
  letter-spacing: .04em;
  color: #fff;
  background: var(--brand);
  padding: 3px 10px;
  border-radius: 999px;
  margin-bottom: 6px;
}
.pd-brochure--db   .pd-brochure-insurer { background: #ff6a13; }
.pd-brochure--chubb .pd-brochure-insurer { background: #d81920; }
.pd-brochure .pd-brochure-title {
  font-size: 15px;
  font-weight: 700;
  color: var(--ink);
  margin: 2px 0 4px;
  line-height: 1.4;
}
.pd-brochure .pd-brochure-meta {
  font-size: 12.5px;
  color: var(--muted);
  line-height: 1.55;
  margin: 0;
}
.pd-brochure .pd-brochure-meta em {
  font-style: normal;
  color: var(--ink-2);
  font-weight: 600;
}

.pd-brochure .pd-brochure-actions {
  display: flex;
  flex-direction: column;
  gap: 6px;
  align-items: stretch;
  min-width: 170px;
}
.pd-brochure .pd-brochure-btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 6px;
  padding: 9px 14px;
  border-radius: 6px;
  font-size: 13.5px;
  font-weight: 600;
  text-decoration: none;
  white-space: nowrap;
  transition: all .15s ease;
}
.pd-brochure .pd-brochure-btn--primary {
  background: var(--brand);
  color: #fff;
  border: 1px solid var(--brand);
}
.pd-brochure .pd-brochure-btn--primary:hover {
  background: var(--brand-2);
  text-decoration: none;
}
.pd-brochure .pd-brochure-btn--outline {
  background: #fff;
  color: var(--brand);
  border: 1px solid var(--brand);
}
.pd-brochure .pd-brochure-btn--outline:hover {
  background: var(--brand-soft);
  text-decoration: none;
}
.pd-brochure--db .pd-brochure-btn--primary { background: #ff6a13; border-color: #ff6a13; }
.pd-brochure--db .pd-brochure-btn--primary:hover { background: #e65a09; }
.pd-brochure--db .pd-brochure-btn--outline { color: #ff6a13; border-color: #ff6a13; }
.pd-brochure--db .pd-brochure-btn--outline:hover { background: #fff1e6; }
.pd-brochure--chubb .pd-brochure-btn--primary { background: #d81920; border-color: #d81920; }
.pd-brochure--chubb .pd-brochure-btn--primary:hover { background: #b41319; }
.pd-brochure--chubb .pd-brochure-btn--outline { color: #d81920; border-color: #d81920; }
.pd-brochure--chubb .pd-brochure-btn--outline:hover { background: #fde8ea; }
.pd-brochure--hyundai .pd-brochure-ic { color: #00a651; }
.pd-brochure--hyundai .pd-brochure-insurer { background: #00a651; }
.pd-brochure--hyundai .pd-brochure-btn--primary { background: #00a651; border-color: #00a651; }
.pd-brochure--hyundai .pd-brochure-btn--primary:hover { background: #008a44; }
.pd-brochure--hyundai .pd-brochure-btn--outline { color: #00a651; border-color: #00a651; }
.pd-brochure--hyundai .pd-brochure-btn--outline:hover { background: #e6f5ec; }

.pd-brochure .pd-brochure-btn .pd-brochure-sz {
  font-size: 11px;
  opacity: .8;
  font-weight: 500;
}

/* 복수 PDF(여러 안내장)를 한 블록에 표시할 때 */
.pd-brochure--stack {
  display: block;
}
.pd-brochure--stack .pd-brochure-item {
  display: grid;
  grid-template-columns: auto 1fr auto;
  gap: 16px;
  align-items: center;
  padding: 12px 0;
  border-bottom: 1px dashed var(--brand-soft);
}
.pd-brochure--stack .pd-brochure-item:last-child { border-bottom: 0; padding-bottom: 0; }
.pd-brochure--stack .pd-brochure-item:first-child { padding-top: 0; }

/* Mobile */
@media (max-width: 780px) {
  .pd-brochure { grid-template-columns: 1fr; gap: 14px; padding: 16px; }
  .pd-brochure .pd-brochure-ic { width: 48px; height: 48px; font-size: 20px; }
  .pd-brochure .pd-brochure-actions { flex-direction: row; min-width: 0; flex-wrap: wrap; }
  .pd-brochure .pd-brochure-btn { flex: 1 1 auto; min-width: 130px; }
  .pd-brochure--stack .pd-brochure-item { grid-template-columns: 1fr; }
}

/* =========================================================
   Consult page — 관심 상품 자동 전달 배지
   ========================================================= */
.consult-banner {
  display: flex;
  align-items: flex-start;
  gap: 14px;
  margin: 0 0 18px;
  padding: 14px 18px;
  background: linear-gradient(135deg, #e8fdf3 0%, #f0fbf6 100%);
  border: 1px solid #b6e6c9;
  border-left: 4px solid #16a34a;
  border-radius: 6px;
}
.consult-banner-ic {
  display: grid; place-items: center;
  width: 28px; height: 28px;
  background: #16a34a; color: #fff;
  border-radius: 999px;
  font-weight: 800; font-size: 14px;
  flex: 0 0 auto;
}
.consult-banner-txt { flex: 1 1 auto; min-width: 0; line-height: 1.55; font-size: 14px; }
.consult-banner-txt strong { display: block; color: #146c3a; font-size: 15px; margin-bottom: 2px; }
.consult-banner-txt span { color: #1f3b2b; }
.consult-banner-close {
  background: transparent; border: 0; cursor: pointer;
  font-size: 22px; line-height: 1; color: #527a60; padding: 0 4px;
}
.consult-banner-close:hover { color: #146c3a; }


/* =========================================================
   ▼▼▼ EDITORIAL OVERRIDES — vape24 design system ▼▼▼
   These rules layer on top of the legacy classes above.
   ========================================================= */

/* ── Container — match editorial 1280 max-width ───────────── */
.container { max-width: var(--maxw); padding: 0 clamp(1.25rem, 3vw, 2.5rem); position: relative; z-index: 2; }

/* ── Top utility bar ──────────────────────────────────────── */
.top_wrap {
  background: var(--ivory);
  border-bottom: 1px solid var(--border);
}
.top_wrap_cont {
  padding: 14px clamp(1.25rem, 3vw, 2.5rem);
}
.logo .logo-mark {
  font-family: var(--f-display);
  font-size: 1.4rem;
  font-weight: 600;
  color: var(--forest);
  letter-spacing: -0.04em;
}
.logo .logo-txt strong {
  font-family: var(--f-display);
  font-weight: 600;
  color: var(--forest);
  letter-spacing: -0.02em;
}
.logo .logo-txt span {
  font-family: var(--f-mono);
  font-size: 0.7rem;
  letter-spacing: 0.05em;
  color: var(--ink-40);
}
.top-utils {
  font-family: var(--f-mono);
  font-size: 0.78rem;
  letter-spacing: 0.02em;
  color: var(--ink-40);
}
.top-utils .hot { color: var(--accent); font-weight: 600; }
.top-utils .sep { color: var(--border); margin: 0 8px; }
.top-utils a { color: var(--ink-2); }
.top-utils a:hover { color: var(--forest); }

/* ── Sticky GNB with backdrop blur ────────────────────────── */
.navi_wrap {
  position: sticky;
  top: 0;
  z-index: 50;
  background: rgba(244, 240, 232, 0.92);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  border-bottom: 1px solid rgba(31, 31, 27, 0.08);
}
.gnb { max-width: var(--maxw); margin: 0 auto; padding: 0 clamp(1.25rem, 3vw, 2.5rem); }
.gnb > ul { display: flex; align-items: center; list-style: none; padding: 0; margin: 0; gap: 1.75rem; }
.gnb > ul > li { position: relative; }
.gnb > ul > li > a {
  display: inline-block;
  padding: 18px 0;
  font-family: var(--f-body);
  font-size: 0.92rem;
  font-weight: 500;
  color: var(--ink);
  letter-spacing: 0;
  position: relative;
}
.gnb > ul > li > a::after {
  content: '';
  position: absolute;
  left: 0; right: 0; bottom: 12px;
  height: 1px;
  background: var(--forest);
  transform: scaleX(0);
  transform-origin: left;
  transition: transform .25s ease;
}
.gnb > ul > li > a:hover::after,
.gnb > ul > li.active > a::after { transform: scaleX(1); }

/* ── 카드 sublinks (카테고리 카드 안의 2개 상품 링크) ── */
.cargo-card .card-sublinks {
  list-style: none;
  margin: 14px 0 0;
  padding: 12px 0 0;
  border-top: 1px solid rgba(11, 40, 24, 0.1);
}
.cargo-card .card-sublinks li {
  margin: 4px 0;
}
.cargo-card .card-sublinks li a {
  display: block;
  padding: 8px 12px;
  font-size: 0.86rem;
  color: var(--forest);
  font-weight: 600;
  text-decoration: none;
  border-radius: 4px;
  transition: background 0.15s;
}
.cargo-card .card-sublinks li a:hover {
  background: var(--ivory-2, #efe9dc);
  color: var(--accent);
}

/* ── dd-parent (드롭다운 부모 메뉴: 4개 헤더 카테고리) ── */
.gnb > ul > li > a.dd-parent {
  cursor: pointer;
  user-select: none;
}
.gnb > ul > li > a.dd-parent:focus {
  outline: 2px solid var(--forest);
  outline-offset: 2px;
}
.gnb > ul > li:hover > a.dd-parent,
.gnb > ul > li:focus-within > a.dd-parent {
  color: var(--forest);
}
/* depth2 dropdown should appear on focus-within for keyboard accessibility */
.gnb > ul > li:focus-within .depth2 { display: block; }

/* ── 보험 카테고리 (products.html#... ) — 가로로 넓은 forest green 박스 ── */
.gnb > ul > li > a[href*="products.html#"] {
  display: inline-block;
  margin: 8px 0;
  padding: 11px 22px;
  min-width: 110px;
  text-align: center;
  background: var(--forest);
  color: var(--ivory);
  font-weight: 600;
  letter-spacing: 0.01em;
  border-radius: 2px;
  transition: background .2s, transform .2s;
}
.gnb > ul > li > a[href*="products.html#"]:hover,
.gnb > ul > li.active > a[href*="products.html#"] {
  background: var(--accent);
  color: #fff;
  transform: translateY(-1px);
}
.gnb > ul > li > a[href*="products.html#"]::after { display: none !important; }
/* 카테고리 박스 사이 간격을 살짝 좁혀 가로 폭을 더 확보 */
.gnb > ul { gap: 0.85rem; }
.gnb .consult-btn {
  background: var(--forest);
  color: var(--ivory) !important;
  padding: 0.55rem 1rem !important;
  border-radius: 2px;
  font-size: 0.84rem;
  font-weight: 500;
  letter-spacing: 0.01em;
  transition: background .2s, transform .2s;
}
.gnb .consult-btn:hover { background: var(--ink); transform: translateY(-1px); }
.gnb .consult-btn::after { display: none !important; }
.gnb .depth2 {
  position: absolute;
  top: 100%;
  left: -16px;
  min-width: 240px;
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 2px;
  padding: 8px 0;
  list-style: none;
  margin: 0;
  display: none;
  box-shadow: var(--shadow);
}
.gnb > ul > li:hover .depth2 { display: block; }

/* ── 메가메뉴: 다중 컬럼으로 78종 상품을 모두 노출 ── */
.gnb .depth2--mega {
  display: none;
  position: absolute;
  top: 100%;
  left: 50%;
  transform: translateX(-50%);
  width: max-content;
  max-width: min(96vw, 1200px);
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 4px;
  padding: 1.25rem 1.5rem 1rem;
  box-shadow: 0 12px 40px rgba(11, 40, 24, 0.18);
  z-index: 200;
}
.gnb > ul > li:hover .depth2--mega,
.gnb > ul > li:focus-within .depth2--mega { display: grid; }
.gnb .depth2--mega.depth2--cols-1 { grid-template-columns: minmax(220px, 1fr); }
.gnb .depth2--mega.depth2--cols-2 { grid-template-columns: repeat(2, minmax(200px, 1fr)); }
.gnb .depth2--mega.depth2--cols-3 { grid-template-columns: repeat(3, minmax(200px, 1fr)); }
.gnb .depth2--mega.depth2--cols-4 { grid-template-columns: repeat(4, minmax(200px, 1fr)); }
.gnb .depth2--mega .mega-col {
  padding: 0 0.75rem;
  border-right: 1px solid rgba(31, 31, 27, 0.06);
}
.gnb .depth2--mega .mega-col:last-of-type { border-right: 0; }
.gnb .depth2--mega .mega-h {
  font-family: var(--f-body);
  font-size: 0.72rem;
  font-weight: 600;
  letter-spacing: 0.08em;
  color: var(--accent);
  text-transform: uppercase;
  margin: 0 0 0.5rem;
  padding-bottom: 0.4rem;
  border-bottom: 1px solid rgba(217, 119, 87, 0.18);
}
.gnb .depth2--mega .mega-h + .mega-list + .mega-h { margin-top: 1rem; }
.gnb .depth2--mega .mega-list {
  list-style: none;
  margin: 0 0 0.5rem;
  padding: 0;
}
.gnb .depth2--mega .mega-list li { margin: 0; }
.gnb .depth2--mega .mega-list li a {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 0.5rem;
  padding: 6px 8px;
  font-size: 0.84rem;
  font-weight: 400;
  color: var(--ink);
  font-family: var(--f-body);
  border-radius: 2px;
  white-space: nowrap;
  transition: background .12s, color .12s;
}
.gnb .depth2--mega .mega-list li a:hover {
  background: var(--ivory-2);
  color: var(--forest);
}
.gnb .depth2--mega .mega-list--ext li a {
  font-size: 0.78rem;
  color: var(--accent);
  font-weight: 500;
}
.gnb .depth2--mega .d2-duty {
  display: inline-block;
  padding: 1px 6px;
  font-size: 0.62rem;
  font-weight: 600;
  letter-spacing: 0.04em;
  background: var(--accent);
  color: #fff;
  border-radius: 2px;
  flex: 0 0 auto;
}
.gnb .depth2--mega .mega-footer-link {
  grid-column: 1 / -1;
  margin-top: 0.75rem;
  padding: 0.6rem 0.75rem;
  border-top: 1px solid var(--border);
  font-size: 0.82rem;
  font-weight: 500;
  color: var(--forest);
  text-align: right;
}
.gnb .depth2--mega .mega-footer-link:hover { color: var(--accent); }

/* 카테고리 박스 hover 시 transform 제거 — 메가메뉴 위치 안정 */
.gnb > ul > li > a[href*="products.html#"]:hover { transform: none; }

/* 태블릿: 메가메뉴 컬럼 수 축소 */
@media (max-width: 1100px) {
  .gnb .depth2--mega { max-width: 96vw; padding: 1rem; }
  .gnb .depth2--mega.depth2--cols-4 { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .gnb .depth2--mega.depth2--cols-3 { grid-template-columns: repeat(2, minmax(0, 1fr)); }
}
@media (max-width: 720px) {
  .gnb .depth2--mega {
    position: static; box-shadow: none; border: 0;
    max-width: 100%; padding: 0.5rem 1rem; transform: none; left: 0;
    grid-template-columns: 1fr !important;
  }
  .gnb > ul > li:hover .depth2--mega { display: none; }
  .gnb > ul > li.open .depth2--mega { display: grid !important; }
  .gnb .depth2--mega .mega-col { border-right: 0; padding: 0; }
  .gnb .depth2--mega .mega-footer-link { text-align: left; }
}

/* 일반 (구) depth2 스타일 — 고객센터 등 비-메가 메뉴에 적용 */
.gnb .depth2:not(.depth2--mega) li a {
  display: block;
  padding: 8px 18px;
  font-size: 0.85rem;
  color: var(--ink-2);
  font-family: var(--f-body);
}
.gnb .depth2 li a:hover { background: var(--ivory-2); color: var(--forest); }
.menu-toggle { display: none; }

/* ── 모바일 우측 플로팅 빠른메뉴 숨김 (콘텐츠 가림 방지) ── */
@media (max-width: 780px) {
  .right-quick { display: none !important; }
  /* 모바일 GNB 메뉴 전체 스타일은 라인 4670+ "모바일 GNB — 심플 평면 리스트" 블록 참조 */
}

/* ── Breadcrumb ───────────────────────────────────────────── */
.breadcrumb {
  background: var(--ivory);
  border-bottom: 1px solid var(--border);
  padding: 14px 0;
}
.breadcrumb ol {
  display: flex; flex-wrap: wrap; gap: 8px;
  list-style: none; padding: 0; margin: 0;
  font-family: var(--f-mono);
  font-size: 0.72rem;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: var(--ink-40);
}
.breadcrumb li::after { content: '/'; margin-left: 8px; color: var(--border); }
.breadcrumb li:last-child::after { content: ''; }
.breadcrumb li:last-child { color: var(--forest); font-weight: 600; }
.breadcrumb a { color: var(--ink-40); }
.breadcrumb a:hover { color: var(--forest); }

/* ── Page hero (editorial — replace gradient banner) ──────── */
.pd-hero {
  background: var(--ivory);
  color: var(--forest);
  padding: clamp(3rem, 6vw, 5rem) 0 clamp(2.5rem, 5vw, 4rem);
  border-bottom: 1px solid var(--rule);
  position: relative;
  overflow: hidden;
}
.pd-hero::before {
  content: '';
  position: absolute; left: 0; top: 0; bottom: 0;
  width: 1px;
  background: var(--accent);
}
.pd-hero .pd-cat {
  display: inline-block;
  font-family: var(--f-mono);
  font-size: 0.72rem;
  font-weight: 500;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--ink-40);
  background: transparent;
  border: 1px solid var(--border);
  padding: 5px 14px;
  border-radius: 2px;
  margin-bottom: 1.5rem;
}
.pd-hero h1 {
  color: var(--forest);
  font-family: var(--f-display);
  font-size: clamp(2.2rem, 5vw, 3.6rem);
  font-weight: 400;
  letter-spacing: -0.025em;
  line-height: 1.05;
  margin: 0 0 1rem;
}
[lang="ko"] .pd-hero h1 {
  font-family: var(--f-display);
  font-weight: 500;
  letter-spacing: -0.04em;
  line-height: 1.2;
}
.pd-hero .pd-lead {
  font-family: var(--f-body);
  font-size: clamp(1rem, 1.4vw, 1.1rem);
  color: var(--ink-2);
  max-width: 70ch;
  margin: 0;
  line-height: 1.55;
}

/* ── Page layout (sidebar + content) ──────────────────────── */
.pd-layout {
  display: grid;
  grid-template-columns: 240px minmax(0, 1fr);
  gap: 48px;
  padding: clamp(2.5rem, 5vw, 4rem) 0 clamp(3rem, 6vw, 5rem);
  background: #fff;
  border-bottom: 1px solid var(--rule);
}
.pd-snb {
  position: sticky;
  top: 80px;
  align-self: start;
}
.pd-snb h3 {
  background: var(--forest);
  color: var(--ivory);
  margin: 0;
  padding: 14px 18px;
  font-family: var(--f-display);
  font-size: 1rem;
  font-weight: 500;
  border-radius: 2px 2px 0 0;
  letter-spacing: -0.01em;
}
.pd-snb ul {
  list-style: none; padding: 0; margin: 0;
  border: 1px solid var(--border);
  border-top: 0;
  border-radius: 0 0 2px 2px;
  background: #fff;
}
.pd-snb li a {
  display: block;
  padding: 12px 18px;
  font-family: var(--f-body);
  font-size: 0.86rem;
  color: var(--ink-2);
  border-bottom: 1px solid var(--border);
  transition: background .2s, color .2s;
}
.pd-snb li:last-child a { border-bottom: 0; }
.pd-snb li a:hover { background: var(--ivory); color: var(--forest); }
.pd-snb li.active a {
  background: var(--ivory-2);
  color: var(--forest);
  font-weight: 600;
  border-left: 2px solid var(--accent);
  padding-left: 16px;
}

/* ── Product title + tab nav ──────────────────────────────── */
.pd-title {
  font-family: var(--f-display);
  font-size: clamp(1.6rem, 3vw, 2.4rem);
  font-weight: 500;
  color: var(--forest);
  letter-spacing: -0.02em;
  margin: 0 0 1.25rem;
  padding-bottom: 1rem;
  border-bottom: 1px solid var(--rule);
}
.pd-tabs {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  border: 1px solid var(--rule);
  border-radius: 2px;
  margin: 1.5rem 0 2rem;
  overflow: hidden;
}
.pd-tab-btn {
  padding: 14px 12px;
  font-family: var(--f-body);
  font-size: 0.88rem;
  font-weight: 500;
  background: var(--ivory);
  color: var(--ink-2);
  border: 0;
  border-right: 1px solid var(--rule);
  cursor: pointer;
  letter-spacing: -0.005em;
  transition: background .2s, color .2s;
}
.pd-tab-btn:last-child { border-right: 0; }
.pd-tab-btn:hover { background: var(--ivory-2); color: var(--forest); }
.pd-tab-btn.active {
  background: var(--forest);
  color: var(--ivory);
  font-weight: 600;
}
.pd-tab-pane { display: none; padding-top: 8px; }
.pd-tab-pane.active { display: block; }

/* ── Section blocks within tabs ───────────────────────────── */
.pd-section {
  padding: 1.75rem 0;
  border-bottom: 1px dashed var(--border);
}
.pd-section:last-child { border-bottom: 0; }
.pd-section h3 {
  font-family: var(--f-display);
  font-size: 1.25rem;
  font-weight: 500;
  color: var(--forest);
  margin: 0 0 1rem;
  letter-spacing: -0.01em;
}
.pd-section h4 {
  font-family: var(--f-body);
  font-size: 0.95rem;
  font-weight: 600;
  color: var(--forest);
  margin: 1.5rem 0 0.75rem;
  letter-spacing: 0;
}
.pd-section p {
  font-size: 0.96rem;
  color: var(--ink-2);
  line-height: 1.7;
}
.pd-bul {
  list-style: none;
  padding: 0;
  margin: 0.5rem 0 0;
}
.pd-bul li {
  position: relative;
  padding: 0.4rem 0 0.4rem 1.5rem;
  font-size: 0.92rem;
  color: var(--ink-2);
  line-height: 1.55;
}
.pd-bul li::before {
  content: '—';
  position: absolute;
  left: 0;
  color: var(--accent);
  font-family: var(--f-mono);
}

/* ── Feature list (numbered cards) ────────────────────────── */
.pd-feature-list {
  list-style: none; padding: 0; margin: 1rem 0 0;
  display: grid;
  grid-template-columns: 1fr;
  gap: 0;
  border-top: 1px solid var(--border);
}
.pd-feature-list > li {
  display: grid;
  grid-template-columns: 60px 1fr;
  gap: 16px;
  align-items: start;
  padding: 1.25rem 0;
  border-bottom: 1px solid var(--border);
}
.pd-feature-list .pd-num {
  font-family: var(--f-mono);
  font-size: 0.78rem;
  font-weight: 500;
  letter-spacing: 0.05em;
  color: var(--accent);
  padding-top: 4px;
}
.pd-feature-list .pd-ftext strong {
  display: block;
  font-family: var(--f-display);
  font-size: 1.05rem;
  font-weight: 500;
  color: var(--forest);
  margin-bottom: 0.4rem;
  letter-spacing: -0.01em;
}
.pd-feature-list .pd-ftext p {
  font-size: 0.9rem;
  color: var(--ink-40);
  line-height: 1.55;
  margin: 0;
}

/* ── Info table ───────────────────────────────────────────── */
.pd-info-table {
  width: 100%;
  border-collapse: collapse;
  margin-top: 0.75rem;
  font-size: 0.92rem;
  border-top: 1px solid var(--rule);
  border-bottom: 1px solid var(--rule);
}
.pd-info-table th, .pd-info-table td {
  padding: 12px 14px;
  text-align: left;
  border-bottom: 1px solid var(--border);
  vertical-align: top;
}
.pd-info-table th {
  width: 140px;
  font-family: var(--f-mono);
  font-size: 0.74rem;
  font-weight: 500;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--ink-40);
  background: var(--ivory);
}
.pd-info-table td {
  color: var(--ink-2);
  font-family: var(--f-body);
}

/* ── Exclusion box ────────────────────────────────────────── */
.pd-exclude {
  margin-top: 1.5rem;
  padding: 1.25rem 1.5rem;
  background: #fff7f5;
  border: 1px solid #f0d4cc;
  border-left: 2px solid var(--oxblood);
  border-radius: 2px;
}
.pd-exclude h4 {
  font-family: var(--f-display);
  color: var(--oxblood);
  font-size: 1rem;
  font-weight: 500;
  margin: 0 0 0.6rem;
}
.pd-exclude ul { list-style: none; padding: 0; margin: 0; }
.pd-exclude li {
  position: relative;
  padding: 0.3rem 0 0.3rem 1.2rem;
  font-size: 0.9rem;
  color: var(--ink-2);
  line-height: 1.55;
}
.pd-exclude li::before {
  content: '×';
  position: absolute; left: 0; color: var(--oxblood);
  font-weight: 600;
}

/* ── Guide / note box ─────────────────────────────────────── */
.pd-guide-box {
  background: var(--ivory-2);
  border-left: 2px solid var(--forest);
  padding: 1.25rem 1.5rem;
  margin-top: 1.5rem;
  font-size: 0.9rem;
  color: var(--ink-2);
  line-height: 1.65;
}
.pd-guide-box strong {
  display: block;
  font-family: var(--f-display);
  font-size: 1rem;
  font-weight: 500;
  color: var(--forest);
  margin-bottom: 0.4rem;
}

/* ── CTA bar at bottom of pd-content ──────────────────────── */
.pd-cta-bar {
  display: grid;
  grid-template-columns: 1fr auto auto;
  gap: 14px;
  align-items: center;
  margin-top: 2.5rem;
  padding: 1.75rem 1.75rem;
  background: var(--forest);
  color: var(--ivory);
  border-radius: 2px;
}
.pd-cta-bar .pd-cta-text {
  margin: 0;
  font-family: var(--f-display);
  font-size: 1.1rem;
  font-weight: 500;
  color: var(--ivory);
  letter-spacing: -0.01em;
}
.pd-cta-bar .pd-cta-text span {
  color: var(--accent);
  font-weight: 600;
}
.btn {
  display: inline-flex; align-items: center; gap: 0.5rem;
  padding: 0.75rem 1.25rem;
  font-family: var(--f-body);
  font-size: 0.88rem;
  font-weight: 500;
  letter-spacing: 0.01em;
  border-radius: 2px;
  border: 1px solid transparent;
  cursor: pointer;
  text-decoration: none;
  transition: all .2s;
}
.btn-primary {
  background: var(--accent);
  color: var(--ivory);
  border-color: var(--accent);
}
.btn-primary:hover {
  background: #c4694a;
  color: var(--ivory);
  transform: translateY(-1px);
}
.btn-outline {
  background: transparent;
  color: var(--ivory);
  border: 1px solid rgba(244,240,232,0.3);
}
.btn-outline:hover {
  border-color: var(--ivory);
  color: var(--ivory);
}
.btn-dark { background: var(--forest); color: var(--ivory); border-color: var(--forest); }
.btn-dark:hover { background: var(--ink); }
.btn-ghost { background: transparent; color: var(--ink); border: 1px solid var(--border); }
.btn-ghost:hover { background: var(--forest); color: var(--ivory); border-color: var(--forest); }

/* ─────────────────────────────────────────────────────────────
   원수사 정보 박스 (PDF 없는 신규 컴포넌트)
   ───────────────────────────────────────────────────────────── */
.pd-insurer-info {
  display: grid;
  grid-template-columns: 56px 1fr;
  gap: 16px;
  align-items: center;
  margin: 0 0 1.5rem;
  padding: 1.1rem 1.4rem;
  background: var(--ivory);
  border: 1px solid var(--border);
  border-left: 3px solid var(--forest);
  border-radius: 2px;
}
.pd-insurer-info .pd-insurer-mark {
  display: grid; place-items: center;
  width: 56px; height: 56px;
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 2px;
}
.pd-insurer-info .pd-insurer-dot {
  width: 14px; height: 14px;
  border-radius: 50%;
  background: var(--forest);
  display: inline-block;
}
.pd-insurer-info .pd-insurer-tag {
  display: inline-block;
  font-family: var(--f-mono);
  font-size: 0.68rem;
  font-weight: 500;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--ink-40);
  margin-bottom: 4px;
}
.pd-insurer-info .pd-insurer-name {
  font-family: var(--f-display);
  font-size: 1.15rem;
  font-weight: 500;
  color: var(--forest);
  letter-spacing: -0.01em;
  margin-bottom: 4px;
}
.pd-insurer-info .pd-insurer-desc {
  margin: 0;
  font-size: 0.84rem;
  color: var(--ink-40);
  line-height: 1.55;
}
/* 원수사별 컬러 변형 */
.pd-insurer--db { border-left-color: #ff6a13; }
.pd-insurer--db .pd-insurer-dot { background: #ff6a13; }
.pd-insurer--chubb { border-left-color: #d81920; }
.pd-insurer--chubb .pd-insurer-dot { background: #d81920; }
.pd-insurer--hyundai { border-left-color: #00a651; }
.pd-insurer--hyundai .pd-insurer-dot { background: #00a651; }

/* ─────────────────────────────────────────────────────────────
   Right floating quick menu (existing class refresh)
   ───────────────────────────────────────────────────────────── */
.right-quick {
  position: fixed; right: 14px; bottom: 14px; z-index: 30;
  display: flex; flex-direction: column; gap: 6px;
}
.right-quick a, .right-quick button {
  display: flex; align-items: center; gap: 6px;
  width: 84px; padding: 10px 6px;
  background: var(--forest);
  color: var(--ivory);
  border: 0; border-radius: 2px;
  font-family: var(--f-mono); font-size: 0.62rem;
  text-align: center; flex-direction: column;
  cursor: pointer;
  transition: background .2s;
}
.right-quick a:hover, .right-quick button:hover { background: var(--ink); color: var(--ivory); }
.right-quick strong { font-size: 1rem; line-height: 1; }
.right-quick span { font-size: 0.62rem; line-height: 1.3; letter-spacing: 0.05em; }

/* ─────────────────────────────────────────────────────────────
   Footer
   ───────────────────────────────────────────────────────────── */
.site-footer {
  background: var(--ink);
  color: rgba(244, 240, 232, 0.65);
  padding: 4rem 0 2rem;
  position: relative;
  z-index: 2;
}
.site-footer .container { max-width: var(--maxw); }
.site-footer .footer-top {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr;
  gap: 3rem;
  margin-bottom: 2.5rem;
}
.site-footer .footer-brand {
  font-family: var(--f-display);
  font-size: 1.4rem;
  font-weight: 600;
  color: var(--ivory);
  letter-spacing: -0.02em;
  margin-bottom: 0.6rem;
}
.site-footer .footer-meta {
  font-size: 0.85rem;
  color: rgba(244, 240, 232, 0.6);
  line-height: 1.65;
  max-width: 38ch;
}
.site-footer .footer-head {
  font-family: var(--f-mono);
  font-size: 0.7rem;
  font-weight: 600;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--ivory);
  margin-bottom: 1rem;
}
.site-footer .footer-list { list-style: none; padding: 0; margin: 0; }
.site-footer .footer-list li { padding: 0.3rem 0; font-size: 0.85rem; }
.site-footer .footer-list a {
  color: rgba(244, 240, 232, 0.6);
  transition: color .2s;
}
.site-footer .footer-list a:hover { color: var(--ivory); }
.site-footer .footer-bottom {
  border-top: 1px solid rgba(244, 240, 232, 0.1);
  padding-top: 1.25rem;
  font-family: var(--f-mono);
  font-size: 0.7rem;
  letter-spacing: 0.06em;
  color: rgba(244, 240, 232, 0.45);
}

/* ─────────────────────────────────────────────────────────────
   Mobile refinements
   ───────────────────────────────────────────────────────────── */
@media (max-width: 980px) {
  .pd-layout { grid-template-columns: 1fr; gap: 24px; }
  .pd-snb { position: static; }
  .pd-tabs { grid-template-columns: 1fr; }
  .pd-tab-btn { border-right: 0; border-bottom: 1px solid var(--rule); }
  .pd-tab-btn:last-child { border-bottom: 0; }
  .pd-cta-bar { grid-template-columns: 1fr; text-align: center; gap: 10px; }
  .pd-info-table th { width: 110px; font-size: 0.72rem; }
  .pd-feature-list > li { grid-template-columns: 50px 1fr; gap: 12px; padding: 1rem 0; }
  .gnb > ul { gap: 1rem; flex-wrap: wrap; }
  .site-footer .footer-top { grid-template-columns: 1fr; gap: 2rem; }
}
@media (max-width: 720px) {
  .pd-insurer-info { grid-template-columns: 44px 1fr; gap: 12px; padding: 0.9rem 1rem; }
  .pd-insurer-info .pd-insurer-mark { width: 44px; height: 44px; }
  .gnb .depth2 { position: static; box-shadow: none; border: 0; padding: 0; }
}


/* =========================================================
   N2N SVG logo replacement (overrides legacy .logo-mark)
   ========================================================= */
.logo {
  display: inline-flex;
  align-items: center;
  gap: 14px;
  text-decoration: none;
}
.logo-img {
  height: 38px;
  width: auto;
  display: block;
}
/* legacy .logo-mark text fallback (hidden when SVG image is used) */
.logo .logo-mark {
  display: none;
}
.logo-txt {
  display: flex; flex-direction: column; gap: 2px;
}
.logo-txt strong {
  font-family: var(--f-display);
  font-size: 1rem;
  font-weight: 600;
  letter-spacing: -0.02em;
  color: var(--forest);
}
.logo-txt span {
  font-family: var(--f-mono);
  font-size: 0.66rem;
  letter-spacing: 0.06em;
  color: var(--ink-40);
  text-transform: none;
}

/* Footer brand variant — invert for dark footer */
.site-footer .logo-img { filter: brightness(0) invert(1) opacity(0.92); }
.footer-brand .logo-img { height: 32px; margin-bottom: 12px; }

/* ─── 원수사 정보 박스: KB손해보험 컬러 변형 ─────────────── */
.pd-insurer--kb { border-left-color: #F0C808; }
.pd-insurer--kb .pd-insurer-dot { background: #F0C808; }


/* KB손해보험 컬러 variant */
.pd-insurer--kb { border-left-color: #F0C808; }
.pd-insurer--kb .pd-insurer-dot { background: #F0C808; }


/* =========================================================
   상품 검색 UI (GNB · 드롭다운 · 전용 페이지)
   ========================================================= */

/* GNB 검색 인풋 */
.gnb-search-li { flex: 0 0 auto; position: relative; }
.gnb-search { position: relative; }
.gnb-search input[type="search"] {
  width: 200px;
  padding: 8px 14px 8px 34px;
  font-family: var(--f-body);
  font-size: 0.85rem;
  color: var(--ink);
  background: var(--ivory-2) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%236B6B67' stroke-width='2.2'%3E%3Ccircle cx='11' cy='11' r='7'/%3E%3Cpath d='m20 20-3.5-3.5'/%3E%3C/svg%3E") no-repeat 10px center;
  background-size: 16px;
  border: 1px solid var(--border);
  border-radius: 2px;
  outline: 0;
  transition: border-color .2s, background-color .2s, width .2s;
}
.gnb-search input[type="search"]:focus {
  border-color: var(--forest);
  background-color: #fff;
  width: 280px;
}
.gnb-search input[type="search"]::placeholder { color: var(--ink-40); font-size: 0.82rem; }

/* GNB 드롭다운 결과 */
.gnb-search-dropdown {
  display: none;
  position: absolute;
  top: calc(100% + 8px);
  right: 0;
  width: 460px;
  max-width: 90vw;
  max-height: 70vh;
  overflow-y: auto;
  background: #fff;
  border: 1px solid var(--rule);
  border-radius: 2px;
  box-shadow: var(--shadow);
  z-index: 60;
}
.gnb-search-dropdown.open { display: block; }

/* 검색 결과 아이템 */
.search-result-item {
  display: block;
  padding: 14px 18px;
  border-bottom: 1px solid var(--border);
  text-decoration: none;
  transition: background .15s;
}
.search-result-item:last-child { border-bottom: 0; }
.search-result-item:hover { background: var(--ivory); }

.search-result-meta {
  display: flex;
  gap: 6px;
  margin-bottom: 6px;
  flex-wrap: wrap;
  align-items: center;
}
.search-result-cat {
  font-family: var(--f-mono);
  font-size: 0.65rem;
  font-weight: 500;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--ink-40);
  border: 1px solid var(--border);
  padding: 2px 7px;
  border-radius: 2px;
}
.search-result-insurer {
  font-family: var(--f-mono);
  font-size: 0.65rem;
  font-weight: 600;
  letter-spacing: 0.04em;
  color: #fff;
  background: var(--forest);
  padding: 2px 7px;
  border-radius: 2px;
}
.search-result-insurer--db      { background: #ff6a13; }
.search-result-insurer--chubb   { background: #d81920; }
.search-result-insurer--hyundai { background: #00a651; }
.search-result-insurer--kb      { background: #F0C808; color: var(--ink); }

.search-result-title {
  font-family: var(--f-display);
  font-size: 1rem;
  font-weight: 500;
  color: var(--forest);
  letter-spacing: -0.01em;
  margin-bottom: 4px;
}
.search-result-lead {
  font-size: 0.82rem;
  color: var(--ink-40);
  line-height: 1.55;
  margin: 0;
}
.search-result-item mark {
  background: #fff3a0;
  color: var(--ink);
  padding: 0 2px;
  border-radius: 2px;
  font-weight: 600;
}

/* "전체 결과 보기" 링크 */
.search-more {
  display: block;
  padding: 12px 18px;
  background: var(--forest);
  color: var(--ivory);
  font-family: var(--f-mono);
  font-size: 0.78rem;
  letter-spacing: 0.05em;
  text-align: center;
  text-decoration: none;
  transition: background .2s;
}
.search-more:hover { background: var(--ink); color: var(--ivory); text-decoration: none; }

/* 빈 결과 */
.search-empty {
  padding: 22px 18px;
  text-align: center;
  font-size: 0.86rem;
  color: var(--ink-2);
}
.search-empty a { color: var(--accent); font-weight: 600; }

/* ─── 검색 전용 페이지 ───────────────────────── */
.search-page-hero {
  margin-bottom: 2.5rem;
  padding: 1.75rem 2rem;
  background: var(--ivory);
  border: 1px solid var(--border);
  border-left: 3px solid var(--accent);
  border-radius: 2px;
}
.search-page-input {
  display: block;
  width: 100%;
  padding: 16px 20px 16px 50px;
  font-family: var(--f-display);
  font-size: 1.4rem;
  font-weight: 400;
  color: var(--ink);
  background: #fff url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%230B2818' stroke-width='2'%3E%3Ccircle cx='11' cy='11' r='7'/%3E%3Cpath d='m20 20-3.5-3.5'/%3E%3C/svg%3E") no-repeat 16px center;
  background-size: 22px;
  border: 1px solid var(--rule);
  border-radius: 2px;
  outline: 0;
  letter-spacing: -0.01em;
  margin-bottom: 1rem;
}
.search-page-input:focus { border-color: var(--forest); }
.search-page-filters {
  display: flex;
  gap: 1rem;
  flex-wrap: wrap;
  margin-bottom: 1rem;
}
.search-page-filters label {
  display: flex;
  align-items: center;
  gap: 8px;
  font-family: var(--f-mono);
  font-size: 0.75rem;
  letter-spacing: 0.06em;
  color: var(--ink-40);
}
.filter-label { text-transform: uppercase; letter-spacing: 0.1em; }
.search-page-filters select {
  padding: 7px 12px;
  font-family: var(--f-body);
  font-size: 0.85rem;
  color: var(--ink);
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 2px;
  cursor: pointer;
  letter-spacing: 0;
}
.search-page-stats {
  font-family: var(--f-mono);
  font-size: 0.75rem;
  letter-spacing: 0.06em;
  color: var(--ink-40);
  border-top: 1px dashed var(--border);
  padding-top: 1rem;
  margin-top: 0.5rem;
}

.search-page-results { margin-bottom: 3rem; }
.search-result-list {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 0;
  border-top: 1px solid var(--rule);
}
.search-result-list .search-result-item {
  border-right: 1px solid var(--border);
  border-bottom: 1px solid var(--border);
  padding: 18px 22px;
}
@media (max-width: 780px) {
  .search-result-list { grid-template-columns: 1fr; }
  .search-result-list .search-result-item { border-right: 0; }
  .gnb-search input[type="search"] { width: 140px; }
  .gnb-search input[type="search"]:focus { width: 200px; }
  .gnb-search-dropdown { width: calc(100vw - 32px); right: -16px; }
}

.search-empty-page {
  padding: 4rem 1rem;
  text-align: center;
  background: var(--ivory);
  border: 1px dashed var(--border);
  border-radius: 2px;
}
.search-empty-page h3 {
  font-family: var(--f-display);
  font-size: 1.4rem;
  color: var(--forest);
  margin-bottom: 1rem;
}
.search-empty-page p { color: var(--ink-2); }
.search-empty-page a { color: var(--accent); font-weight: 600; }

.search-page-tips {
  margin-top: 2rem;
  padding: 1.5rem 1.75rem;
  background: var(--ivory-2);
  border-left: 2px solid var(--forest);
  border-radius: 2px;
}
.search-page-tips h3 {
  font-family: var(--f-display);
  font-size: 1.1rem;
  color: var(--forest);
  margin-bottom: 0.8rem;
}
.search-page-tips ul { list-style: none; padding: 0; margin: 0; }
.search-page-tips li {
  padding: 0.4rem 0 0.4rem 1.2rem;
  position: relative;
  font-size: 0.88rem;
  color: var(--ink-2);
  line-height: 1.55;
}
.search-page-tips li::before {
  content: '—';
  position: absolute; left: 0; color: var(--accent);
  font-family: var(--f-mono);
}
.search-page-tips li strong { color: var(--forest); font-weight: 600; }


/* =========================================================
   보험중개사 안내 박스 (pd-insurer-info 대체)
   ========================================================= */
.pd-broker-note {
  display: grid;
  grid-template-columns: 56px 1fr;
  gap: 16px;
  align-items: center;
  margin: 0 0 1.5rem;
  padding: 1.1rem 1.4rem;
  background: var(--ivory);
  border: 1px solid var(--border);
  border-left: 3px solid var(--accent);
  border-radius: 2px;
}
.pd-broker-icon {
  width: 56px; height: 56px;
  display: grid; place-items: center;
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 2px;
  font-size: 26px;
  color: var(--forest);
  font-family: var(--f-display);
}
.pd-broker-tag {
  display: inline-block;
  font-family: var(--f-mono);
  font-size: 0.68rem;
  font-weight: 500;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--ink-40);
  margin-bottom: 6px;
}
.pd-broker-text {
  margin: 0;
  font-size: 0.86rem;
  color: var(--ink-2);
  line-height: 1.65;
}
.pd-broker-text strong { color: var(--forest); font-weight: 600; }

/* =========================================================
   About / Why-Broker 섹션 컴포넌트 (about.html · index.html 공통)
   ========================================================= */
.broker-hero {
  background: var(--ivory);
  padding: clamp(3.5rem, 7vw, 6rem) 0;
  border-bottom: 1px solid var(--rule);
  position: relative;
}
.broker-hero::before {
  content: '';
  position: absolute; left: 0; top: 0; bottom: 0;
  width: 1px;
  background: var(--accent);
}
.broker-hero .eyebrow {
  font-family: var(--f-mono);
  font-size: 0.74rem;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--accent);
  margin-bottom: 1.5rem;
  display: block;
}
.broker-hero h1 {
  font-family: var(--f-display);
  font-size: clamp(2rem, 4.5vw, 3.5rem);
  font-weight: 400;
  line-height: 1.1;
  letter-spacing: -0.025em;
  color: var(--forest);
  margin: 0 0 1.5rem;
  max-width: 28ch;
}
[lang="ko"] .broker-hero h1 {
  font-family: var(--f-display);
  font-weight: 500;
  letter-spacing: -0.04em;
  line-height: 1.25;
}
.broker-hero h1 em {
  font-style: normal;
  color: var(--accent);
  font-weight: 500;
}
.broker-hero p {
  font-size: clamp(1rem, 1.5vw, 1.15rem);
  line-height: 1.7;
  color: var(--ink-2);
  max-width: 60ch;
  margin: 0 0 1.5rem;
}

/* 보험중개사 정의 카드 */
.broker-definition {
  background: var(--forest);
  color: var(--ivory);
  padding: clamp(2.5rem, 5vw, 4rem) 0;
}
.broker-definition .container {
  display: grid;
  grid-template-columns: 1fr;
  gap: 2.5rem;
  align-items: start;
}
@media (min-width: 900px) {
  .broker-definition .container { grid-template-columns: 1fr 1.6fr; gap: 4rem; }
}
.broker-definition .section-number {
  font-family: var(--f-mono);
  font-size: 0.75rem;
  letter-spacing: 0.15em;
  color: var(--accent);
  border: 1px solid var(--accent);
  padding: 0.3rem 0.7rem;
  border-radius: 2px;
  display: inline-block;
  margin-bottom: 1rem;
}
.broker-definition h2 {
  font-family: var(--f-display);
  font-size: clamp(1.7rem, 3vw, 2.5rem);
  font-weight: 400;
  color: var(--ivory);
  letter-spacing: -0.02em;
  margin: 0 0 0;
}
[lang="ko"] .broker-definition h2 {
  font-family: var(--f-display);
  font-weight: 500;
  letter-spacing: -0.04em;
}
.broker-definition h2 em { color: var(--accent); font-style: normal; font-weight: 600; }
.broker-definition .def-text {
  font-size: 1rem;
  line-height: 1.75;
  color: rgba(244,240,232,0.85);
}
.broker-definition .def-text p { color: rgba(244,240,232,0.85); margin-bottom: 1rem; }
.broker-definition .def-text strong { color: var(--ivory); font-weight: 600; }
.broker-definition .law-cite {
  font-family: var(--f-mono);
  font-size: 0.78rem;
  color: rgba(244,240,232,0.55);
  border-top: 1px solid rgba(244,240,232,0.2);
  padding-top: 1rem;
  margin-top: 1.5rem;
  letter-spacing: 0.04em;
}

/* 6대 가치 그리드 */
.why-broker {
  background: var(--ivory);
  padding: clamp(3rem, 6vw, 5rem) 0;
}
.why-broker .section-number {
  font-family: var(--f-mono);
  font-size: 0.75rem;
  letter-spacing: 0.15em;
  color: var(--accent);
  border: 1px solid var(--accent);
  padding: 0.3rem 0.7rem;
  border-radius: 2px;
  display: inline-block;
  margin-bottom: 1rem;
}
.why-broker h2 {
  font-family: var(--f-display);
  font-size: clamp(1.7rem, 3vw, 2.5rem);
  font-weight: 400;
  color: var(--forest);
  letter-spacing: -0.02em;
  margin: 0 0 0.7rem;
  max-width: 30ch;
}
.why-broker .why-lead {
  font-size: 1rem;
  color: var(--ink-2);
  line-height: 1.7;
  max-width: 60ch;
  margin: 0 0 2.5rem;
}
.why-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 0;
  border-top: 1px solid var(--rule);
}
@media (min-width: 760px) {
  .why-grid { grid-template-columns: repeat(2, 1fr); }
}
@media (min-width: 1100px) {
  .why-grid { grid-template-columns: repeat(3, 1fr); }
}
.why-card {
  padding: 1.75rem 1.75rem 2rem;
  border-bottom: 1px solid var(--rule);
  border-right: 1px solid var(--rule);
  background: transparent;
  transition: background .25s;
}
.why-card:hover { background: var(--ivory-2); }
@media (min-width: 760px) {
  .why-card:nth-child(2n) { border-right: 0; }
}
@media (min-width: 1100px) {
  .why-card:nth-child(2n) { border-right: 1px solid var(--rule); }
  .why-card:nth-child(3n) { border-right: 0; }
}
.why-num {
  font-family: var(--f-mono);
  font-size: 0.78rem;
  letter-spacing: 0.1em;
  color: var(--accent);
}
.why-title {
  font-family: var(--f-display);
  font-size: 1.4rem;
  font-weight: 500;
  color: var(--forest);
  letter-spacing: -0.015em;
  margin: 1rem 0 0.8rem;
  line-height: 1.25;
}
[lang="ko"] .why-title {
  font-family: var(--f-display);
  font-weight: 600;
  letter-spacing: -0.03em;
}
.why-body {
  font-size: 0.92rem;
  line-height: 1.65;
  color: var(--ink-2);
  margin: 0;
}

/* 4단계 자문 프로세스 */
.broker-process {
  background: #fff;
  padding: clamp(3rem, 6vw, 5rem) 0;
  border-top: 1px solid var(--rule);
  border-bottom: 1px solid var(--rule);
}
.broker-process h2 {
  font-family: var(--f-display);
  font-size: clamp(1.7rem, 3vw, 2.3rem);
  font-weight: 400;
  color: var(--forest);
  letter-spacing: -0.02em;
  margin: 0.8rem 0 2rem;
}
.process-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 1px;
  background: var(--rule);
  border: 1px solid var(--rule);
}
@media (min-width: 760px) {
  .process-grid { grid-template-columns: repeat(4, 1fr); }
}
.process-step {
  background: #fff;
  padding: 1.5rem 1.4rem 1.75rem;
}
.process-step .step-num {
  font-family: var(--f-mono);
  font-size: 2.2rem;
  font-weight: 500;
  color: var(--accent);
  line-height: 1;
}
.process-step .step-title {
  font-family: var(--f-display);
  font-size: 1.1rem;
  font-weight: 500;
  color: var(--forest);
  margin: 1rem 0 0.6rem;
}
.process-step .step-desc {
  font-size: 0.86rem;
  color: var(--ink-2);
  line-height: 1.6;
  margin: 0;
}

/* 회사정보 섹션 */
.broker-firm {
  background: var(--ivory-2);
  padding: clamp(3rem, 6vw, 4.5rem) 0;
}
.firm-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 2rem;
  align-items: start;
}
@media (min-width: 900px) {
  .firm-grid { grid-template-columns: 1fr 1.5fr; gap: 3.5rem; }
}
.firm-card {
  background: var(--forest);
  color: var(--ivory);
  padding: 2rem 1.75rem;
  border-radius: 2px;
}
.firm-card h3 {
  font-family: var(--f-display);
  font-size: 1.4rem;
  color: var(--ivory);
  margin: 0 0 1rem;
}
.firm-card dl { margin: 0; }
.firm-card dt {
  font-family: var(--f-mono);
  font-size: 0.7rem;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: rgba(244,240,232,0.55);
  margin-top: 1rem;
}
.firm-card dd {
  margin: 4px 0 0;
  font-size: 0.95rem;
  color: var(--ivory);
}
.firm-card a { color: var(--accent); text-decoration: none; }

.firm-text h2 {
  font-family: var(--f-display);
  font-size: clamp(1.7rem, 3vw, 2.3rem);
  color: var(--forest);
  margin: 0 0 1.2rem;
}
.firm-text p {
  font-size: 1rem;
  color: var(--ink-2);
  line-height: 1.75;
  margin-bottom: 1rem;
}
.firm-text strong { color: var(--forest); font-weight: 600; }

/* CTA 섹션 (about·index 공통) */
.broker-cta {
  background: var(--forest);
  color: var(--ivory);
  padding: clamp(3rem, 6vw, 5rem) 0;
  text-align: center;
}
.broker-cta h2 {
  font-family: var(--f-display);
  font-size: clamp(1.6rem, 3vw, 2.4rem);
  color: var(--ivory);
  font-weight: 400;
  margin: 0 0 1rem;
}
.broker-cta h2 em { color: var(--accent); font-style: normal; font-weight: 600; }
.broker-cta p {
  color: rgba(244,240,232,0.75);
  font-size: 1rem;
  max-width: 50ch;
  margin: 0 auto 2rem;
  line-height: 1.7;
}
.broker-cta-btns {
  display: inline-flex;
  gap: 12px;
  flex-wrap: wrap;
  justify-content: center;
}
.broker-cta-btns .btn {
  padding: 0.9rem 1.75rem;
  font-size: 0.92rem;
}


/* =========================================================
   가입 사례·사고 보상 예시 (.pd-cases)
   상품안내 탭 내 마지막 섹션으로 삽입
   ========================================================= */
.pd-cases {
  display: grid;
  grid-template-columns: 1fr;
  gap: 1px;
  background: var(--rule);
  border: 1px solid var(--rule);
  margin-top: 1rem;
  border-radius: 2px;
  overflow: hidden;
}
@media (min-width: 760px) {
  .pd-cases { grid-template-columns: repeat(2, 1fr); }
}
.pd-case-item {
  background: #fff;
  padding: 1.5rem 1.6rem 1.75rem;
  display: flex;
  flex-direction: column;
}
.pd-case-num {
  font-family: var(--f-mono);
  font-size: 0.7rem;
  font-weight: 500;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--accent);
  display: inline-block;
  border: 1px solid var(--accent);
  padding: 3px 8px;
  border-radius: 2px;
  align-self: flex-start;
}
.pd-case-item h4 {
  font-family: var(--f-display);
  font-size: 1.1rem;
  font-weight: 500;
  color: var(--forest);
  letter-spacing: -0.015em;
  margin: 0.85rem 0 0.7rem;
  line-height: 1.3;
}
[lang="ko"] .pd-case-item h4 {
  font-family: var(--f-display);
  font-weight: 600;
  letter-spacing: -0.025em;
}
.pd-case-table {
  width: 100%;
  border-collapse: collapse;
  margin: 0.4rem 0 0.8rem;
  font-size: 0.86rem;
}
.pd-case-table th, .pd-case-table td {
  padding: 7px 10px;
  text-align: left;
  border-bottom: 1px dashed var(--border);
  vertical-align: top;
}
.pd-case-table th {
  width: 35%;
  font-family: var(--f-mono);
  font-size: 0.72rem;
  letter-spacing: 0.05em;
  color: var(--ink-40);
  font-weight: 500;
  background: transparent;
  text-transform: none;
}
.pd-case-table td {
  font-family: var(--f-body);
  color: var(--ink);
  font-weight: 500;
}
.pd-case-premium {
  display: block;
  font-family: var(--f-display);
  font-size: 1rem;
  font-weight: 500;
  color: var(--accent);
  letter-spacing: -0.01em;
  margin-top: 0.4rem;
  padding-top: 0.6rem;
  border-top: 1px solid var(--border);
}
.pd-case-premium strong { color: var(--forest); font-weight: 600; }

.pd-case-claim {
  background: var(--ivory);
  border-left: 2px solid var(--accent);
  padding: 0.9rem 1rem;
  margin-top: auto;
  font-size: 0.86rem;
  line-height: 1.65;
  color: var(--ink-2);
  margin-top: 0.8rem;
}
.pd-case-claim::before {
  content: '🏆 사고 보상 예시';
  display: block;
  font-family: var(--f-mono);
  font-size: 0.7rem;
  font-weight: 500;
  letter-spacing: 0.08em;
  color: var(--accent);
  margin-bottom: 0.4rem;
}
.pd-case-claim strong { color: var(--forest); font-weight: 600; }

.pd-cases-note {
  margin: 1.2rem 0 0;
  padding: 0.9rem 1.1rem;
  background: var(--ivory-2);
  border-left: 2px solid var(--ink-40);
  font-size: 0.82rem;
  color: var(--ink-40);
  line-height: 1.55;
  border-radius: 2px;
}


/* =========================================================
   직접 가입 vs 중개사 비교표 (about.html)
   ========================================================= */
.compare-table {
  width: 100%;
  border-collapse: collapse;
  margin: 1.5rem 0 1rem;
  background: #fff;
  border: 1px solid var(--rule);
  border-radius: 2px;
  overflow: hidden;
  font-size: 0.95rem;
}
.compare-table thead th {
  padding: 14px 18px;
  text-align: left;
  font-family: var(--f-mono);
  font-size: 0.78rem;
  font-weight: 600;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: var(--ink-40);
  background: var(--ivory);
  border-bottom: 1px solid var(--rule);
}
.compare-table thead .ct-direct { color: var(--ink-40); }
.compare-table thead .ct-broker {
  color: var(--forest);
  background: var(--ivory-2);
  border-left: 2px solid var(--accent);
}
.compare-table tbody th {
  width: 22%;
  padding: 14px 18px;
  text-align: left;
  vertical-align: top;
  background: var(--ivory);
  font-family: var(--f-mono);
  font-size: 0.78rem;
  font-weight: 500;
  color: var(--ink-40);
  letter-spacing: 0.04em;
  text-transform: uppercase;
  border-bottom: 1px solid var(--border);
}
.compare-table tbody td {
  padding: 14px 18px;
  vertical-align: top;
  color: var(--ink-2);
  line-height: 1.6;
  border-bottom: 1px solid var(--border);
  font-size: 0.92rem;
}
.compare-table tbody td:nth-child(2) { color: var(--ink-40); }
.compare-table tbody td:nth-child(3) {
  background: rgba(217,119,87,0.04);
  border-left: 2px solid var(--accent);
  color: var(--ink);
  font-weight: 500;
}
.compare-table tbody td strong { color: var(--forest); font-weight: 600; }
.compare-table tbody tr:last-child th,
.compare-table tbody tr:last-child td { border-bottom: 0; }
.compare-note {
  font-size: 0.84rem;
  color: var(--ink-40);
  line-height: 1.6;
  margin: 0.5rem 0 0;
  padding-top: 0.5rem;
  border-top: 1px dashed var(--border);
}
.compare-note strong { color: var(--forest); font-weight: 600; }

@media (max-width: 720px) {
  .compare-table thead th { padding: 10px 12px; font-size: 0.7rem; }
  .compare-table tbody th { width: 30%; padding: 10px 12px; font-size: 0.7rem; }
  .compare-table tbody td { padding: 10px 12px; font-size: 0.86rem; }
}


/* =========================================================
   DB 안내장 실 사고사례 (.pd-real-cases)
   ========================================================= */
.pd-real-cases {
  display: grid;
  grid-template-columns: 1fr;
  gap: 1rem;
  margin-top: 1rem;
}
.pd-real-case {
  display: grid;
  grid-template-columns: 48px 1fr;
  gap: 14px;
  align-items: start;
  padding: 1.1rem 1.3rem;
  background: #fff;
  border: 1px solid var(--border);
  border-left: 3px solid var(--accent);
  border-radius: 2px;
}
.pd-real-case-icon {
  width: 48px; height: 48px;
  display: grid; place-items: center;
  background: var(--ivory);
  border-radius: 50%;
  font-size: 22px;
  color: var(--accent);
}
.pd-real-case h4 {
  font-family: var(--f-display);
  font-size: 1.05rem;
  font-weight: 500;
  color: var(--forest);
  margin: 0 0 0.6rem;
  letter-spacing: -0.01em;
  line-height: 1.35;
}
[lang="ko"] .pd-real-case h4 {
  font-family: var(--f-display);
  font-weight: 600;
  letter-spacing: -0.025em;
}
.pd-real-case p {
  margin: 0;
  font-size: 0.9rem;
  color: var(--ink-2);
  line-height: 1.7;
}
.pd-real-cases-source {
  margin: 1.1rem 0 0;
  padding: 0.8rem 1.1rem;
  background: var(--ivory);
  border-left: 2px solid var(--ink-40);
  font-size: 0.78rem;
  color: var(--ink-40);
  line-height: 1.55;
  font-family: var(--f-mono);
  letter-spacing: 0.02em;
}

/* ===========================================================
   STEP 2~6 — Products filter, Industries hub, Duty list,
   Risk checklist, Index quick-entry tiles
   =========================================================== */

/* ── products.html 인라인 필터 ──────────────────────── */
.prod-filter {
  margin: 1rem 0 1.75rem;
  padding: 1.25rem 1.5rem;
  background: var(--ivory-2);
  border: 1px solid var(--border);
  border-radius: 6px;
}
.prod-filter-row {
  display: flex; flex-wrap: wrap; align-items: center;
  gap: 0.5rem; margin-bottom: 0.6rem;
}
.prod-filter-row:last-child { margin-bottom: 0; }
.prod-filter-row--search { gap: 1rem; }
.prod-filter-row--search input {
  flex: 1; min-width: 240px;
  padding: 0.65rem 0.9rem;
  font-size: 0.95rem; font-family: var(--f-body);
  border: 1px solid var(--border); border-radius: 3px;
  background: #fff;
}
.prod-filter-row--search input:focus {
  outline: none; border-color: var(--forest);
  box-shadow: 0 0 0 3px rgba(11, 40, 24, 0.08);
}
.prod-filter-count {
  font-size: 0.86rem; font-weight: 500;
  color: var(--ink-2);
}
.prod-filter-label {
  font-size: 0.75rem; font-weight: 600;
  color: var(--ink-2); text-transform: uppercase;
  letter-spacing: 0.04em;
  margin-right: 0.4rem;
}
.prod-chip {
  padding: 0.4rem 0.85rem; border: 1px solid var(--border);
  border-radius: 999px; background: #fff;
  font-size: 0.82rem; font-weight: 500; color: var(--ink-2);
  cursor: pointer; transition: all .15s; font-family: var(--f-body);
}
.prod-chip:hover { border-color: var(--forest); color: var(--forest); }
.prod-chip.is-active {
  background: var(--forest); color: var(--ivory); border-color: var(--forest);
}
.prod-chip--duty.is-active { background: var(--accent); border-color: var(--accent); }
.prod-chip--link {
  text-decoration: none; color: var(--accent); border-color: rgba(217, 119, 87, 0.3);
}
.prod-chip--link:hover { background: var(--accent); color: #fff; }

/* callout 노트 (제외 사항) */
.callout--note {
  border-left-color: var(--accent);
  background: #fff8f3;
}

/* ── industries.html / duty.html — 공통 hub 페이지 ───── */
.hub-hero {
  padding: 4rem 0 2rem;
  background: linear-gradient(180deg, var(--ivory) 0%, var(--ivory-2) 100%);
}
.hub-hero h1 {
  font-size: clamp(2rem, 4vw, 2.8rem);
  margin: 0 0 0.5rem;
  color: var(--forest);
}
.hub-hero p { font-size: 1.05rem; color: var(--ink-2); max-width: 720px; }
.hub-hero .eyebrow {
  display: inline-block;
  font-size: 0.8rem; font-weight: 600;
  letter-spacing: 0.1em; text-transform: uppercase;
  color: var(--accent); margin-bottom: 0.6rem;
}

.industry-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: 1.25rem;
  margin: 2rem 0;
}
.industry-card {
  background: #fff; border: 1px solid var(--border);
  border-radius: 4px; padding: 1.5rem;
  transition: transform .2s, box-shadow .2s;
}
.industry-card:hover {
  transform: translateY(-2px);
  box-shadow: 0 8px 24px rgba(11, 40, 24, 0.10);
}
.industry-card .icon {
  font-size: 1.8rem; margin-bottom: 0.5rem;
}
.industry-card h3 {
  font-size: 1.15rem; margin: 0 0 0.4rem;
  color: var(--forest);
}
.industry-card .lead {
  font-size: 0.9rem; color: var(--ink-2); line-height: 1.55;
  margin: 0 0 1rem;
}
.industry-card .industry-count {
  display: inline-block; padding: 2px 8px;
  font-size: 0.72rem; font-weight: 600;
  background: var(--ivory-2); color: var(--ink-2);
  border-radius: 3px; letter-spacing: 0.02em;
}
.industry-card a.industry-link {
  display: inline-flex; align-items: center; gap: 0.3rem;
  font-size: 0.86rem; font-weight: 500;
  color: var(--accent); text-decoration: none;
  margin-top: 0.5rem;
}
/* 업종 상세 섹션 */
.industry-section {
  padding: 3rem 0;
  border-bottom: 1px solid var(--border);
}
.industry-section:last-of-type { border-bottom: 0; }
.industry-section h2 {
  font-size: 1.6rem; margin: 0 0 0.4rem;
  color: var(--forest);
}
.industry-section .ind-icon {
  font-size: 2.2rem; margin-right: 0.75rem;
}
.industry-section .ind-head { display: flex; align-items: center; margin-bottom: 1rem; }
.industry-section .ind-desc { color: var(--ink-2); margin: 0 0 1.5rem; max-width: 820px; }

.tier-block { margin-bottom: 1.5rem; }
.tier-block h3 {
  font-size: 0.86rem; text-transform: uppercase;
  letter-spacing: 0.08em; color: var(--accent);
  font-weight: 600; margin: 0 0 0.6rem;
  padding-bottom: 0.4rem; border-bottom: 1px solid rgba(217, 119, 87, 0.2);
}
.tier-block.tier--essential h3 { color: var(--accent); }
.tier-block.tier--recommended h3 { color: var(--forest); border-bottom-color: rgba(11, 40, 24, 0.18); }
.tier-block.tier--optional h3 { color: var(--ink-2); border-bottom-color: var(--border); }

.tier-list {
  list-style: none; padding: 0; margin: 0;
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
  gap: 0.5rem;
}
.tier-list li {
  background: #fff; border: 1px solid var(--border);
  border-radius: 3px; padding: 0.6rem 0.85rem;
}
.tier-list li a {
  display: flex; align-items: center; justify-content: space-between;
  gap: 0.5rem; font-size: 0.88rem; font-weight: 500;
  color: var(--ink); text-decoration: none;
}
.tier-list li a:hover { color: var(--forest); }
.tier-duty {
  display: inline-block; padding: 1px 6px;
  font-size: 0.65rem; font-weight: 600; letter-spacing: 0.03em;
  background: var(--accent); color: #fff;
  border-radius: 2px; flex: 0 0 auto;
}

/* duty.html 의무보험 일람 */
.duty-table {
  width: 100%; border-collapse: collapse; margin: 1.5rem 0;
  background: #fff; border: 1px solid var(--border);
}
.duty-table th, .duty-table td {
  padding: 0.85rem 1rem; text-align: left;
  border-bottom: 1px solid var(--border);
  font-size: 0.88rem; vertical-align: top;
}
.duty-table th {
  background: var(--forest); color: var(--ivory);
  font-weight: 600; font-size: 0.78rem;
  text-transform: uppercase; letter-spacing: 0.04em;
}
.duty-table tr:hover td { background: var(--ivory-2); }
.duty-table .duty-product { font-weight: 600; color: var(--forest); }
.duty-table .duty-product a { color: var(--forest); text-decoration: none; }
.duty-table .duty-product a:hover { color: var(--accent); }
.duty-table .duty-law {
  font-size: 0.8rem; color: var(--ink-2); font-family: var(--f-mono);
}
.duty-table .duty-penalty { font-size: 0.8rem; color: #b03020; }

/* risk-checklist.html */
.checklist-form {
  background: #fff; border: 1px solid var(--border);
  border-radius: 6px; padding: 2rem; margin: 2rem 0;
}
.check-step { margin-bottom: 1.75rem; padding-bottom: 1.5rem; border-bottom: 1px solid var(--border); }
.check-step:last-child { border-bottom: 0; }
.check-step h3 { font-size: 1.1rem; margin: 0 0 0.4rem; color: var(--forest); }
.check-step .step-num {
  display: inline-block; width: 28px; height: 28px;
  line-height: 28px; text-align: center;
  background: var(--accent); color: #fff;
  border-radius: 50%; font-size: 0.85rem; font-weight: 600;
  margin-right: 0.5rem;
}
.check-step p.step-q { font-size: 0.92rem; color: var(--ink-2); margin: 0.3rem 0 1rem; }
.check-options { display: flex; flex-wrap: wrap; gap: 0.5rem; }
.check-option {
  padding: 0.55rem 1rem;
  background: #fff; border: 1px solid var(--border);
  border-radius: 3px; cursor: pointer;
  font-size: 0.88rem; font-family: var(--f-body);
  transition: all .15s;
}
.check-option:hover { border-color: var(--forest); color: var(--forest); }
.check-option.is-selected {
  background: var(--forest); color: var(--ivory); border-color: var(--forest);
}
.check-multi-note { font-size: 0.78rem; color: var(--ink-2); margin-top: 0.5rem; }
.check-submit { text-align: center; margin-top: 1rem; }
.check-submit .btn { font-size: 1rem; padding: 0.85rem 2rem; }

.check-result {
  display: none; margin-top: 2rem;
  background: var(--ivory-2); border-left: 3px solid var(--accent);
  padding: 1.5rem 1.75rem;
}
.check-result.is-shown { display: block; }
.check-result h2 { font-size: 1.3rem; margin: 0 0 0.5rem; color: var(--forest); }
.check-result .recommend-list {
  list-style: none; padding: 0; margin: 1rem 0;
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 0.5rem;
}
.check-result .recommend-list li a {
  display: block; padding: 0.6rem 0.85rem;
  background: #fff; border: 1px solid var(--border);
  border-radius: 3px; text-decoration: none;
  font-size: 0.88rem; color: var(--ink);
}
.check-result .recommend-list li a:hover { background: var(--forest); color: var(--ivory); }
.check-result .priority {
  display: inline-block; padding: 1px 6px;
  font-size: 0.65rem; font-weight: 600;
  background: var(--accent); color: #fff;
  border-radius: 2px; margin-right: 0.4rem;
}

/* index.html quick-entry + case preview */
.quick-entry { margin: 2rem 0 3rem; }
.quick-entry h2 {
  font-size: 1.4rem; margin: 0 0 1rem; color: var(--forest);
  text-align: center;
}
.quick-tiles {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(180px, 1fr));
  gap: 1rem;
}
.quick-tile {
  display: flex; flex-direction: column; align-items: center;
  text-align: center; padding: 1.5rem 1rem;
  background: #fff; border: 1px solid var(--border);
  border-radius: 4px; text-decoration: none;
  transition: transform .2s, box-shadow .2s, border-color .2s;
}
.quick-tile:hover {
  transform: translateY(-3px);
  box-shadow: 0 10px 28px rgba(11, 40, 24, 0.10);
  border-color: var(--accent);
}
.quick-tile .qt-icon { font-size: 2rem; margin-bottom: 0.5rem; }
.quick-tile .qt-label {
  font-size: 0.95rem; font-weight: 600;
  color: var(--forest); margin-bottom: 0.25rem;
}
.quick-tile .qt-sub { font-size: 0.78rem; color: var(--ink-2); }

.case-preview { margin: 3rem 0; }
.case-preview-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 1rem; margin-top: 1.25rem;
}
.case-mini {
  background: #fff; border-left: 3px solid var(--accent);
  padding: 1rem 1.25rem;
}
.case-mini-tag {
  display: inline-block; font-size: 0.72rem; font-weight: 600;
  color: var(--accent); text-transform: uppercase; letter-spacing: 0.05em;
  margin-bottom: 0.4rem;
}
.case-mini h4 { font-size: 0.96rem; margin: 0 0 0.4rem; color: var(--forest); }
.case-mini p { font-size: 0.84rem; color: var(--ink-2); margin: 0 0 0.5rem; line-height: 1.55; }
.case-mini a { font-size: 0.82rem; color: var(--accent); text-decoration: none; font-weight: 500; }

/* callout 노트 (제외 사항) */
.callout--note {
  border-left-color: var(--accent);
  background: #fff8f3;
}

/* ===========================================================
   카카오톡 상담 링크 컴포넌트
   채널 ID는 KAKAO_SETUP.md 안내 후 placeholder 교체
   =========================================================== */
.kakao-link {
  display: inline-flex; align-items: center; gap: 0.4rem;
  padding: 0.4rem 0.85rem;
  background: #FEE500;
  color: #3C1E1E !important;
  font-family: var(--f-body);
  font-size: 0.86rem; font-weight: 700;
  text-decoration: none;
  border-radius: 999px;
  transition: transform .15s, box-shadow .15s;
  letter-spacing: 0.01em;
}
.kakao-link:hover {
  background: #FEE500;
  color: #3C1E1E !important;
  transform: translateY(-1px);
  box-shadow: 0 4px 12px rgba(254, 229, 0, 0.45);
}
.kakao-link::before {
  content: '';
  width: 16px; height: 16px;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='%233C1E1E'%3E%3Cpath d='M12 3C6.48 3 2 6.58 2 11.0c0 2.84 1.84 5.34 4.66 6.79l-1.16 4.21c-.1.36.28.66.62.46l5.04-3.32c.27.02.54.04.84.04 5.52 0 10-3.58 10-8s-4.48-8-10-8z'/%3E%3C/svg%3E");
  background-size: contain; background-repeat: no-repeat;
}

/* TOP 바 안의 카카오 링크 */
.top-utils .kakao-link {
  padding: 0.3rem 0.7rem;
  font-size: 0.78rem;
}

/* right-quick 사이드 카카오 버튼 */
.right-quick a.rq-kakao {
  background: #FEE500;
  border-color: #FEE500;
}
.right-quick a.rq-kakao strong { color: #3C1E1E; }
.right-quick a.rq-kakao span { color: #3C1E1E; }
.right-quick a.rq-kakao:hover {
  background: #FEDD00;
  border-color: #FEDD00;
}

/* consult.html 카카오 안내 박스 */
.kakao-consult-card {
  display: flex; align-items: center; justify-content: space-between;
  gap: 1rem; padding: 1.25rem 1.5rem;
  background: linear-gradient(135deg, #FEE500 0%, #FFE94C 100%);
  border-radius: 6px;
  margin: 1.25rem 0;
}
.kakao-consult-card .kc-text {
  flex: 1;
}
.kakao-consult-card .kc-text strong {
  display: block;
  font-size: 1.05rem; color: #3C1E1E;
  margin-bottom: 0.25rem;
}
.kakao-consult-card .kc-text span {
  font-size: 0.85rem; color: #3C1E1E;
  opacity: 0.85;
}
.kakao-consult-card .btn-kakao {
  flex: 0 0 auto;
  display: inline-flex; align-items: center; gap: 0.5rem;
  padding: 0.7rem 1.25rem;
  background: #3C1E1E; color: #FEE500 !important;
  border-radius: 4px;
  font-weight: 700; font-size: 0.92rem;
  text-decoration: none;
}
.kakao-consult-card .btn-kakao:hover { background: #1F0F0F; }

/* ===========================================================
   「알아두실 사항」 공통 면책 섹션 (보험광고 심의 표준 문구)
   모든 상품페이지 가입안내 탭 하단에 일괄 삽입
   =========================================================== */
.pd-disclosure {
  margin: 2rem 0 1rem;
  padding: 1.5rem 1.75rem;
  background: #fff;
  border: 1px solid var(--border);
  border-left: 4px solid var(--forest);
  border-radius: 4px;
}
.pd-disclosure h3 {
  font-size: 0.95rem;
  font-weight: 700;
  color: var(--forest);
  margin: 0 0 1rem;
  letter-spacing: -0.01em;
}
.pd-disclosure h3::before {
  content: "ⓘ";
  display: inline-block;
  margin-right: 0.4rem;
  color: var(--accent);
  font-weight: 600;
}
.pd-disclosure ol {
  margin: 0;
  padding-left: 1.5rem;
  font-size: 0.84rem;
  color: var(--ink-2);
  line-height: 1.7;
}
.pd-disclosure ol li {
  margin-bottom: 0.45rem;
}
.pd-disclosure ol li:last-child { margin-bottom: 0; }
.pd-disclosure .disclosure-stamp {
  display: inline-block;
  margin-top: 1rem;
  padding: 0.4rem 0.8rem;
  background: var(--ivory-2);
  border: 1px dashed var(--border);
  border-radius: 3px;
  font-family: var(--f-mono);
  font-size: 0.76rem;
  color: var(--ink-2);
  letter-spacing: 0.01em;
}
.pd-disclosure .deposit-protect {
  display: inline-block;
  margin-bottom: 0.75rem;
  padding: 0.3rem 0.65rem;
  background: var(--accent);
  color: #fff;
  font-size: 0.72rem;
  font-weight: 600;
  border-radius: 3px;
  letter-spacing: 0.04em;
}

/* ===========================================================
   cargoinsu.com 전용 컴포넌트
   N2N 디자인 시스템 + 보험료 계산기 + cargo 특화 hero
   =========================================================== */

/* cargoinsu hero — Squaremouth/Policygenius 스타일 (center align + 여백 확대) */
.cargo-hero {
  padding: 5.5rem 0 4rem;        /* 상하 여백 확대 (Squaremouth 패턴) */
  background: linear-gradient(135deg, var(--forest) 0%, var(--forest-2) 60%, var(--ink) 100%);
  color: var(--ivory);
  position: relative;
  text-align: center;             /* 가운데 정렬 */
}
.cargo-hero::before {
  content: '';
  position: absolute; inset: 0;
  background-image: url("data:image/svg+xml,%3Csvg viewBox='0 0 200 200' xmlns='http://www.w3.org/2000/svg'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='0.85' numOctaves='3' stitchTiles='stitch'/%3E%3C/filter%3E%3Crect width='100%25' height='100%25' filter='url(%23n)'/%3E%3C/svg%3E");
  opacity: 0.05; pointer-events: none;
}
.cargo-hero .container { position: relative; z-index: 1; }
.cargo-hero .eyebrow {
  display: inline-block;
  font-size: 0.78rem; font-weight: 600;
  letter-spacing: 0.18em;        /* 자간 확대 0.1 → 0.18 (Policygenius 표준) */
  text-transform: uppercase;
  color: var(--accent);
  margin-bottom: 1.4rem;          /* 0.6 → 1.4 여백 확대 */
}
.cargo-hero h1 {
  font-family: var(--f-display);
  font-size: clamp(1.85rem, 4.2vw, 3rem);
  color: var(--ivory);
  font-weight: 500;
  line-height: 1.45;              /* 1.2 → 1.45 행간 확대 (한글 가독성) */
  letter-spacing: -0.01em;        /* 살짝 좁힘 */
  margin: 0 auto 1.4rem;          /* 좌우 auto = 가운데 / 하단 0.6 → 1.4 */
  max-width: 880px;               /* 폭 제한으로 시각적 여백 확보 */
}
.cargo-hero h1 em {
  color: var(--accent);
  font-style: normal;
  font-weight: 600;
}
.cargo-hero .lede {
  font-size: 1.08rem;             /* 1.05 → 1.08 */
  color: rgba(244, 240, 232, 0.82);
  max-width: 720px;
  margin: 0 auto;                 /* 가운데 정렬 */
  line-height: 1.85;              /* 한글 행간 확대 */
}
.cargo-hero .hero-usp {
  margin-top: 1.6rem !important;  /* 8px → 1.6rem 여백 확대 */
  letter-spacing: 0.04em;
  line-height: 1.8;
  color: var(--accent) !important; /* 오렌지 강조 — 어두운 녹색 배경 가독성 확보 */
  font-weight: 600;
  font-size: 0.95rem;
  display: inline-block;
  padding: 8px 18px;
  background: rgba(244, 240, 232, 0.08);
  border: 1px solid rgba(197, 106, 44, 0.3);
  border-radius: 4px;
}
@media (max-width: 780px) {
  .cargo-hero { padding: 2.5rem 0 2rem; }
  .cargo-hero .eyebrow {
    font-size: 0.7rem;
    letter-spacing: 0.16em;
    margin-bottom: 1rem;
  }
  .cargo-hero h1 {
    font-size: 1.55rem !important;       /* 데스크톱 1.85~3rem → 모바일 1.55rem */
    line-height: 1.4;
    max-width: 100%;
    margin-bottom: 1rem;
    letter-spacing: -0.02em;
  }
  .cargo-hero .lede {
    font-size: 0.95rem;
    line-height: 1.7;
    max-width: 100%;
  }
  .cargo-hero .hero-usp {
    font-size: 0.82rem !important;
    margin-top: 1.2rem !important;
    line-height: 1.6;
  }
}

/* 보험료 계산기 카드 */
.calc-card {
  background: #fff;
  color: var(--ink);
  border-radius: 6px;
  padding: 2rem 2.25rem 1.75rem;
  margin: 2rem 0 0;
  box-shadow: 0 12px 40px rgba(0,0,0,0.3);
}
.calc-card h2 {
  font-size: 1.25rem; color: var(--forest);
  margin: 0 0 0.4rem; font-weight: 600;
}
.calc-card .calc-sub {
  font-size: 0.88rem; color: var(--ink-2);
  margin: 0 0 1.5rem;
}
.calc-grid {
  display: grid; grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 1rem; margin-bottom: 1rem;
}
.calc-field { display: flex; flex-direction: column; }
.calc-field label {
  font-size: 0.78rem; font-weight: 600;
  color: var(--ink-2); margin-bottom: 0.4rem;
  letter-spacing: 0.02em;
}
.calc-field label .req { color: var(--accent); margin-left: 2px; }
.calc-field label .tip {
  display: inline-block; width: 14px; height: 14px;
  background: var(--ivory-2); border: 1px solid var(--border);
  border-radius: 50%; font-size: 0.65rem; line-height: 12px;
  text-align: center; color: var(--ink-2); cursor: help;
  margin-left: 4px; font-weight: 700;
}
.calc-field input,
.calc-field select {
  padding: 0.6rem 0.8rem;
  border: 1px solid var(--border); border-radius: 3px;
  font-size: 0.92rem; font-family: var(--f-body);
  background: #fff; color: var(--ink);
}
.calc-field input:focus,
.calc-field select:focus {
  outline: none; border-color: var(--forest);
  box-shadow: 0 0 0 3px rgba(11, 40, 24, 0.08);
}
.calc-hint {
  font-size: 0.75rem; color: var(--ink-2);
  margin-top: 0.3rem;
}
.calc-submit {
  display: block; width: 100%;
  padding: 0.95rem;
  background: var(--accent); color: #fff;
  border: none; border-radius: 3px;
  font-size: 0.98rem; font-weight: 600;
  font-family: var(--f-body); cursor: pointer;
  transition: background .2s;
  margin-top: 0.5rem;
}
.calc-submit:hover { background: #c0654a; }

/* 계산 결과 */
.calc-result {
  display: none; margin-top: 1.5rem;
  padding: 1.5rem 1.75rem;
  background: var(--ivory-2);
  border-left: 4px solid var(--forest);
  border-radius: 4px;
}
.calc-result.is-shown { display: block; }
.calc-result .res-head {
  display: flex; justify-content: space-between; align-items: center;
  margin-bottom: 0.75rem;
}
.calc-result .res-head h3 {
  font-size: 0.92rem; font-weight: 600; color: var(--forest);
  margin: 0;
}
.calc-result .res-tag {
  display: inline-block; padding: 2px 8px;
  background: var(--forest); color: var(--ivory);
  font-size: 0.7rem; font-weight: 600; border-radius: 2px;
}
.calc-result .range-display {
  display: flex; justify-content: space-between; align-items: baseline;
  padding: 1rem 0; border-bottom: 1px solid var(--border);
}
.calc-result .range-lo,
.calc-result .range-hi {
  font-size: 1.45rem; font-weight: 700; color: var(--forest);
  font-family: var(--f-mono);
}
.calc-result .range-lo .lbl,
.calc-result .range-hi .lbl {
  display: block; font-size: 0.68rem; font-weight: 500;
  color: var(--ink-2); letter-spacing: 0.04em; margin-bottom: 2px;
  font-family: var(--f-body);
}
.calc-result .range-sep { color: var(--ink-2); font-size: 1rem; }
.calc-result .res-detail {
  font-size: 0.84rem; color: var(--ink-2);
  line-height: 1.7; margin: 0.75rem 0;
}
.calc-result .res-detail strong { color: var(--forest); }
.calc-result .res-notice {
  margin-top: 1rem; padding: 0.75rem 1rem;
  background: #fff; border: 1px dashed var(--border);
  font-size: 0.78rem; color: var(--ink-2); line-height: 1.55;
  border-radius: 3px;
}
.calc-result .res-actions {
  display: flex; gap: 0.5rem; flex-wrap: wrap;
  margin-top: 1rem;
}
.calc-result .res-actions a {
  padding: 0.6rem 1.2rem;
  font-size: 0.86rem; font-weight: 600;
  text-decoration: none; border-radius: 3px;
}
.calc-result .res-actions a.btn-primary {
  background: var(--forest); color: var(--ivory);
}
.calc-result .res-actions a.btn-outline {
  background: #fff; border: 1px solid var(--forest); color: var(--forest);
}

/* 4개 상품 카드 그리드 */
.cargo-products {
  padding: 4rem 0; background: var(--ivory);
}
.cargo-products .section-head {
  text-align: center; margin-bottom: 2.5rem;
}
.cargo-products .section-head .eyebrow {
  font-size: 0.78rem; font-weight: 600;
  letter-spacing: 0.1em; text-transform: uppercase;
  color: var(--accent); margin-bottom: 0.5rem; display: inline-block;
}
.cargo-products .section-head h2 {
  font-size: clamp(1.6rem, 3vw, 2.2rem);
  color: var(--forest); margin: 0;
}
.cargo-products .section-head p {
  font-size: 1rem; color: var(--ink-2);
  margin: 0.6rem auto 0; max-width: 640px;
}
.cargo-card-grid {
  display: grid; grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: 1.25rem;
}
.cargo-card {
  background: #fff; border: 1px solid var(--border);
  border-radius: 4px; padding: 1.75rem;
  transition: transform .2s, box-shadow .2s, border-color .2s;
  display: flex; flex-direction: column;
}
.cargo-card:hover {
  transform: translateY(-3px);
  box-shadow: 0 12px 32px rgba(11, 40, 24, 0.10);
  border-color: var(--accent);
}
.cargo-card .icon {
  font-size: 2.2rem; margin-bottom: 0.6rem;
}
.cargo-card h3 {
  font-size: 1.15rem; color: var(--forest);
  margin: 0 0 0.4rem;
}
.cargo-card .sub {
  display: inline-block; font-size: 0.72rem; font-weight: 600;
  color: var(--accent); letter-spacing: 0.04em;
  text-transform: uppercase; margin-bottom: 0.5rem;
}
.cargo-card p {
  font-size: 0.88rem; color: var(--ink-2); line-height: 1.6;
  margin: 0 0 1rem; flex: 1;
}
.cargo-card a.card-link {
  display: inline-flex; align-items: center; gap: 0.3rem;
  font-size: 0.86rem; font-weight: 600; color: var(--forest);
  text-decoration: none;
}
.cargo-card a.card-link:hover { color: var(--accent); }

/* WHY (cargoinsu 차별점) */
.cargo-why {
  padding: 4rem 0; background: #fff;
}
.cargo-why .why-grid {
  display: grid; grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 1.5rem; margin-top: 2rem;
}
.cargo-why .why-cell {
  text-align: left;
}
.cargo-why .why-cell .num {
  display: inline-block;
  font-size: 0.72rem; font-weight: 700;
  color: var(--accent); letter-spacing: 0.1em;
  margin-bottom: 0.4rem;
}
.cargo-why .why-cell h3 {
  font-size: 1rem; color: var(--forest); margin: 0 0 0.4rem;
}
.cargo-why .why-cell p {
  font-size: 0.86rem; color: var(--ink-2); line-height: 1.65;
  margin: 0;
}

/* cargoinsu — datalist 입력 칸 별도 컬러 */
.calc-field input[list] {
  background-image: linear-gradient(45deg, transparent 50%, var(--ink-2) 50%),
                    linear-gradient(135deg, var(--ink-2) 50%, transparent 50%);
  background-position: calc(100% - 14px) calc(50%), calc(100% - 9px) calc(50%);
  background-size: 5px 5px, 5px 5px;
  background-repeat: no-repeat;
  padding-right: 1.6rem;
}
.calc-field input[list]:focus {
  background-image: linear-gradient(45deg, transparent 50%, var(--forest) 50%),
                    linear-gradient(135deg, var(--forest) 50%, transparent 50%);
}

/* cargoinsu v4 — 단일 보험료 표시 (KIDI·메리츠) */
.calc-result .single-premium {
  display: flex; flex-direction: column; align-items: center;
  padding: 1.5rem 1rem; margin: 0.5rem 0;
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 6px;
}
.calc-result .single-premium .lbl {
  font-size: 0.78rem; font-weight: 600;
  color: var(--ink-2); letter-spacing: 0.04em;
  text-transform: uppercase; margin-bottom: 0.4rem;
}
.calc-result .single-premium .single-amount {
  font-size: clamp(1.8rem, 4vw, 2.6rem);
  font-weight: 700; color: var(--forest);
  font-family: var(--f-mono);
  letter-spacing: -0.02em;
}

/* select 안의 optgroup 라벨 강조 */
.calc-field select optgroup {
  font-weight: 600; color: var(--forest); font-style: normal;
}
.calc-field select option {
  font-weight: 400; color: var(--ink); padding: 4px;
}

/* ===========================================================
   marine-cargo 상세 안내 — 약관 비교·INCOTERMS·품목별 특칙
   =========================================================== */
.cargo-history {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 1rem;
  margin: 1.5rem 0;
}
/* 모바일: 4열 카드를 2열(태블릿) → 1열(폰)로 명시적 분기 */
@media (max-width: 780px) {
  .cargo-history { grid-template-columns: 1fr 1fr; gap: 0.75rem; }
  .cargo-history-cell { padding: 1rem 1.1rem; }
}
@media (max-width: 480px) {
  .cargo-history { grid-template-columns: 1fr; }
}
.cargo-history-cell {
  padding: 1.25rem 1.5rem;
  background: var(--ivory-2);
  border-left: 3px solid var(--accent);
  border-radius: 4px;
}
.cargo-history-cell h4 {
  font-size: 0.92rem;
  color: var(--forest);
  margin: 0 0 0.4rem;
  font-weight: 600;
}
.cargo-history-cell .year {
  display: inline-block;
  font-size: 0.7rem;
  font-weight: 600;
  background: var(--forest);
  color: var(--ivory);
  padding: 1px 8px;
  border-radius: 2px;
  margin-bottom: 0.4rem;
  letter-spacing: 0.04em;
}
.cargo-history-cell p {
  font-size: 0.84rem;
  color: var(--ink-2);
  line-height: 1.6;
  margin: 0;
}

/* 담보 위험 비교표 (신약관 vs 구약관) */
.coverage-compare {
  width: 100%;
  border-collapse: collapse;
  margin: 1rem 0;
  font-size: 0.84rem;
  background: #fff;
  border: 1px solid var(--border);
}
.coverage-compare th {
  background: var(--forest);
  color: var(--ivory);
  font-weight: 600;
  font-size: 0.78rem;
  padding: 0.65rem 0.5rem;
  text-align: center;
  letter-spacing: 0.02em;
}
.coverage-compare th.risk-name {
  text-align: left;
  padding-left: 0.85rem;
}
.coverage-compare td {
  padding: 0.55rem 0.5rem;
  border-bottom: 1px solid var(--border);
  text-align: center;
  vertical-align: middle;
}
.coverage-compare td.risk-name {
  text-align: left;
  padding-left: 0.85rem;
  font-weight: 500;
  color: var(--ink);
}
.coverage-compare tr:hover td { background: var(--ivory-2); }
.coverage-compare .icon-cover {
  display: inline-block;
  width: 22px; height: 22px;
  line-height: 22px;
  font-size: 0.78rem;
  font-weight: 700;
  background: var(--forest);
  color: var(--ivory);
  border-radius: 50%;
}
.coverage-compare .icon-no {
  display: inline-block;
  color: var(--ink-2);
  font-size: 0.92rem;
  font-weight: 600;
}
.coverage-compare .icon-partial {
  display: inline-block;
  width: 22px; height: 22px;
  line-height: 22px;
  font-size: 0.78rem;
  font-weight: 700;
  background: #f8b850;
  color: #fff;
  border-radius: 50%;
}
.coverage-compare .icon-special {
  display: inline-block;
  font-size: 0.7rem;
  color: var(--accent);
  font-weight: 600;
}

/* 7열 비교표 가로 스크롤 래퍼 — iOS Safari 잘림 방지 */
.table-scroll {
  width: 100%;
  max-width: 100%;
  overflow-x: auto;
  -webkit-overflow-scrolling: touch;
  margin: 1rem 0;
  border-radius: 4px;
}
.table-scroll > .coverage-compare,
.table-scroll > .incoterms-table,
.table-scroll > .special-clauses {
  margin: 0;
  min-width: 580px; /* 표 본래 폭 유지 — 모바일에서는 좌우 스와이프 */
}
.table-scroll::after {
  content: "← 좌우로 스와이프하여 전체 보기 →";
  display: block;
  font-size: 11px;
  color: var(--ink-40);
  text-align: right;
  padding: 6px 8px 0;
  letter-spacing: 0.02em;
}
@media (min-width: 781px) {
  .table-scroll::after { display: none; }
}

/* 모바일에서 비교표 폰트 살짝 축소 — 7열 가독성 유지 */
@media (max-width: 780px) {
  .coverage-compare { font-size: 0.78rem; }
  .coverage-compare th { font-size: 0.72rem; padding: 0.45rem 0.3rem; }
  .coverage-compare td { padding: 0.4rem 0.3rem; }
  .coverage-compare .icon-cover,
  .coverage-compare .icon-partial { width: 18px; height: 18px; line-height: 18px; }
}

/* INCOTERMS 표 */
.incoterms-table {
  width: 100%;
  border-collapse: collapse;
  margin: 1rem 0 0.5rem;
  font-size: 0.85rem;
  background: #fff;
  border: 1px solid var(--border);
}
.incoterms-table th {
  background: var(--forest);
  color: var(--ivory);
  padding: 0.65rem 0.85rem;
  text-align: left;
  font-size: 0.78rem;
  font-weight: 600;
  letter-spacing: 0.02em;
}
.incoterms-table td {
  padding: 0.6rem 0.85rem;
  border-bottom: 1px solid var(--border);
  vertical-align: top;
}
.incoterms-table tr.group-row td {
  background: var(--ivory-2);
  font-weight: 600;
  color: var(--accent);
  font-size: 0.78rem;
  letter-spacing: 0.04em;
  padding: 0.4rem 0.85rem;
}
.incoterms-table .term-code {
  font-weight: 700;
  color: var(--forest);
  font-family: var(--f-mono);
}
.incoterms-table .insurer-buyer {
  color: var(--ink-2);
  font-size: 0.78rem;
  font-weight: 600;
}
.incoterms-table .insurer-seller {
  color: var(--accent);
  font-size: 0.78rem;
  font-weight: 700;
}

/* 품목별 특칙표 */
.special-clauses {
  width: 100%;
  border-collapse: collapse;
  margin: 1rem 0;
  font-size: 0.85rem;
  background: #fff;
  border: 1px solid var(--border);
}
.special-clauses th {
  background: var(--forest);
  color: var(--ivory);
  padding: 0.65rem 0.85rem;
  text-align: left;
  font-size: 0.78rem;
  font-weight: 600;
}
.special-clauses td {
  padding: 0.6rem 0.85rem;
  border-bottom: 1px solid var(--border);
}
.special-clauses .code {
  font-family: var(--f-mono);
  font-weight: 700;
  color: var(--accent);
}
.special-clauses .item-name {
  font-weight: 600;
  color: var(--forest);
}

/* 필요서류 그리드 */
.docs-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 0.75rem;
  margin: 1rem 0;
}
.docs-cell {
  padding: 0.85rem 1rem;
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 3px;
  display: flex;
  align-items: flex-start;
  gap: 0.6rem;
}
.docs-cell .num {
  flex: 0 0 auto;
  width: 26px; height: 26px;
  line-height: 26px;
  text-align: center;
  background: var(--accent);
  color: #fff;
  border-radius: 50%;
  font-weight: 700;
  font-size: 0.85rem;
}
.docs-cell .doc-info { flex: 1; }
.docs-cell .doc-info strong {
  display: block;
  font-size: 0.86rem;
  color: var(--forest);
  margin-bottom: 0.15rem;
}
.docs-cell .doc-info span {
  font-size: 0.76rem;
  color: var(--ink-2);
}

/* FAQ 아코디언 */
.faq-list { margin: 1rem 0; }
.faq-item {
  background: #fff;
  border: 1px solid var(--border);
  margin-bottom: 0.5rem;
  border-radius: 3px;
}
.faq-q {
  padding: 0.85rem 1rem;
  font-weight: 600;
  color: var(--forest);
  cursor: pointer;
  display: flex;
  align-items: center;
  justify-content: space-between;
  font-size: 0.92rem;
}
.faq-q::after {
  content: '+';
  font-size: 1.4rem;
  font-weight: 400;
  color: var(--accent);
  transition: transform .2s;
}
.faq-item.open .faq-q::after {
  transform: rotate(45deg);
}
.faq-a {
  display: none;
  padding: 0 1rem 0.85rem;
  font-size: 0.86rem;
  color: var(--ink-2);
  line-height: 1.65;
}
.faq-item.open .faq-a { display: block; }

/* ===========================================================
   cargoinsu — 푸터 로고 헤더 동일 스타일 (필터 제거)
   =========================================================== */
.site-footer .footer-brand {
  margin-bottom: 1rem;
}
.site-footer .footer-brand .logo {
  display: inline-flex;
  align-items: center;
  gap: 14px;
  text-decoration: none;
  margin-bottom: 0.75rem;
}
/* 푸터 로고는 컬러 그대로 노출 (흑백 필터 미적용) */
.site-footer .footer-brand .logo-img {
  filter: none !important;
  height: 48px;
  width: auto;
}
.site-footer .footer-brand .logo-mark { display: none; }
.site-footer .footer-brand .logo-txt {
  display: inline-flex;
  flex-direction: column;
}
.site-footer .footer-brand .logo-txt strong {
  font-size: 1.05rem;
  color: var(--ivory);
  font-weight: 700;
  letter-spacing: -0.01em;
}
.site-footer .footer-brand .logo-txt span {
  font-size: 0.74rem;
  color: rgba(244, 240, 232, 0.6);
  letter-spacing: 0.02em;
  margin-top: 2px;
}

/* ════════════════════════════════════════════════════════════════════
   모바일 상단 sticky 헤더 — 햄버거·로고·상담CTA (모바일 ≤780px 전용)
   ──────────────────────────────────────────────────────────────────── */
.mobile-sticky-header { display: none; }
@media (max-width: 780px) {
  .mobile-sticky-header {
    display: flex !important;
    position: fixed;
    top: 0;
    left: 0;
    right: 0;
    z-index: 9999;
    height: 60px;
    padding: 0 12px;
    background: #ffffff;
    color: var(--forest, #0B2818);
    box-shadow: 0 1px 3px rgba(0, 0, 0, 0.08);
    border-bottom: 1px solid rgba(11, 40, 24, 0.08);
    align-items: center;
    justify-content: space-between;
    gap: 8px;
  }
  .msh-menu {
    flex: 0 0 auto;
    width: 40px;
    height: 40px;
    background: transparent;
    border: 0;
    color: var(--forest, #0B2818);
    cursor: pointer;
    padding: 0;
    display: flex;
    align-items: center;
    justify-content: center;
  }
  .msh-menu span {
    display: block;
    width: 22px;
    height: 2px;
    background: currentColor;
    position: relative;
  }
  .msh-menu span::before,
  .msh-menu span::after {
    content: '';
    position: absolute;
    left: 0;
    width: 22px;
    height: 2px;
    background: currentColor;
  }
  .msh-menu span::before { top: -7px; }
  .msh-menu span::after { top: 7px; }
  .msh-menu span,
  .msh-menu span::before,
  .msh-menu span::after {
    transition: transform 0.2s ease, opacity 0.2s ease, top 0.2s ease;
  }
  .msh-menu.is-open span { background: transparent; }
  .msh-menu.is-open span::before { top: 0; transform: rotate(45deg); }
  .msh-menu.is-open span::after { top: 0; transform: rotate(-45deg); }
  /* iOS Safari 호환 — html+body overflow:hidden만 사용, position:fixed 제거 */
  html.mobile-menu-open,
  body.mobile-menu-open {
    overflow: hidden !important;
    height: 100% !important;
    touch-action: none !important;
  }
  .msh-logo {
    flex: 1 1 auto;
    display: flex;
    align-items: center;
    gap: 8px;
    text-decoration: none !important;
    color: var(--forest, #0B2818);
    overflow: hidden;
    min-width: 0;
    justify-content: flex-start;
    padding-left: 4px;
  }
  .msh-logo img {
    height: 48px !important;
    width: auto !important;
    flex: 0 0 auto;
    filter: none !important;
  }
  .mobile-sticky-header { height: 64px !important; }
  body { padding-top: 64px !important; }
  .gnb > ul { top: 64px !important; }
  .msh-logo strong { display: none !important; }
  .msh-cta {
    flex: 0 0 auto;
    background: var(--accent, #C56A2C);
    color: #fff !important;
    text-decoration: none !important;
    padding: 10px 16px;
    border-radius: 6px;
    font-size: 0.88rem;
    font-weight: 700;
    letter-spacing: -0.02em;
    white-space: nowrap;
  }
  .msh-cta:active { opacity: 0.85; }
  body { padding-top: 60px !important; }
  .top_wrap { display: none !important; }
}

/* ════════════════════════════════════════════════════════════════════
   모바일 하단 sticky CTA 바 — 제거됨 (벤치마크 매칭)
   ──────────────────────────────────────────────────────────────────── */
.mobile-cta-bar { display: none !important; }

/* ★ 강제 박멸 — top_wrap + right-quick 위젯 (TOP만 남김) */
html body .top_wrap,
html body div.top_wrap,
html body .top_wrap_cont { display: none !important; }

html body .right-quick > a,
html body aside.right-quick > a,
html body .right-quick > a.rq-kakao,
html body .right-quick > a[href^="tel:"],
html body .right-quick > a[href*="kakao"],
html body .right-quick > a[href*="cargoinsu"],
html body .right-quick > a[href*="consult"] {
  display: none !important;
  visibility: hidden !important;
}
html body .right-quick > button.rq-totop,
html body aside.right-quick > button.rq-totop {
  display: flex !important;
  visibility: visible !important;
}
html body .right-quick {
  background: transparent !important;
  box-shadow: none !important;
  border: 0 !important;
  padding: 0 !important;
}

/* ────────────────────────────────────────
   상담폼 제출 성공(?sent=1) 강조 배너
   ──────────────────────────────────────── */
.consult-banner.consult-banner--success {
  background: linear-gradient(135deg, #0B2818 0%, #1a4a35 100%) !important;
  color: var(--ivory, #F4F0E8) !important;
  padding: 32px 28px !important;
  border-radius: 12px !important;
  box-shadow: 0 8px 24px rgba(11, 40, 24, 0.25) !important;
  border: 0 !important;
  margin: 24px 0 !important;
  text-align: center !important;
}
.consult-banner.consult-banner--success #consultBannerTitle {
  font-size: 1.5rem !important;
  font-weight: 700 !important;
  color: var(--ivory, #F4F0E8) !important;
  display: block !important;
  margin-bottom: 12px !important;
}
.consult-banner.consult-banner--success #consultBannerSub {
  font-size: 1rem !important;
  color: rgba(244, 240, 232, 0.92) !important;
  line-height: 1.7 !important;
  display: block !important;
}
.consult-banner.consult-banner--success #consultBannerSub a {
  color: var(--accent, #C56A2C) !important;
  font-weight: 700 !important;
}

/* 푸터 폰트 통일 */
.site-footer .footer-head {
  font-family: inherit !important;
  font-size: 0.95rem !important;
  font-weight: 700 !important;
  letter-spacing: 0 !important;
  text-transform: none !important;
  color: var(--ivory, #F4F0E8) !important;
  margin-bottom: 0.85rem !important;
}
.site-footer .footer-list,
.site-footer .footer-list li,
.site-footer .footer-list a {
  font-family: inherit !important;
  font-size: 0.85rem !important;
  letter-spacing: 0 !important;
}
.site-footer .footer-list a[href*="n2nib"] {
  font-size: 0.94rem !important;
  font-weight: 700 !important;
  color: var(--ivory, #F4F0E8) !important;
}

/* 푸터 회사정보 — 줄바꿈 방지 + max-width 해제 */
.site-footer .footer-meta .meta-item {
  white-space: nowrap;
  display: inline-block;
}
.site-footer .footer-meta {
  max-width: 100% !important;
  word-break: keep-all !important;
}
.site-footer .footer-brand br { display: none !important; }

@media (min-width: 781px) {
  .gnb > ul > li.mmf-cta,
  li.mmf-cta { display: none !important; }
}

/* ════════════════════════════════════════════════════════════════════
   모바일 GNB — 심플 평면 리스트 (cargoinsu, 2026-05-08 재구성)
   ──────────────────────────────────────────────────────────────────── */
@media (max-width: 780px) {
  /* 데스크톱 헤더·로고 모바일 숨김 */
  html body .top_wrap,
  html body .top_wrap_cont,
  html body div.top_wrap {
    display: none !important;
    visibility: hidden !important;
    height: 0 !important;
    overflow: hidden !important;
  }
  .gnb-logo { display: none !important; }
  .navi_wrap {
    height: 0 !important; min-height: 0 !important;
    overflow: visible !important;
    padding: 0 !important; margin: 0 !important;
    background: transparent !important; border: 0 !important;
  }
  .gnb {
    height: 0 !important; min-height: 0 !important;
    overflow: visible !important;
    padding: 0 !important; margin: 0 !important;
    background: transparent !important;
  }
  .navi_wrap .menu-toggle,
  .gnb .menu-toggle,
  .menu-toggle:not(.msh-menu) {
    display: none !important;
  }

  /* ── 메뉴 컨테이너 (UL) — iOS Safari 안전 풀스크린 오버레이 ── */
  .gnb > ul {
    position: fixed !important;
    top: 0 !important;
    left: 0 !important;
    right: 0 !important;
    bottom: 0 !important;
    width: 100% !important;
    max-width: 100vw !important;
    height: 100vh !important;
    height: 100dvh !important;
    min-height: 100vh !important;
    min-height: 100dvh !important;
    box-sizing: border-box !important;
    overflow-y: auto !important;
    overflow-x: hidden !important;
    -webkit-overflow-scrolling: touch !important;
    overscroll-behavior: contain !important;
    touch-action: pan-y !important;
    background: var(--brand, #0B2818) !important;
    backdrop-filter: none !important;
    -webkit-backdrop-filter: none !important;
    flex-direction: column !important;
    flex-wrap: nowrap !important;       /* ⭐ 핵심 수정: wrap 방지 — li 세로 정렬 */
    padding: 76px 0 120px !important;
    margin: 0 !important;
    gap: 0 !important;
    z-index: 9000 !important;
    box-shadow: 0 4px 16px rgba(0,0,0,0.25);
    display: none !important;
    list-style: none !important;
  }
  .gnb > ul.open { display: flex !important; }
  /* li가 세로 일렬로 쌓이도록 강제 (wrap 충돌 방지) */
  .gnb > ul > li {
    flex: 0 0 auto !important;
    align-self: stretch !important;
  }

  /* ── 모든 li: 카드형 효과 제거, 평면 리스트 ── */
  .gnb > ul > li {
    width: 100% !important;
    max-width: 100% !important;
    background: transparent !important;
    border: 0 !important;
    border-radius: 0 !important;
    box-shadow: none !important;
    margin: 0 !important;
    padding: 0 !important;
    overflow: hidden !important;
    box-sizing: border-box !important;
    flex: 0 0 auto !important;
    display: block !important;
  }

  /* ── 1단 메뉴 a (단독 링크 / dd-parent 공통) ── */
  .gnb > ul > li > a,
  .gnb > ul > li > a[href*="products.html#"],
  .gnb > ul > li > a[href*="products/"] {
    display: block !important;
    width: 100% !important;
    box-sizing: border-box !important;
    padding: 14px 20px !important;
    background: transparent !important;
    color: rgba(244, 240, 232, 0.95) !important;
    font-weight: 500 !important;
    font-size: 1rem !important;
    text-decoration: none !important;
    text-align: left !important;
    border: 0 !important;
    border-bottom: 1px solid rgba(244, 240, 232, 0.08) !important;
    border-radius: 0 !important;
    margin: 0 !important;
    line-height: 1.4 !important;
    word-break: keep-all !important;
    overflow-wrap: break-word !important;
  }

  /* ── 아이콘·쉐브론 모두 제거 ── */
  .gnb > ul > li > a::before,
  .gnb > ul > li > a::after,
  .gnb > ul > li::before,
  .gnb > ul > li::after {
    content: none !important;
    display: none !important;
    background: transparent !important;
    border: 0 !important;
  }

  /* ── dd-parent (카테고리 헤더) — 약간 더 어두운 배경 + 굵은 글씨 ── */
  .gnb > ul > li > a.dd-parent {
    background: rgba(0, 0, 0, 0.20) !important;
    color: #ffffff !important;
    font-weight: 700 !important;
    cursor: default !important;
    padding: 14px 20px !important;
    border-bottom: 1px solid rgba(255, 255, 255, 0.08) !important;
  }

  /* ── depth2 (하위 메뉴) — 항상 펼쳐진 상태 ── */
  .gnb .depth2,
  .gnb > ul > li .depth2 {
    display: block !important;
    position: static !important;
    width: 100% !important;
    max-width: 100% !important;
    box-sizing: border-box !important;
    background: transparent !important;
    border: 0 !important;
    box-shadow: none !important;
    padding: 0 !important;
    margin: 0 !important;
    transform: none !important;
    list-style: none !important;
    overflow: hidden !important;
  }
  .gnb .depth2 li,
  .gnb > ul > li .depth2 li {
    width: 100% !important;
    max-width: 100% !important;
    background: transparent !important;
    border: 0 !important;
    margin: 0 !important;
    padding: 0 !important;
    box-sizing: border-box !important;
    display: block !important;
  }
  .gnb .depth2 li a,
  .gnb > ul > li .depth2 li a {
    display: block !important;
    width: 100% !important;
    box-sizing: border-box !important;
    padding: 12px 20px 12px 36px !important;
    color: rgba(244, 240, 232, 0.85) !important;
    background: transparent !important;
    font-size: 0.93rem !important;
    font-weight: 400 !important;
    text-decoration: none !important;
    text-align: left !important;
    border: 0 !important;
    border-bottom: 1px solid rgba(244, 240, 232, 0.06) !important;
    word-break: keep-all !important;
    overflow-wrap: break-word !important;
    white-space: normal !important;
  }
  .gnb .depth2 li a:hover,
  .gnb > ul > li .depth2 li a:hover {
    background: rgba(255, 255, 255, 0.06) !important;
    color: #ffffff !important;
  }

  /* ── 즉시 계산 CTA — 오렌지 강조 ── */
  .gnb > ul > li > a.consult-btn {
    background: var(--accent, #C56A2C) !important;
    color: #ffffff !important;
    font-weight: 700 !important;
    margin: 12px 16px !important;
    padding: 14px 20px !important;
    border-radius: 6px !important;
    text-align: center !important;
    border: 0 !important;
    width: calc(100% - 32px) !important;
    box-sizing: border-box !important;
  }

  /* ── gnb-search-li (빈 spacer) 숨김 ── */
  .gnb > ul > li.gnb-search-li {
    display: none !important;
  }

  /* ── mmf-cta (전화·카톡 자동주입 CTA) ── */
  .gnb > ul > li.mmf-cta {
    background: transparent !important;
    border: 0 !important;
    margin-top: 12px !important;
    padding: 0 16px 0 !important;
  }
  .gnb > ul > li.mmf-cta > a::before,
  .gnb > ul > li.mmf-cta > a::after { content: none !important; }
}

/* ════════════════════════════════════════════════════════════════════
   데스크톱 sticky 헤더 — Policygenius 패턴 정밀 토큰 (cargoinsu)
   ──────────────────────────────────────────────────────────────────── */
@media (min-width: 781px) {
  .top_wrap,
  .top_wrap_cont,
  div.top_wrap { display: none !important; }

  /* navi_wrap을 position:fixed로 변경 (sticky 안정성 보장) — 2026-05-04 */
  .navi_wrap {
    position: fixed !important;
    top: 0 !important;
    left: 0 !important;
    right: 0 !important;
    width: 100% !important;
    z-index: 9999 !important;
    background: var(--forest, #0B2818) !important;
    box-shadow: 0 1px 4px rgba(0, 0, 0, 0.12) !important;
    height: 72px !important;
    overflow: visible !important;
    padding: 0 !important;
    backdrop-filter: none !important;
    -webkit-backdrop-filter: none !important;
  }
  /* fixed 헤더 가림 방지 — body 상단 padding 확보 */
  body { padding-top: 72px !important; }
  .gnb {
    display: flex !important;
    align-items: center !important;
    height: 72px !important;
    min-height: 72px !important;
    max-height: 72px !important;
    padding: 0 24px !important;
    overflow: visible !important;
    gap: 0 !important;
  }
  .gnb > ul {
    display: flex !important;
    flex: 1 1 auto !important;
    align-items: center !important;
    height: 72px !important;
    margin: 0 !important;
    padding: 0 !important;
    gap: 28px !important;
    flex-wrap: nowrap !important;
  }
  .gnb > ul > li {
    height: 72px !important;
    display: flex !important;
    align-items: center !important;
    flex: 0 0 auto !important;
  }
  .gnb > ul > li > a {
    font-size: 16px !important;
    font-weight: 600 !important;
    padding: 0 !important;
    color: var(--ivory, #F4F0E8) !important;
    line-height: 1 !important;
    background: transparent !important;
    border: 0 !important;
    height: auto !important;
  }
  .gnb-logo {
    flex: 0 0 auto !important;
    display: inline-flex !important;
    align-items: center !important;
    gap: 10px !important;
    padding: 0 20px 0 0 !important;
    margin-right: 8px !important;
    border-right: 1px solid rgba(244, 240, 232, 0.18) !important;
    text-decoration: none !important;
    height: 72px !important;
  }
  .gnb-logo img {
    height: 44px !important;        /* n2nib와 통일 (item 5) */
    width: auto !important;
    flex: 0 0 auto !important;
  }
  .gnb-logo .gnb-logo-text {
    display: inline-flex !important;
    flex-direction: column !important;
    line-height: 1.1 !important;
  }
  .gnb-logo .gnb-logo-text strong {
    font-size: 0.9rem !important;
    color: var(--ivory, #F4F0E8) !important;
    font-weight: 700 !important;
    letter-spacing: -0.01em !important;
  }
  .gnb-logo .gnb-logo-text small {
    font-size: 0.65rem !important;
    color: rgba(244, 240, 232, 0.55) !important;
    letter-spacing: 0.01em !important;
    margin-top: 1px !important;
  }
  .gnb .consult-btn,
  .gnb > ul > li > a.consult-btn {
    background: var(--accent, #C56A2C) !important;
    color: #fff !important;
    padding: 10px 20px !important;
    border-radius: 8px !important;
    font-size: 15px !important;
    font-weight: 700 !important;
    border: 0 !important;
  }
  .gnb .depth2 { top: 72px !important; }

  /* 우측 플로팅 — TOP만 */
  aside.right-quick > a,
  .right-quick > a {
    display: none !important;
  }
  aside.right-quick > button.rq-totop,
  .right-quick > .rq-totop {
    display: flex !important;
  }
  .right-quick {
    background: transparent !important;
    box-shadow: none !important;
    border: none !important;
    padding: 0 !important;
  }
  .right-quick .rq-totop {
    background: var(--forest, #0B2818) !important;
    color: var(--ivory, #F4F0E8) !important;
    border-radius: 50% !important;
    width: 48px !important;
    height: 48px !important;
    display: flex !important;
    flex-direction: column !important;
    align-items: center !important;
    justify-content: center !important;
    box-shadow: 0 4px 12px rgba(0, 0, 0, 0.18) !important;
    border: 0 !important;
  }
}

/* ════════════════════════════════════════════════════════════════════
   푸터 CTA 클러스터 — 상담신청 + 전화 + 카톡 (cargoinsu)
   ──────────────────────────────────────────────────────────────────── */
.footer-cta-cluster {
  background: linear-gradient(135deg, #0B2818 0%, #1a4a35 100%);
  color: var(--ivory, #F4F0E8);
  padding: 40px 0;
  text-align: center;
}
.footer-cta-cluster .fcc-inner {
  max-width: 720px;
  margin: 0 auto;
  padding: 0 20px;
}
.footer-cta-cluster h3 {
  font-size: 1.5rem;
  font-weight: 700;
  margin: 0 0 8px;
  color: var(--ivory, #F4F0E8);
  letter-spacing: -0.02em;
}
.footer-cta-cluster .fcc-sub {
  font-size: 0.92rem;
  color: rgba(244, 240, 232, 0.92) !important;
  margin: 0 0 24px;
  font-weight: 500;
  line-height: 1.65;
  text-align: center;
}
.footer-cta-cluster h3,
.footer-cta-cluster p,
.footer-cta-cluster .fcc-sub {
  color: var(--ivory, #F4F0E8);
}
.footer-cta-cluster .fcc-buttons {
  display: flex;
  gap: 10px;
  justify-content: center;
  flex-wrap: wrap;
}
.footer-cta-cluster .fcc-buttons a {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 13px 22px;
  border-radius: 6px;
  text-decoration: none !important;
  font-weight: 700;
  font-size: 0.95rem;
  min-width: 160px;
}
.footer-cta-cluster .fcc-primary {
  background: var(--accent, #C56A2C);
  color: #fff !important;
}
.footer-cta-cluster .fcc-phone {
  background: transparent;
  color: var(--ivory, #F4F0E8) !important;
  border: 1px solid rgba(244, 240, 232, 0.5);
}
.footer-cta-cluster .fcc-kakao {
  background: #FEE500;
  color: #3C1E1E !important;
}
@media (max-width: 780px) {
  .footer-cta-cluster .fcc-buttons {
    flex-direction: column;
    align-items: stretch;
  }
  .footer-cta-cluster .fcc-buttons a { min-width: 0; }
  .footer-cta-cluster h3 { font-size: 1.25rem; }
}

/* ===========================================================
   GUIDE PAGES — 적하보험 학습 가이드 (/guide/*.html)
   =========================================================== */

/* Hero — 가이드 허브 */
.guide-hero {
  padding: 64px 0 48px;
  background: linear-gradient(135deg, var(--brand, #0B2818) 0%, #1a4a35 100%);
  color: var(--ivory, #F4F0E8);
  text-align: center;
}
.guide-hero .eyebrow {
  display: inline-block;
  font-size: 0.78rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  color: var(--accent, #C56A2C);
  margin-bottom: 14px;
}
.guide-hero h1 {
  font-size: 2.2rem;
  font-weight: 800;
  line-height: 1.3;
  margin-bottom: 16px;
  color: var(--ivory, #F4F0E8) !important;       /* 다크 배경 위 강제 ivory */
}
.guide-hero h1 em {
  color: var(--accent, #C56A2C) !important;
  font-style: normal;
}
.guide-hero .lede {
  font-size: 1.05rem;
  color: rgba(244, 240, 232, 0.88);
  line-height: 1.7;
  max-width: 760px;
  margin: 0 auto;
}
@media (max-width: 780px) {
  .guide-hero { padding: 48px 0 36px; }
  .guide-hero h1 { font-size: 1.5rem; }
}

/* Guide cards (hub) */
.guide-cards { padding: 56px 0; background: var(--ivory, #F4F0E8); }
.g-card-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 20px;
}
.g-card {
  display: flex;
  flex-direction: column;
  background: #fff;
  border: 1px solid rgba(11, 40, 24, 0.1);
  border-radius: 12px;
  padding: 28px 26px;
  text-decoration: none;
  color: inherit;
  transition: transform .2s, box-shadow .2s, border-color .2s;
}
.g-card:hover {
  transform: translateY(-4px);
  box-shadow: 0 12px 28px rgba(11, 40, 24, 0.12);
  border-color: var(--accent, #C56A2C);
}
.g-card-num {
  font-size: 1.6rem;
  font-weight: 800;
  color: var(--accent, #C56A2C);
  letter-spacing: 0.02em;
  margin-bottom: 8px;
}
.g-card h2 {
  font-size: 1.4rem;
  font-weight: 800;
  color: var(--brand, #0B2818);
  margin-bottom: 10px;
}
.g-card-sub {
  font-size: 0.92rem;
  color: #527a60;
  line-height: 1.55;
  margin-bottom: 14px;
}
.g-card-list {
  list-style: none;
  padding: 0;
  margin: 0 0 16px;
  flex: 1;
}
.g-card-list li {
  font-size: 0.88rem;
  color: #1f3b2b;
  padding: 4px 0 4px 18px;
  position: relative;
  line-height: 1.5;
}
.g-card-list li::before {
  content: '✓';
  position: absolute;
  left: 0;
  color: var(--accent, #C56A2C);
  font-weight: 800;
}
.g-card-link {
  font-size: 0.95rem;
  font-weight: 700;
  color: var(--brand, #0B2818);
}
@media (max-width: 780px) {
  .g-card-grid { grid-template-columns: 1fr; gap: 14px; }
  .g-card { padding: 22px 20px; }
}

/* Guide CTA */
.guide-cta {
  padding: 48px 0;
  background: linear-gradient(135deg, var(--brand, #0B2818) 0%, #1a4a35 100%);
  color: var(--ivory, #F4F0E8);
  text-align: center;
}
.guide-cta h3 {
  font-size: 1.5rem;
  font-weight: 800;
  margin-bottom: 10px;
  color: var(--ivory, #F4F0E8) !important;       /* 다크 배경 위 강제 ivory */
}
.guide-cta p {
  font-size: 1rem;
  color: rgba(244, 240, 232, 0.88) !important;
  margin-bottom: 22px;
}
.guide-cta-buttons {
  display: flex;
  gap: 14px;
  justify-content: center;
  flex-wrap: wrap;
}
.guide-cta-buttons .btn-primary {
  display: inline-block;
  background: var(--accent, #C56A2C);
  color: #fff;
  padding: 14px 26px;
  border-radius: 8px;
  text-decoration: none;
  font-weight: 700;
}
.guide-cta-buttons .btn-primary:hover { background: #b15a23; }
.guide-cta-buttons .btn-outline {
  display: inline-block;
  background: transparent;
  color: var(--ivory, #F4F0E8);
  border: 1.5px solid rgba(244, 240, 232, 0.5);
  padding: 12px 26px;
  border-radius: 8px;
  text-decoration: none;
  font-weight: 700;
}
.guide-cta-buttons .btn-outline:hover {
  border-color: var(--ivory, #F4F0E8);
  background: rgba(244, 240, 232, 0.08);
}

/* Guide page hero (detail pages) */
.guide-page-hero {
  padding: 48px 0 32px;
  background: linear-gradient(135deg, var(--brand, #0B2818) 0%, #1a4a35 100%);
  color: var(--ivory, #F4F0E8);
}
.breadcrumb {
  font-size: 0.85rem;
  color: rgba(244, 240, 232, 0.7);
  margin-bottom: 16px;
}
.breadcrumb a { color: var(--accent, #C56A2C); text-decoration: none; }
.breadcrumb a:hover { text-decoration: underline; }
.breadcrumb span { margin: 0 8px; opacity: 0.6; }
.guide-page-hero .eyebrow {
  display: inline-block;
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.14em;
  color: var(--accent, #C56A2C);
  margin-bottom: 12px;
}
.guide-page-hero h1 {
  font-size: 1.9rem;
  font-weight: 800;
  line-height: 1.35;
  margin-bottom: 14px;
  color: var(--ivory, #F4F0E8) !important;       /* 다크 배경 위 강제 ivory */
}
.guide-page-hero h1 em {
  color: var(--accent, #C56A2C) !important;
  font-style: normal;
}
.guide-page-hero .lede {
  font-size: 1rem;
  color: rgba(244, 240, 232, 0.88);
  line-height: 1.7;
  max-width: 820px;
}
@media (max-width: 780px) {
  .guide-page-hero { padding: 36px 0 28px; }
  .guide-page-hero h1 { font-size: 1.4rem; }
}

/* Guide section content */
.guide-section { padding: 48px 0; background: #fff; }
.g-h2 {
  font-size: 1.5rem;
  font-weight: 800;
  color: var(--brand, #0B2818);
  margin: 40px 0 16px;
  padding-bottom: 8px;
  border-bottom: 2px solid var(--accent, #C56A2C);
}
.g-h2:first-of-type { margin-top: 0; }
.g-section-lede {
  font-size: 0.98rem;
  color: #1f3b2b;
  line-height: 1.7;
  margin-bottom: 18px;
}
.g-note {
  background: #fff8ee;
  border-left: 3px solid var(--accent, #C56A2C);
  padding: 12px 16px;
  font-size: 0.92rem;
  color: #1f3b2b;
  line-height: 1.6;
  border-radius: 4px;
  margin: 18px 0;
}
.g-callout {
  background: linear-gradient(135deg, #f4f0e8 0%, #ede4d3 100%);
  border-radius: 10px;
  padding: 22px 24px;
  margin: 18px 0 24px;
  font-size: 1rem;
  color: #1f3b2b;
  line-height: 1.7;
}
.g-bullets {
  list-style: none;
  padding: 0;
  margin: 12px 0;
}
.g-bullets li {
  font-size: 0.92rem;
  color: #1f3b2b;
  padding: 4px 0 4px 20px;
  position: relative;
  line-height: 1.6;
}
.g-bullets li::before {
  content: '•';
  position: absolute;
  left: 6px;
  color: var(--accent, #C56A2C);
  font-weight: 800;
}
.g-bullets-large li { font-size: 0.98rem; padding: 6px 0 6px 22px; }
.g-mini-note {
  font-size: 0.82rem;
  color: #527a60;
  margin-top: 10px;
  font-style: italic;
}

/* Timeline */
.g-timeline {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 16px;
  margin-bottom: 24px;
}
.g-tl-item {
  background: #fff8ee;
  border-radius: 10px;
  padding: 20px;
  border-left: 3px solid var(--accent, #C56A2C);
}
.g-tl-year {
  display: inline-block;
  font-size: 1rem;
  font-weight: 800;
  color: var(--accent, #C56A2C);
  background: #fff;
  padding: 3px 10px;
  border-radius: 4px;
  margin-bottom: 8px;
}
.g-tl-item h3 {
  font-size: 1rem;
  font-weight: 700;
  color: var(--brand, #0B2818);
  margin-bottom: 6px;
}
.g-tl-item p {
  font-size: 0.86rem;
  color: #1f3b2b;
  line-height: 1.55;
}
@media (max-width: 780px) {
  .g-timeline { grid-template-columns: 1fr; gap: 12px; }
}

/* Tables */
.g-table-wrap { overflow-x: auto; margin: 16px 0 24px; }
.g-table {
  width: 100%;
  border-collapse: collapse;
  font-size: 0.88rem;
}
.g-table thead th {
  background: var(--brand, #0B2818);
  color: var(--ivory, #F4F0E8);
  padding: 10px 12px;
  text-align: left;
  font-weight: 700;
  font-size: 0.88rem;
}
.g-table thead th small {
  display: block;
  font-size: 0.72rem;
  font-weight: 400;
  opacity: 0.8;
  margin-top: 2px;
}
.g-table tbody td {
  padding: 9px 12px;
  border-bottom: 1px solid rgba(11, 40, 24, 0.08);
  vertical-align: top;
  color: #1f3b2b;
}
.g-table tbody tr:hover { background: rgba(244, 240, 232, 0.4); }
.g-table .ok { color: #16a34a; font-weight: 800; text-align: center; font-size: 1.1rem; }
.g-table .no { color: #888; font-weight: 700; text-align: center; font-size: 1.1rem; }
.g-table-section td {
  background: #f4f0e8;
  font-weight: 800;
  color: var(--brand, #0B2818);
  text-align: center;
}
.g-incoterm-table .g-buyer-cell { background: #e8f3fb; color: #1e5f9a; font-weight: 700; }
.g-incoterm-table .g-seller-cell { background: #fff8ee; color: #b15a23; font-weight: 700; }

/* Two-column cards */
.g-twocol {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
  margin: 16px 0 24px;
}
.g-twocol-card {
  background: #fff8ee;
  border-radius: 10px;
  padding: 22px 24px;
  border: 1px solid rgba(197, 106, 44, 0.2);
}
.g-twocol-card h3 {
  font-size: 1.1rem;
  font-weight: 800;
  color: var(--brand, #0B2818);
  margin-bottom: 8px;
}
.g-twocol-card p {
  font-size: 0.92rem;
  color: #1f3b2b;
  line-height: 1.65;
}
.g-twocol-card ol.g-numbered { padding-left: 22px; }
.g-twocol-card ol.g-numbered li {
  font-size: 0.92rem;
  color: #1f3b2b;
  padding: 4px 0;
  line-height: 1.55;
}
@media (max-width: 780px) {
  .g-twocol { grid-template-columns: 1fr; gap: 12px; }
}

/* Risk grid (부가위험 카드) */
.g-risk-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(180px, 1fr));
  gap: 12px;
  margin: 20px 0 24px;
}
.g-risk-card {
  background: #fff;
  border: 1px solid rgba(11, 40, 24, 0.1);
  border-radius: 8px;
  padding: 14px 16px;
}
.g-risk-code {
  display: inline-block;
  background: var(--brand, #0B2818);
  color: var(--ivory, #F4F0E8);
  font-size: 0.7rem;
  font-weight: 700;
  letter-spacing: 0.05em;
  padding: 3px 8px;
  border-radius: 3px;
  margin-bottom: 8px;
}
.g-risk-card h4 {
  font-size: 0.95rem;
  font-weight: 700;
  color: var(--brand, #0B2818);
  margin-bottom: 4px;
}
.g-risk-card p {
  font-size: 0.82rem;
  color: #527a60;
  line-height: 1.5;
}

/* Recommend section */
.g-recommend {
  background: #fff;
  border: 1px solid rgba(11, 40, 24, 0.1);
  border-radius: 10px;
  margin: 16px 0 24px;
  overflow: hidden;
}
.g-rec-row {
  display: grid;
  grid-template-columns: 1.4fr 1fr 2fr;
  gap: 16px;
  padding: 14px 18px;
  border-bottom: 1px solid rgba(11, 40, 24, 0.08);
  align-items: center;
}
.g-rec-row:last-child { border-bottom: 0; }
.g-rec-cargo {
  font-size: 0.92rem;
  font-weight: 700;
  color: var(--brand, #0B2818);
}
.g-rec-clause {
  font-size: 0.92rem;
  color: var(--accent, #C56A2C);
}
.g-rec-clause strong { color: var(--accent, #C56A2C); }
.g-rec-reason {
  font-size: 0.86rem;
  color: #1f3b2b;
  line-height: 1.5;
}
@media (max-width: 780px) {
  .g-rec-row { grid-template-columns: 1fr; gap: 6px; padding: 12px 14px; }
}

/* Diff (차별화) section */
.g-diff {
  background: linear-gradient(135deg, var(--brand, #0B2818) 0%, #1a4a35 100%);
  color: var(--ivory, #F4F0E8);
  border-radius: 12px;
  padding: 28px 30px;
  margin: 24px 0;
}
.g-diff p {
  font-size: 1rem;
  color: rgba(244, 240, 232, 0.92);
  line-height: 1.7;
  margin-bottom: 12px;
}
.g-diff .g-bullets li {
  color: var(--ivory, #F4F0E8);
  font-size: 0.95rem;
}
.g-diff .g-bullets strong { color: var(--accent, #C56A2C); }
.g-diff-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 14px;
  margin-top: 16px;
}
.g-diff-card {
  background: rgba(244, 240, 232, 0.08);
  border-radius: 8px;
  padding: 16px 18px;
}
.g-diff-card h4 {
  font-size: 0.98rem;
  font-weight: 700;
  color: var(--accent, #C56A2C);
  margin-bottom: 6px;
}
.g-diff-card p {
  font-size: 0.88rem;
  color: rgba(244, 240, 232, 0.85);
  line-height: 1.55;
  margin: 0;
}
@media (max-width: 780px) {
  .g-diff { padding: 22px 20px; }
  .g-diff-grid { grid-template-columns: 1fr; }
}

/* Incoterms grid */
.g-incoterms-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 14px;
  margin: 16px 0 24px;
}
.g-incoterm-card {
  background: #fff;
  border: 1.5px solid rgba(11, 40, 24, 0.12);
  border-radius: 10px;
  padding: 22px 24px;
  position: relative;
}
.g-incoterm-card.g-incoterm-seller { border-color: rgba(197, 106, 44, 0.3); background: linear-gradient(135deg, #fff 0%, #fff8ee 100%); }
.g-incoterm-card.g-incoterm-buyer { border-color: rgba(30, 95, 154, 0.3); background: linear-gradient(135deg, #fff 0%, #f0f7fc 100%); }
.g-incoterm-code {
  display: inline-block;
  font-family: "Courier New", monospace;
  font-size: 1.4rem;
  font-weight: 800;
  letter-spacing: 0.05em;
  background: var(--brand, #0B2818);
  color: var(--ivory, #F4F0E8);
  padding: 6px 14px;
  border-radius: 5px;
  margin-bottom: 12px;
}
.g-incoterm-card h3 {
  font-size: 1.1rem;
  font-weight: 700;
  color: var(--brand, #0B2818);
  margin-bottom: 4px;
}
.g-incoterm-desc {
  font-size: 0.88rem;
  color: #527a60;
  margin-bottom: 12px;
}
@media (max-width: 780px) {
  .g-incoterms-grid { grid-template-columns: 1fr; }
}

/* Diagnose */
.g-diagnose {
  background: #fff;
  border: 1px solid rgba(11, 40, 24, 0.1);
  border-radius: 10px;
  margin: 16px 0 24px;
  overflow: hidden;
}
.g-diag-row {
  display: grid;
  grid-template-columns: 1.5fr 2fr;
  gap: 16px;
  padding: 14px 18px;
  border-bottom: 1px solid rgba(11, 40, 24, 0.08);
}
.g-diag-row:last-child { border-bottom: 0; }
.g-diag-q { font-weight: 700; color: var(--brand, #0B2818); font-size: 0.92rem; }
.g-diag-a { font-size: 0.9rem; color: #1f3b2b; line-height: 1.6; }
@media (max-width: 780px) {
  .g-diag-row { grid-template-columns: 1fr; gap: 6px; }
}

/* Tips */
.g-tips {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 14px;
  margin: 16px 0 24px;
}
.g-tip {
  background: #fff8ee;
  border-left: 3px solid var(--accent, #C56A2C);
  border-radius: 6px;
  padding: 16px 18px;
}
.g-tip h4 {
  font-size: 1rem;
  font-weight: 700;
  color: var(--brand, #0B2818);
  margin-bottom: 6px;
}
.g-tip p {
  font-size: 0.88rem;
  color: #1f3b2b;
  line-height: 1.6;
}
@media (max-width: 780px) {
  .g-tips { grid-template-columns: 1fr; }
}

/* Period grid */
.g-period-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 12px;
  margin: 16px 0 24px;
}
.g-period-card {
  background: #fff;
  border: 1px solid rgba(11, 40, 24, 0.1);
  border-radius: 8px;
  padding: 16px 18px;
}
.g-period-incoterm {
  display: inline-block;
  font-family: "Courier New", monospace;
  font-size: 0.9rem;
  font-weight: 800;
  background: var(--accent, #C56A2C);
  color: #fff;
  padding: 3px 10px;
  border-radius: 4px;
  margin-bottom: 10px;
}
.g-period-card h3 {
  font-size: 0.98rem;
  font-weight: 700;
  color: var(--brand, #0B2818);
  margin-bottom: 6px;
}
.g-period-card p {
  font-size: 0.85rem;
  color: #527a60;
  line-height: 1.55;
}
@media (max-width: 980px) {
  .g-period-grid { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 780px) {
  .g-period-grid { grid-template-columns: 1fr; }
}

/* End list (종기 4가지) */
.g-end-list { display: flex; flex-direction: column; gap: 10px; margin: 16px 0 24px; }
.g-end-item {
  display: flex;
  gap: 16px;
  background: #fff;
  border-left: 3px solid var(--accent, #C56A2C);
  padding: 14px 18px;
  border-radius: 6px;
  align-items: flex-start;
}
.g-end-num {
  flex: 0 0 auto;
  background: var(--brand, #0B2818);
  color: var(--ivory, #F4F0E8);
  width: 32px;
  height: 32px;
  border-radius: 50%;
  display: grid;
  place-items: center;
  font-weight: 800;
}
.g-end-item h4 { font-size: 1rem; font-weight: 700; color: var(--brand, #0B2818); margin-bottom: 4px; }
.g-end-item p { font-size: 0.9rem; color: #1f3b2b; line-height: 1.6; }

/* Warning box */
.g-warn-box {
  background: linear-gradient(135deg, #fef3e2 0%, #fde9cf 100%);
  border-left: 4px solid #c56a2c;
  border-radius: 8px;
  padding: 18px 22px;
  margin: 18px 0;
}
.g-warn-box h3 {
  font-size: 1.05rem;
  font-weight: 800;
  color: #b15a23;
  margin-bottom: 8px;
}
.g-warn-box p {
  font-size: 0.92rem;
  color: #1f3b2b;
  line-height: 1.65;
}

/* Flow diagram */
.g-flow {
  display: flex;
  align-items: stretch;
  gap: 6px;
  overflow-x: auto;
  padding: 12px 0;
  margin: 16px 0 8px;
}
.g-flow-stage {
  flex: 1 0 110px;
  background: #fff;
  border: 1px solid rgba(11, 40, 24, 0.1);
  border-radius: 8px;
  padding: 12px 10px;
  text-align: center;
  min-width: 0;
}
.g-flow-icon { font-size: 1.6rem; display: block; margin-bottom: 6px; }
.g-flow-stage h4 { font-size: 0.85rem; font-weight: 700; color: var(--brand, #0B2818); margin-bottom: 2px; }
.g-flow-stage p { font-size: 0.72rem; color: #527a60; }
.g-flow-arrow {
  flex: 0 0 auto;
  display: grid;
  place-items: center;
  font-size: 1.2rem;
  color: var(--accent, #C56A2C);
  font-weight: 800;
  padding: 0 4px;
}
.g-flow-note { font-size: 0.82rem; color: #527a60; font-style: italic; margin-top: 4px; }

/* Checklist */
.g-checklist { display: flex; flex-direction: column; gap: 10px; margin: 16px 0 24px; }
.g-check-item {
  display: flex;
  gap: 14px;
  background: #fff;
  border: 1px solid rgba(11, 40, 24, 0.08);
  padding: 14px 16px;
  border-radius: 6px;
}
.g-check-num {
  flex: 0 0 auto;
  font-size: 1.3rem;
  font-weight: 800;
  color: var(--accent, #C56A2C);
  line-height: 1;
}
.g-check-item h4 { font-size: 0.98rem; font-weight: 700; color: var(--brand, #0B2818); margin-bottom: 4px; }
.g-check-item p { font-size: 0.88rem; color: #1f3b2b; line-height: 1.6; }

/* Action list (사고처리 첫 24시간) */
.g-action-list { display: flex; flex-direction: column; gap: 10px; margin: 16px 0 24px; }
.g-action-emergency .g-action-item { background: #fff5f5; border-left: 3px solid #dc2626; }
.g-action-item {
  display: flex;
  gap: 14px;
  background: #fff;
  padding: 14px 16px;
  border-radius: 6px;
  align-items: flex-start;
}
.g-action-num {
  flex: 0 0 auto;
  background: #dc2626;
  color: #fff;
  width: 28px;
  height: 28px;
  border-radius: 50%;
  display: grid;
  place-items: center;
  font-weight: 800;
  font-size: 0.88rem;
}
.g-action-item h4 { font-size: 1rem; font-weight: 700; color: var(--brand, #0B2818); margin-bottom: 4px; }
.g-action-item p { font-size: 0.9rem; color: #1f3b2b; line-height: 1.6; }

/* Process steps */
.g-process { display: grid; grid-template-columns: repeat(auto-fit, minmax(240px, 1fr)); gap: 14px; margin: 16px 0 24px; }
.g-process-step {
  background: #fff;
  border: 1px solid rgba(11, 40, 24, 0.1);
  border-radius: 10px;
  padding: 18px 20px;
}
.g-step-num {
  display: inline-block;
  background: var(--accent, #C56A2C);
  color: #fff;
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  padding: 3px 10px;
  border-radius: 3px;
  margin-bottom: 10px;
}
.g-process-step h3 { font-size: 1rem; font-weight: 700; color: var(--brand, #0B2818); margin-bottom: 6px; }
.g-process-step p { font-size: 0.88rem; color: #1f3b2b; line-height: 1.55; margin-bottom: 8px; }

/* Doc section */
.g-doc-section {
  background: #fff8ee;
  border-radius: 8px;
  padding: 18px 22px;
  margin: 12px 0;
}
.g-doc-section h3 { font-size: 1.05rem; font-weight: 700; color: var(--brand, #0B2818); margin-bottom: 10px; }
.g-doc-list { list-style: none; padding: 0; margin: 0; }
.g-doc-list li {
  font-size: 0.9rem;
  color: #1f3b2b;
  padding: 5px 0 5px 22px;
  position: relative;
  line-height: 1.55;
}
.g-doc-list li::before {
  content: '☐';
  position: absolute;
  left: 0;
  color: var(--accent, #C56A2C);
  font-weight: 800;
}

/* Loss grid */
.g-loss-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 12px; margin: 16px 0 24px; }
.g-loss-card { background: #fff; border: 1px solid rgba(11, 40, 24, 0.1); border-radius: 8px; padding: 16px; }
.g-loss-card h4 { font-size: 0.98rem; font-weight: 700; color: var(--brand, #0B2818); margin-bottom: 6px; }
.g-loss-card p { font-size: 0.85rem; color: #1f3b2b; line-height: 1.55; }
@media (max-width: 780px) {
  .g-loss-grid { grid-template-columns: 1fr; }
}

/* Emergency box */
.g-emergency-box {
  background: linear-gradient(135deg, #dc2626 0%, #b91c1c 100%);
  color: #fff;
  border-radius: 12px;
  padding: 26px 28px;
  margin: 24px 0;
  text-align: center;
}
.g-emergency-box h3 { font-size: 1.3rem; font-weight: 800; margin-bottom: 8px; color: #fff !important; }
.g-emergency-box p { font-size: 0.95rem; color: rgba(255, 255, 255, 0.92) !important; margin-bottom: 16px; }
.g-emergency-contacts { display: flex; gap: 12px; justify-content: center; flex-wrap: wrap; }
.g-emer-btn {
  background: #fff;
  color: #dc2626 !important;
  padding: 12px 22px;
  border-radius: 8px;
  text-decoration: none;
  font-weight: 800;
  font-size: 0.95rem;
}
.g-emer-btn-outline {
  background: transparent;
  color: #fff !important;
  border: 2px solid rgba(255, 255, 255, 0.5);
  padding: 10px 22px;
  border-radius: 8px;
  text-decoration: none;
  font-weight: 700;
  font-size: 0.95rem;
}
.g-emer-btn-outline:hover { border-color: #fff; }

/* Guide nav (prev/next) */
.guide-nav-next {
  padding: 28px 0 36px;
  background: #fff;
  border-top: 1px solid rgba(11, 40, 24, 0.08);
}
.guide-nav-next .container {
  display: flex;
  justify-content: space-between;
  gap: 14px;
  flex-wrap: wrap;
}
.g-prev, .g-next {
  display: inline-block;
  padding: 12px 20px;
  background: #f4f0e8;
  color: var(--brand, #0B2818);
  border-radius: 8px;
  text-decoration: none;
  font-weight: 700;
  font-size: 0.92rem;
  transition: background .2s;
}
.g-prev:hover, .g-next:hover { background: #ede4d3; }
.g-next {
  background: var(--brand, #0B2818);
  color: var(--ivory, #F4F0E8);
}
.g-next:hover { background: #1a4a35; }

/* ===========================================================
   HERO 3-TRACK STRIP — 계산기 / Open Policy / 대시보드
   =========================================================== */
.hero-tracks {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 12px;
  margin: 28px 0 24px;
}
.track-card {
  display: flex;
  align-items: center;
  gap: 14px;
  padding: 16px 18px;
  background: rgba(244, 240, 232, 0.08);
  border: 1.5px solid rgba(244, 240, 232, 0.2);
  border-radius: 10px;
  color: var(--ivory, #F4F0E8);
  text-decoration: none;
  transition: background .2s, border-color .2s, transform .2s;
}
.track-card:hover {
  background: rgba(244, 240, 232, 0.15);
  border-color: rgba(244, 240, 232, 0.4);
  transform: translateY(-2px);
}
.track-card--active {
  background: rgba(197, 106, 44, 0.18);
  border-color: var(--accent, #C56A2C);
}
.track-card--active:hover {
  background: rgba(197, 106, 44, 0.28);
}
.track-num {
  font-size: 1.1rem;
  font-weight: 800;
  color: var(--accent, #C56A2C);
  letter-spacing: 0.02em;
  flex: 0 0 auto;
}
.track-body {
  flex: 1 1 auto;
  min-width: 0;
}
.track-title {
  font-size: 1rem;
  font-weight: 700;
  line-height: 1.3;
  margin-bottom: 3px;
}
.track-desc {
  font-size: 0.78rem;
  color: rgba(244, 240, 232, 0.78);
  line-height: 1.4;
}
.track-arrow {
  font-size: 1.05rem;
  color: var(--accent, #C56A2C);
  font-weight: 700;
  flex: 0 0 auto;
}
.track-badge {
  display: inline-block;
  font-size: 0.66rem;
  background: rgba(197, 106, 44, 0.25);
  color: var(--accent, #C56A2C);
  padding: 2px 6px;
  border-radius: 3px;
  margin-left: 4px;
  font-weight: 700;
  letter-spacing: 0.04em;
  vertical-align: middle;
}
@media (max-width: 780px) {
  .hero-tracks {
    grid-template-columns: 1fr;
    gap: 8px;
    margin: 20px 0;
  }
  .track-card { padding: 14px; }
}

/* ===========================================================
   OPEN POLICY 섹션
   =========================================================== */
.op-section {
  padding: 64px 0 56px;
  background: linear-gradient(135deg, #f4f0e8 0%, #ede4d3 100%);
  border-top: 1px solid rgba(11, 40, 24, 0.08);
}
.op-header {
  text-align: center;
  max-width: 760px;
  margin: 0 auto 36px;
}
.op-badge {
  display: inline-block;
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  background: var(--accent, #C56A2C);
  color: #fff;
  padding: 6px 14px;
  border-radius: 4px;
  margin-bottom: 14px;
}
.op-header h2 {
  font-size: 2rem;
  font-weight: 800;
  color: var(--brand, #0B2818);
  line-height: 1.3;
  margin-bottom: 12px;
}
.op-header h2 em {
  color: var(--accent, #C56A2C);
  font-style: normal;
}
.op-lede {
  font-size: 1.02rem;
  color: #1f3b2b;
  line-height: 1.6;
}
.op-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 16px;
  margin-bottom: 36px;
}
.op-card {
  background: #fff;
  border: 1px solid rgba(11, 40, 24, 0.1);
  border-radius: 10px;
  padding: 20px 18px;
  transition: transform .2s, box-shadow .2s;
}
.op-card:hover {
  transform: translateY(-3px);
  box-shadow: 0 8px 20px rgba(11, 40, 24, 0.1);
}
.op-icon {
  font-size: 1.8rem;
  margin-bottom: 10px;
}
.op-card h3 {
  font-size: 1.05rem;
  font-weight: 700;
  color: var(--brand, #0B2818);
  margin-bottom: 8px;
}
.op-card p {
  font-size: 0.88rem;
  color: #1f3b2b;
  line-height: 1.55;
}
.op-tiers {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
  max-width: 800px;
  margin: 0 auto 32px;
}
.op-tier {
  background: #fff;
  border: 2px solid rgba(11, 40, 24, 0.12);
  border-radius: 12px;
  padding: 24px 22px;
  position: relative;
}
.op-tier--plus {
  border-color: var(--accent, #C56A2C);
  background: linear-gradient(135deg, #fff 0%, #fff8ee 100%);
}
.op-tier-label {
  display: inline-block;
  font-size: 0.7rem;
  font-weight: 800;
  letter-spacing: 0.1em;
  background: var(--brand, #0B2818);
  color: var(--ivory, #F4F0E8);
  padding: 4px 10px;
  border-radius: 3px;
  margin-bottom: 10px;
}
.op-tier-label--plus {
  background: var(--accent, #C56A2C);
}
.op-tier h4 {
  font-size: 1.3rem;
  font-weight: 800;
  color: var(--brand, #0B2818);
  margin-bottom: 6px;
}
.op-tier-condition {
  font-size: 0.95rem;
  color: #1f3b2b;
  margin-bottom: 14px;
}
.op-tier-condition strong {
  color: var(--accent, #C56A2C);
  font-weight: 800;
  font-size: 1.05rem;
}
.op-tier ul {
  list-style: none;
  padding: 0;
  margin: 0;
}
.op-tier ul li {
  font-size: 0.88rem;
  color: #1f3b2b;
  padding: 4px 0 4px 18px;
  position: relative;
  line-height: 1.5;
}
.op-tier ul li::before {
  content: '✓';
  position: absolute;
  left: 0;
  color: var(--accent, #C56A2C);
  font-weight: 800;
}
.op-cta {
  text-align: center;
  display: flex;
  gap: 16px;
  justify-content: center;
  flex-wrap: wrap;
  margin-bottom: 14px;
}
.op-cta-btn {
  display: inline-block;
  background: var(--brand, #0B2818);
  color: var(--ivory, #F4F0E8);
  padding: 14px 28px;
  border-radius: 8px;
  text-decoration: none;
  font-weight: 700;
  font-size: 1rem;
  transition: background .2s;
}
.op-cta-btn:hover {
  background: #1a4a35;
}
.op-cta-link {
  display: inline-flex;
  align-items: center;
  color: var(--brand, #0B2818);
  text-decoration: none;
  font-weight: 700;
  font-size: 0.95rem;
  padding: 14px 12px;
}
.op-cta-link:hover {
  color: var(--accent, #C56A2C);
}
.op-disclaimer {
  text-align: center;
  font-size: 0.78rem;
  color: #527a60;
  margin-top: 8px;
}
@media (max-width: 980px) {
  .op-grid { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 780px) {
  .op-section { padding: 48px 0 40px; }
  .op-header h2 { font-size: 1.5rem; }
  .op-grid { grid-template-columns: 1fr; }
  .op-tiers { grid-template-columns: 1fr; }
}

/* ===========================================================
   DASHBOARD COMING SOON 섹션
   =========================================================== */
.dash-section {
  padding: 64px 0 56px;
  background: linear-gradient(135deg, var(--brand, #0B2818) 0%, #1a4a35 100%);
  color: var(--ivory, #F4F0E8);
}
.dash-header {
  text-align: center;
  max-width: 760px;
  margin: 0 auto 36px;
}
.dash-badge {
  display: inline-block;
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  background: rgba(197, 106, 44, 0.25);
  color: var(--accent, #C56A2C);
  border: 1px solid var(--accent, #C56A2C);
  padding: 6px 14px;
  border-radius: 4px;
  margin-bottom: 14px;
}
.dash-header h2 {
  font-size: 2rem;
  font-weight: 800;
  color: var(--ivory, #F4F0E8);
  line-height: 1.3;
  margin-bottom: 12px;
}
.dash-header h2 em {
  color: var(--accent, #C56A2C);
  font-style: normal;
}
.dash-lede {
  font-size: 1.02rem;
  color: rgba(244, 240, 232, 0.85);
  line-height: 1.6;
}
.dash-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 16px;
  margin-bottom: 40px;
}
.dash-feat {
  background: rgba(244, 240, 232, 0.06);
  border: 1px solid rgba(244, 240, 232, 0.15);
  border-radius: 10px;
  padding: 20px 18px;
  transition: background .2s, border-color .2s;
}
.dash-feat:hover {
  background: rgba(244, 240, 232, 0.12);
  border-color: rgba(244, 240, 232, 0.3);
}
.dash-feat-icon {
  font-size: 1.8rem;
  margin-bottom: 10px;
}
.dash-feat h4 {
  font-size: 1rem;
  font-weight: 700;
  color: var(--ivory, #F4F0E8);
  margin-bottom: 6px;
  line-height: 1.35;
}
.dash-feat p {
  font-size: 0.85rem;
  color: rgba(244, 240, 232, 0.78);
  line-height: 1.55;
}
.dash-signup {
  background: rgba(244, 240, 232, 0.06);
  border: 1.5px dashed var(--accent, #C56A2C);
  border-radius: 12px;
  padding: 28px 28px;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 28px;
  align-items: center;
  max-width: 960px;
  margin: 0 auto;
}
.dash-signup-text h3 {
  font-size: 1.3rem;
  font-weight: 800;
  color: var(--ivory, #F4F0E8);
  margin-bottom: 10px;
}
.dash-signup-text p {
  font-size: 0.92rem;
  color: rgba(244, 240, 232, 0.85);
  line-height: 1.6;
}
.dash-signup-text strong {
  color: var(--accent, #C56A2C);
}
.dash-signup-form {
  display: flex;
  flex-direction: column;
  gap: 10px;
}
.dash-form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 10px;
}
.dash-signup-form input[type="text"],
.dash-signup-form input[type="email"],
.dash-signup-form input[type="tel"] {
  background: rgba(244, 240, 232, 0.95);
  color: var(--brand, #0B2818);
  border: 1px solid rgba(244, 240, 232, 0.3);
  border-radius: 6px;
  padding: 11px 13px;
  font-size: 0.92rem;
  font-family: inherit;
}
.dash-signup-form input::placeholder {
  color: rgba(11, 40, 24, 0.55);
}
.dash-signup-form input:focus {
  outline: 2px solid var(--accent, #C56A2C);
  outline-offset: 1px;
}
.dash-form-btn {
  background: var(--accent, #C56A2C);
  color: #fff;
  border: 0;
  border-radius: 6px;
  padding: 13px 18px;
  font-size: 1rem;
  font-weight: 700;
  cursor: pointer;
  font-family: inherit;
  transition: background .2s;
}
.dash-form-btn:hover {
  background: #b15a23;
}
.dash-form-note {
  font-size: 0.78rem;
  color: rgba(244, 240, 232, 0.65);
  text-align: center;
  margin-top: 4px;
}
@media (max-width: 980px) {
  .dash-grid { grid-template-columns: repeat(2, 1fr); }
  .dash-signup { grid-template-columns: 1fr; padding: 24px 22px; }
}
@media (max-width: 780px) {
  .dash-section { padding: 48px 0 40px; }
  .dash-header h2 { font-size: 1.5rem; }
  .dash-grid { grid-template-columns: 1fr; }
  .dash-form-row { grid-template-columns: 1fr; }
}